Build Your Circle Of Friends – FPUK.co

ripple fpuk.co

Hi Friends,
Back from honeymoon now – Sorry its been a while since I last posted, but 1 month ago yesterday we got married and then took time out in Egypt to relax and although I took my trusted iPad planning to continue my blogging whilst there, wisdom and relaxation took over.
But while we were there we met and built our circle of friends, talking about life around the pool or while on the beach we met so many people, some happy as they escaped reality and their stress back home and some like us that enjoy life and all it gives us. But today I want to continue talking about friends and the ripple effect it causes building true friendships.

What would you say if I told you you are wasting one of your biggest assets? You’d probably want to know what it was! You see, every human has a circle of influence. In fact, the average person knows 2,000 people by the time they are 20 years old.

That means every day you have the power to influence thousands of people just by stating an opinion, sharing life experiences and recommending other businesses.

You can choose to ignore your circle of influence, like the majority of people do. Or you can utilise this resource to build your business, find a job, look for a date or expose your product or service.

I imagine you’re reminded of a few slimy “friends” you once had on Facebook who wouldn’t stop pushing their business in your face until you were so exhausted you finally “unfriended” them. But that isn’t what I mean. You can utilise your influence without resorting to shameless self-promotion.

What I am talking about is creating a mutually-beneficial relationship. How many times have you heard an acquaintance, friend or family member express a need for something? They’re looking for a hair stylist, they just put their house on the market… etc.

What you do is become a connector. Help your friends fill their needs! Know someone who is recruiting and another person that is looking for a job? Refer your friend.

I’m a firm believer that what you hand out, you will get back. So when you give referrals, who do you think is the first name they will think of when referring within their circle of influence? Becoming a resource for your friends not only increases your value, but it’s essentially setting up free advertising for yourself. Not only that, but you are helping the people in your life and strengthening those relationships.

Marketers are always trying to get to your list. Think of it this way – Abercrombie isn’t about getting YOU to buy their clothes. They are about getting you to advertise for them. That’s why they put their label on the outside. You are advertising their clothes to your circle of influence. So if these marketers find your list so valuable, why don’t YOU use your own list???

Building a list and using the resources that are right in front of you will open so many doors and opportunities: jobs, loyal clients, better relationships and more! You should be consistently building and adding to your list of resources.

Start asking “Who do I know?” You’d be surprised by the number of people you actually know and the possible resources you are wasting.

Thats it for today, build your list, talk to 5 more people and ask for a business card or phone number, and of course give your out too.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Activate that circle of influence today and please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

Residual Income = Time Freedom – FPUK.co

time freedom3

Hi Friends,

I’m getting a little bit excited now, as many of you know I’m getting married this Saturday and my Event Planner iPhone app is telling me its only 2 days 6 hours and 2 minutes away – Wow !!

I’m off very soon to go and collect some very good friends from the airport that are coming to stay and attend our wedding, and thats really part of what I want to talk to you all today about.

Taking Time Off, when I need is one of the many benefits of working for my self, and I’ve done this for 9 years now. Every time one of my children has had a school assembly or a school lunch for fathers I’ve been able to attend, I’ve been able to take my children to school and pick them up if I’ve wanted and been their for the important events. I haven’t had to ask the boss for time off, ok all I’ve had to do is rearrange my diary with my clients but as long as my appointments have been met thats been ok, but thats the thing in my diary my children’s events are listed in my list of appointments as important as a business client. This is where getting your life plan balance correct and I’ve talked about that in other posts.

But now, taking time off when i wanted just meant taking time off, I’m the boss right so i can say i’m going to the airport this morning and no-one can complain or get jealous for me being missing again. But in the past, if I took too much time off my income dipped a little, but time and money are the 2 things we always need more of and always run out very quickly. But now since adding an extra income stream, I have money coming in whether I work or take time off.

Residual Income is a term very misunderstood, but its a term that is becoming more popular as we understand and compare earning types. Many people get paid linear income, they get paid the same each week or month for the work they have done, whether they have worked extra hard or just done their job, they get paid the same. They have been paid for the number of hours they’ve done i.e a 40 hour week with half hour for lunch resulting in a 37.5 hour week. Others get paid for productivity, producing items for sale and often the hours put in doesn’t justify the retail price of the product covering the time spent, as in artists and crafts people. In both these examples as soon as they stop working and don’t do anything their income stops. With residual income, work is done for very little effort which then earns income continuously without any manual input to keep it coming in, and this is what my newest income steam is – Residual Income. Now this truly allows me to take time off as and when I want without having to book my holidays with the boss and getting it on the calendar early so as not to miss out.

Are these important to you:

  • Time Freedom
  • Residual Income
  • Top up your pension
  • Financial Peace
  • Working where and when you want
  • Spending time with family or children

If the answer to any of these is Yes then take a look at earning Residual Income, which can be ran alongside your part/full time job or self employed role until the level is correct for you and then you can Jump Ship to your new lifestyle. I know i’d rather work hard for the next 5 years to then receive my current yearly salary paid to me each month without much input, and I’ve got many friends doing just that for just a few hours a week.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

How To Find True Happiness – FPUK.co

Happiness Green Road Sign with Dramatic Clouds and Sky.

Hi Friends,

This time next week our wedding weekend will have passed and I will be a married man, in fact according to an app on my iPhone in 5 days 8 hours and 38 minutes, but do you know since my fiancee said “Yes” I have had peace and joy in my heart every single day. But thats added a depth of happiness on top of my daily peace I experience each and every day.

It pleases me that each day of my life, I experience feelings of happiness. I focus on finding joy at some time of the day. My reality is wonderful because I experience so many things that bring me happiness.

In the morning, I wake up with feelings of refreshment and wonder. I think about what my day might bring. Perhaps I can see an old friend today. Maybe this is the day that the love of my life surprises me with something special. As the sun rises, my joy is just beginning.

Most days when I head to visit a client I will take the coast road to see the ocean, the continuous waves and movement of the sea for me is a relaxing and calming experience, what is yours?

Although some things that make me happy are fleeting, I know I have many reasons to be happy. I make an effort to keep those reasons in my mind each day.

The love of my partner, the pleasure of watching my children grow, the fascination of my work, and the unknown elements to come in life all make me feel happy.

My enjoyment of the day keeps my spirits high. I smile to myself because I feel gratitude for my life and this day. The joy I feel at this moment reminds me of all the love I have in my life.

Today, I recognize the many reasons that enable me to experience daily happiness. Every day brings another chance to feel joy and remind myself of the love and happiness in my life. And I am thankful.

Life leaves bitter and sweet tastes in the mouth. It’s easy to find yourself on the lawn of negativity, drinking from a glass half empty on grass that definitely isn’t as green as your neighbours’. Then, in the space of a day or so, everything can seem like sunshine and lollipops again.

Your feelings may well be in constant flux, but God wants to give us a steady, deeper joy, that’s not based on surface level happiness or sadness. Thinking negatively about ourselves or our situation doesn’t improve things, even if we think that we’re just being ‘realistic’. It’s not delusional to focus on being positive. Words have power in our lives and so does our thought life. Don’t feed your heart with the wrong stuff.

Do you imagine God looking down on us negatively? Rick Warren wrote this, ‘God is love. He didn’t need us. But he wanted us. And that is the most amazing thing.’ God has bound Himself to you – that’s not something that changes from day to day, even if we feel far from Him. Whatever negative spin you can put on your lot in life, God says He intends ‘to prosper you and not to harm you… to give you hope and a future.’ (Jeremiah 29:11 NIV) Live in this deeper joy.

What now?

Self-Reflection Questions:

What are some sources of my happiness?
Do I allow myself to feel daily joy?
How can I increase my awareness of what makes me happy, thereby increasing my feelings of happiness?

Living with an attitude of gratitude helps start this process for many people. I want you to “Thank every single person who has ever told you that you can’t because they are just another reason why you will” succeed in whatever you put your efforts into achieving.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at:    @FinPeaceUK     @AndrewChenery     @BHPGardenDesign

How to Teach Children To Make Money – FPUK.co

Cash pic

Hi Friends,

Welcome to a frosty Felixstowe this morning, but although its frosty outside – your attitude to people today doesn’t need to be frosty. Speak to people and treat people as you would like them to speak and treat you. Today i’m talking about how children behave with money.

“Mum! Dad! Can I have £20 to buy a new game? Can I have some money to go to the movies with my friends? Will you buy me some sweets? Can I have…?? Will you buy…???”

How many times have you heard things like this? Whether you have young children, teens or maybe even grown children, at some point or another you’ve probably felt like their personal cashpoint. And the reality is, most parents give in to their children’s’ requests.

Today our culture tends to raise an entire generation of spoiled-rotten children who think only of themselves. It’s a “give me now” generation. But your children don’t have to be counted among these spoiled-rotten brats. You can turn this situation into something good!

Especially over the holidays, Easter breaks and summer fun children seem all about want, want, want. But isn’t it so refreshing to see parents raising their children to understand the importance of work and how to be wise with money. Is that you?

Imagine if you had been taught how to make money and to work hard with a good attitude when you were young? Life would be so much easier now, wouldn’t it? Or maybe you are one of the few who were taught at an early age. Look how that has impacted your adult life!

I’ll say this: You do not have to raise spoiled brats who say, “Gimme…I want…I need…NOW!” Instead, you can help your children become well-rounded people with a good perspective on life.

All children have selfish tendencies, but they can be groomed to have an unselfish heart eager to give, serve and help others. This will prepare them for their future as a spouse, parent, employee or business person.

Your children are watching you, and they will do what you do. Take some time today to think about the example you are setting. How do you spend money? How do you talk about work? Do the words, “I don’t want to go to work today” ever come out of your mouth? What about “I can’t afford it”?

You, as a parent, have an obligation and a moral responsibility to groom your children for success. Besides, I know you do not want to be the cashpoint Parent for the rest of your life. You certainly do not want to have a 30-year-old child STILL living in your cellar and STILL asking you for cash to go out with their friends.

The bottom line is… children NEED to learn how to work and to make money. They must learn how to be wise financially, and in every other area of their lives. Your children are watching you and they will do what they see you do.

Are you setting your children up for a lifetime of financial success? Be the example today, and help your friends, family and community to do the same! Leave me your comments and please Like and Share today’s message.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co      FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Want to Succeed, Just Ask – FPUK.co

Print

Hi friends

I seem to be having a focus on success at the moment, thats because I’ve been mentoring someone who has been very negative and now they are goal focused and wanting to achieve, no more than achieve they want to succeed at whatever they put their mind to.

You won’t succeed in life unless you are connected to the right people. And those who enable you to succeed won’t always come to you; usually you must go to them.

Why do you think there’s a newspaper seller on every corner and a soft drink machine on every hotel floor? Success won’t come knocking on your door; you’ve got to go and find it.

Jesus didn’t set up a throne in the middle of each town and say, ‘This is the only place you can meet with Me’. No, He went to the marketplace, to the boats of fishermen, to the synagogue, to the homes of people. He ‘…went through the towns, preaching the gospel, and healing everywhere’ (Luke 9:6KJV).

What is keeping you from reaching out to others? Fear of rejection?

Until your dream becomes more important to you than your fear of rejection, you will never succeed. Successful people dread rejection too; the difference is that they believe their goals are worth it.

There are two kinds of people in your life: those who already know you have something they need, and those who don’t know it yet. So start a ‘people list’. The law of relationship says that every person is only four people away from the person they need. This simply means that you know Bill, who knows Judy, who knows Charles, who knows the person you want to get to.

You are already networked. Follow the dots and you’ll get to your destiny. Success always begins somewhere, at some moment, with someone.

The secret is, you must reach out.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK   @AndrewChenery   @BHPGardenDesign

Laws For Succeeding – FPUK.co

success

Hi Friends,
A lot of people dream of being rich someday. They have this perfect little picture in their minds of how they will live their happy lives with their successful families in their dream house – after they get rich.

Some people live their entire lives talking about this perfect life they will have someday, as they sit and wait for it to happen. Whether they are waiting to win the lottery, or to receive an inheritance from some relative they didn’t even know they had, or they think they’re going to start a business someday and retire as a multimillionaire in a few years, it’s all dreaming.

But there’s something most people don’t know about wealth. It’s something so simple, and it can either work for you or against you. I’m going to tell you exactly what that is, and what you do with it after today is totally up to you.

So tell me, friend, what happens if you break a law? There is a consequence. This is true even if you don’t know the law. But if you follow the laws, you reap rewards.

Let’s talk about the law of gravity. Even if you had no idea the law of gravity existed, what would happen if you jumped out a 14th floor window? Would gravity cease to exist just because you weren’t aware of it? Would you somehow float safely down to the ground? No! Why? Because the law of gravity is in effect, whether you know it or not.

I know you’re thinking, “Andrew what in the world does gravity have to do with success?”

Friend, just as there are traffic laws and laws of physics, there are laws of success. They are principles you must follow in order to create wealth, have successful relationships, get promoted in your job and build a successful business. But if you don’t know these laws, you are likely breaking them. And what happens when you break a law? There are consequences.

Friends, the laws of success are just as important as concrete money-making skills. They are the foundation of your success in finances, relationships, business and career, and without this foundation, you will not have long-lasting success.

I am living proof these laws work. Before I learned the laws and started following them, I was broke, unguided and unfocused. I wasn’t even thinking about success or becoming wealthy… I was in debt – I had nothing! But once I learned the laws, I began to reap the rewards that come with following them. That’s how laws work.

Laws are not there to limit you or hurt you. They are there to guide and direct you. Laws are there to help you. Knowing the law of gravity can keep you from jumping out a 14th floor window and plummeting to your death. Knowing the laws of success will help you succeed in every area of your life.

Your dream life will not just fall out of the sky one day. You will not wake up one morning and discover you’re living the perfect life. That will never happen. But if you learn to follow the laws of success, and you work diligently, you will reap the reward.

These laws will lead you to fame and fortune. They will help you fulfill your dreams of helping people all over the world. They will help you have a passionate marriage. They will help you equip your children to succeed.

I encourage you today to get these principles working in your favor. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co      FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Things To Do In Holidays – FPUK.co

easter 2014

Hi Friends,
For many, Easter holidays will be starting soon, and while the kids are overjoyed about their newfound freedom, many parents are not so overjoyed. Soon you may hear the two little words every parent dreads: “I’m booorrrrred!!!”

Some parents will put their kids in front of the TV or video games for a a couple of weeks of mind-numbing screen time. Other parents will dig deep into their wallets (or simply swipe the credit card) to send their kids to workshops and amusement parks and all different kinds of activities.

But Easter Holiday fun does not have to break the bank! In fact, with a little imagination and planning, you can have the most enjoyable and affordable break ever!

Today I want to give you a few ideas to get you started on the right track. The options truly are endless!

Turn off the TV! Enjoy the beautiful weather instead. Go on a walk, visit the zoo, go camping in the backyard, or go to the swimming pool. You’ll have more fun exploring and getting some fresh air than you would sat in front of the TV!
Find inexpensive and/or free activities in your area. Attend sporting events or concerts. Find local festivals, celebrations or neighbourhood parties. Hold an Easter BBQ. Invite the neighbours kids for a water balloon fight, create an obstacle course, or stage your own Backgarden Olympics.
Give the kids a chance to learn entrepreneurial skills by setting up a car boot or garage sale or starting a dog walking business. They can even help the neighbours with garden work or housecleaning. This is a great way to teach your kids how to start and run a business, as well as how to manage their time and money.
Spend quality time together as a family. Have a Family Game Night, cook dinners together or bake cup cakes with the kids. Spend time really listening to your kids and taking this time to learn more about what makes them tick. When they look back at their Easter Holidays, these are the things they will remember.
Are you catching what I’m saying?? There are tons of ways to be fun and adventurous without spending tons of money! I would love to know what your Easter Holiday plans are. How do you plan to make this a fun, memorable and affordable  break? Leave your comments for me!

It would be a great idea to talk with your family about this, as well. Get their ideas. Find out what your kids would like to do during their break. (You may be surprised by what their idea of fun is!) Pass this message around to your friends, colleagues and people in your community in addition to Liking and Sharing today’s post! There’s always room for more ideas for inexpensive fun.

 

Thats it for today – start thinking & planning, set time aside to plan for the best for your family.

Stay Blessed

Andrew

FPUK.co  FinancialPeaceUK

Get Paid For Doing Your Chores – FPUK.co

Cash pic

Hi Friends,

As we are on the crest of a new season, it is the perfect time to sit down and figure out what you would like to happen in the next few months. What would you like to accomplish, where would you like to go?

This is a great time to clean out your garage, de-clutter that attic, organize the cupboards and clean out your car. That probably wasn’t the fun answer you were looking for, but let me explain how all of this can actually HELP you out.

The season we are prepping to enter is all about fresh, new things. SO today I want to share a few fresh ideas to help you dump the old and fatten your wallet while you’re at it.

1. In the coming weeks, the weather will start getting nicer – it’s just got to… right!? So start planning a garage sale! As you’re cleaning your house, sorting through the clutter that has accumulated over the last year, and organizing the garage, use this opportunity to get rid of the things you no longer use. Have the kids grown out of their clothes and shoes? Do you have extra tools lying around that never get used? You can even get together with several other families and have a huge multi-family garage sale! This is a great way to make some quick cash AND rid your home of all that clutter.

2. As you are cleaning behind the washer and dryer or vacuuming the sofa cushions, start a coin collection. You’d be surprised how quickly coins add up between the cup holder in your car and the pile on your dressing table.

3. Stop going to the car wash. By cutting your own lawn, washing your car or pets at home, you will save pounds in the long run. Now that the weather will be more bearable there is no excuse to pay someone else to do work around the house.

Those may seem like 3 very small things that may not matter very much. But here’s what most people get wrong when it comes to money: They think they have to wait to pay off their debt until they can do it all at once. They think they have to make huge changes or no changes at all. They think the small changes or actions are insignificant, so they don’t make them.

But the TRUTH is, small, simple steps lead to big results. If you wait until you make more money or you win the lottery, or you can afford to pay off all your debt at once, you will stay broke and in debt the rest of your life.

So choose today to make the small changes. Choose to follow the tips I gave you today. And I would really love to hear your best spring cleaning tips as well – especially if they will help others save money or make money! Leave me your comments and be sure to Like and Share today’s message.

Stayed blessed and have an amazing day.

Andrew

FPUK.co/Earn

3 Tools to Beat This Economy

  
There are millions of people who are drowning in debt and suffocating under financial pressure, and most blame the economy for their financial struggles. “I can’t get a job because of the economy!” “I can’t pay my bills because of the economy!” “I’m in debt because of the economy!”

But then there are lots of others experiencing outrageous success in the exact same economy. It raises the question – if the economy was truly to blame for either success or failure, then why isn’t everyone experiencing the same success or failure?

Are you ready for this? It’s not the economy! It’s you. Those succeeding in this economy are obviously doing something completely different than the ones who are failing. They know that it’s never the circumstances that determine success in life – it’s how you deal with the circumstances.

What do circumstances have to do with all of this? Here’s the deal. You can either use the economy as an excuse and do what the other 98% of the population is doing – sit back and hope for the economy to change. OR you can become part of this 2% or people who is figuring out how to make themselves more valuable by learning how to thrive in any economy.

There’s a very simple principle I learned when I first got into business, and that is the marketplace pays for value. That principle has helped me, as well as hundreds of thousands of people to succeed in a downtime market. My clients have gotten giant raises, bonuses, and promotions in their jobs, and their businesses have exploded, all because they have increased their value.

I know you’re saying, “HOW can I increase my value?” It’s easy… The only way to increase your value is to increase your skill. It’s NOT about your personality, your looks, where you were born, your family, or your background. It’s your skill.

There are 3 skill sets that make you valuable in any economy – professional skills, people skills, and leadership development skills. All of these skill sets will increase your value and your income.

Professional skills. Whether you are a doctor, estate agent, mechanic, waitress, teacher, home business owner, or customer service rep, you must know the basics of your profession. You must be willing to learn new, specialized skills. The difference in a professional and an amateur is your skill.

People skills. People are everywhere! You work with them, live with them, buy things from them, and sell things to them. And where does money come from? People! If you learn more about people than you do anything else, you will be unusually successful. If you learn great people skills, you will attain income security. Those who do not have people skills are usually the first to be laid off.

Personal development & leadership skills. People with high leadership skills have extremely high influence and high value in the marketplace. They are consistently working on improving themselves, and they raise up other leaders. They have a “no excuse” mindset. They focus on producing results. They do not let circumstances define their success, but they take personal responsibility to create their own success.
It’s time to stop using the economy as an excuse. Because the reality is, if you do the same thing you’ve always done, you’ll get the same thing you’ve always gotten. So you have to take your skills to the next level. If you want to truly succeed in this economy, you’ve got to master professional skills, people skills, and personal development and leadership skills.

Go ahead and take a few minutes right now to evaluate your skill levels in these 3 areas. (How will you know where you stand? Look at the result – your income.) If you would like to increase your income, grow your business, get promoted in your job, and finally get out of debt and on your way to financial independence in 2013, this is where you must start.

Before I sign off for today, would you please help me with something? It’s no secret that people around the world are struggling financially. You have in front of you today a message that will equip people to pull themselves out of a financial pit. And all we have to do is get the message to them. So please just send this to them today!

Have a great day 

Andrew