Money – Financial Peace UK

How To Live Like A Millionaire (Even When You’re Broke)

Posted on March 25, 2019 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Relationships, Saving, Success

More money: that’s what 81% of us want. That’s probably what you want.

And it’s not for fancy holidays, or boats, or big houses, either. Most people have already given up on that. They are struggling just to pay their rent and basic expenses.

Most people are struggling to save anything at all because their expenses are so high and their jobs don’t pay enough.

It gets worse…

85% of people are feeling so much anxiety over money, it is actually having a negative impact on their health and relationships.

So, what’s the solution?

For many of us, the answer is simply adding more to their income. They pick up extra hours at work, get a second job, start a home business – some sort of money-making activity. They think that working longer and harder, hustling and grinding is the only way out.

More hours at work means fewer hours with friends and family. It means less time for yourself and the things you really enjoy. It means more stress, more pressure and more anxiety.

I don’t know about you, but that sounds like an exhausting – and frankly, truly unhappy – way to live. Are you there right now?

Here’s the good news: more hours are not the answer. Becoming a millionaire is not about doing more, working more, adding more to your already overloaded life.

Now, here’s the part you might not want to hear. More money isn’t the ultimate answer, either. Sure, more money can help you pay the bills. It can help you get a nicer car or a bigger house. But it also means higher bills, more stress and inevitably, working even more hours trying to keep up.

The answer to getting ahead is living like a millionaire.

You might be saying, “but I don’t make anything close to the money a millionaire makes.”

That’s okay. Most millionaires don’t become millionaires by actually generating millions of dollars in income. There are millionaires who make less than £60,000 a year! The key to becoming a millionaire is learning the principles that millionaires know and use every day.

I want you to imagine something for a minute. Imagine what your life would look like if you didn’t have to stress out about money.

Imagine feeling confident that your bills would get paid, your kids would get fed and the money you already worked for was reproducing itself for you.

Imagine spending more time with your friends and family and doing the things you actually enjoy doing. I mean really picture yourself living that life. Got it?

Now, what if I told you that life was not only possible, it’s actually simple. (Notice I didn’t say easy, there is a difference). It starts with reshaping how you think about your day-to-day life in three key areas: your spending, your earning, and your time.

1. Spending

Do you imagine that eating like a millionaire means steak every night, fancy meals out and expensive wine? Nope. Not so. People who are truly wealthy aren’t blowing chunks of cash on new Mercedes, designer clothes and yachts, either.

Here’s the secret: ready for it? Living like a millionaire means living below your means. If you want more money, you simply have to start by spending less of it. Society has sold you a lie about what it means to be successful. Society tells you that success is a big house, a nice car and a bunch of stuff.

What they don’t tell you, is what you sacrifice to attain all those things. I don’t know about you, but success for me is happiness. It’s quality time with my family. It’s working without the stress of keeping up with endless bills.

It’s not owing a single penny to anyone. It’s spending time cooking good meals with my family. It’s taking care of the poor. It’s traveling the world with my husband.

It’s living in peace, not striving to maintain a lifestyle that someone else told me I should want.

What is your personal definition of happiness? Get a piece of paper and write it down. I bet it has less to do with spending money on a bunch of expensive junk than you might have thought.

When you want to spend that extra three or four pounds at the supermarket on some processed convenience food, or you are really dying for that designer pair of shoes, or the latest and greatest smartphone, think about your personal definition of happiness. Is spending that money going to help you get there? If the answer is no, put it down and step away!

True wealth is built in those tiny decisions. Those decisions become habits, and those habits become second-nature. Before you know it, you are well on your way to building that bank balance and accumulating wealth.

2. Earning

Making more money is totally useless if you don’t master the millionaire success secret of spending less. Did you know that 70% of lottery winners go broke within the first few years of winning? There is a shift that has to take place in your mind before earning more money will actually help you solve any of your problems.

See, millionaires see their money differently than most people. Money is not happiness, love, safety or security. Money is not the secret to a better life. Money is a very powerful tool that can do great things, but it’s not the end-goal. Remember that definition of happiness you wrote down? That’s the end goal. And making more money CAN help

But, the secret to making more money is to stop stressing out about making more money! I know I know. “Andrew, I’m in over my head. I’m drowning. I can’t pay my bills.” I understand that money can feel like a life preserver. But, if you want to make more, you have to stop working under the stress and pressure of striving to make more, thinking it’s going to bail you out.

Instead, focus on raising your value. Your value is what determines your income. Yes, it’s that simple. So, what makes you more valuable? Your skill set.

The number one thing that will raise your value to your employer is to become really good at solving problems. And don’t try and guess about what those problems are. Go straight to your boss and ask:

“What problems are you running into? What will help you reach your goals? What will take some of the stress and pressure off of you?”

Get really good at helping other people get what they want. That might mean you learn some new professional skills that are sorely needed in your company. It might mean learning better people skills that will help resolve conflicts and create a more peaceful work environment.

It might mean learning some time management strategies so you can take a few tasks off your boss’s overloaded plate.

The same principle applies if you are a business owner. Find out exactly what your clients want, and then help them get it. Don’t badger and beg them to do what you want. Aren’t you turned off by a pushy salesperson trying to convince you to buy something you aren’t sure you want?

Helping other people succeed has always worked for me. It’s my number one key to building my businesses.

Which brings us to…

3. Time

In your personal definition of success, what does your time look like? Does your definition of success include working 80-100 hours a week? Mine sure does not.

We’ve all heard the expression “time is money.” That can be true, to an extent. But only if the things you fill your time with are producing results.

Those of you who get paid hourly are saying, “Nuh-uh, Andrew. If I work more hours I get a bigger wageslip.” Wouldn’t it be better to make the same amount of money working fewer hours?

Let’s talk about some things that do not produce results: scrolling through social media, taking personal calls and texting during work hours, gossiping, researching, planning and strategising without ever taking action, analysing meaningless data, checking your email every 5 minutes, multitasking, procrastinating, especially on big projects, meetings without a purpose or scheduled stopping point, inefficient processes.

Some of those things are obvious, and some of them are less obvious, but it’s easy to let your time get sucked away into meaningless tasks if you don’t have a plan for it. The most efficient team in our business right now is the team that works on improving themselves, and it’s because we can only focus on the things that bring us the desired result.

We have time blocked out for each task that must get accomplished that day, and a plan for exactly how to accomplish that goal. Each one of us involved in the process has one task to focus on for that block of time, and there is zero room for distractions. At the end of every day, we have a win in the form of increased customers and income.

What if every person ran their day like that? Try it. For each day or week, write down the tasks that must get accomplished. Now, this is the important part: make appointments for each one of the tasks you just wrote down on your calendar.

During that appointed time, you are 100% focused on completing that task. You will be amazed how much you can get done! Not to mention how much time you have for other tasks.

Next time your boss says, “Hey, can you take on this project,” you’ll be able to say, “No problem, I can fit that in right here on my calendar.”

The result is, well, more results! The more results you produce, the more you raise your value. And, as we just discussed, the higher your value, the higher your income. On top of all of that, you’ll be way less stressed out because you have a simple action-plan to tackle everything you have to get done.

When you reduce the hours you spend working, you increase the hours you spend doing the things you actually enjoy: time with your family, playing a sport, learning to cook, spending time outdoors, reading a good book, volunteering, getting involved in a ministry, traveling, whatever it is you want to do. All without guilt, pressure, and stress about making more money.

Okay, ready to live like a millionaire? Put these principles into place that will take you step-by-step through the millionaire success secrets that will not only help you make more money and keep more money, but will also show you how to build true wealth in every single area of your life.

Now thats this one done for now.

I wish you every success, and hope your day has great you.

Andrew 😃

Network Marketing Explained – FPUK.co

Posted on June 17, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Relationships, Saving, Success

Hi Friends

What is Network Marketing?

Network marketing is something that allows you to create a lifestyle, that will bring you more income than the highest paid professional you know.

Its something that allows you to do what you want, when you want, in the fashion that you want to do it in.

That sounds great but what are we doing?

Basically when a company starts up, they need to get the word out about their product or service, so typically they have a certain percentage of their advertising budget thats set aside for billboards, radio, TV, newspapers, magazines, national sports events etc. What we are doing is simply taking that advertising money and instead of doing all those things or stuff that we don’t believe works, they pay it to us, to people that are out in the field, that are using those products or services that can give a recommendation to our friends or family, and do you know what ?…. they pay us very very well, in fact let me tell you about a few of my friends that have been paid very very well to do exactly that.

My friend Karol used to be a Pizza delivery driver, he came from another country, to find his dream, he didn’t know a lot of english, didn’t have a lot of connections, but because of this industry he was able to now have that lifestyle – to do what he wanted to do, now hes able to send money back home to his family, and actually help and he’s got an amazing – amazing lifestyle because of it.

Or Anneeta, she moved here with her family and after 3 years her husband died while abroad in a car crash and she was left with 3 young children and no income, they had no life insurance and she got nothing, but after starting in network marketing, part time to start with she soon started earning a small income to afford food and rent and then she was able to earn enough to have the children looked after allowing her a few more hours doing her business, and now she has a large team, all making serious money, and she is now making more money than her husband used to make in his full time job, and she is able to reduce how many hours she does to spend valuable time with her children – raising them up in a lifestyle she and her husband had dreamed about when they moved to the UK.

So heres my question to you?

I don’t know why you’re reading this, I don’t know if your a college student, maybe your up to your eye balls in debt, and you don’t know how to pay that back, and you really don’t know if your going to have a job for much longer, I don’t know if you’re looking at retiring, and you don’t know if thats ever going to happen, or I don’t know if your friend told you about network marketing, but whatever the case may be, this industry is an amazing industry, we have a system that allows you to do certain steps that will produce predictable results, and what we’ve seen is that through that system there’s been thousands & thousands of people that have been able to walk through it and accomplish their dreams and goals.

So heres what I know, I know that if you have a dream in your heart, and you’re willing to do something about it, if you believe that there’s maybe more to something than the daily grind of doing forty hours a week, for forty years of your life, to end up on forty percent of what didn’t look good to start with, then I say lets partner up, let me take you by the hand, and lets do this together, it happened to me and can happen to you.

Whatever your channel to achieve this, you need to make sure that it produces residual income, income that you get paid forever for doing something once, no return visits needed, and this business can give you just that.

If you’d like to talk more about this opportunity, to work along side your full time job part time, earning additional spare money or you need to start now full time in your spare time then call me today on 01394 549364 or click here to watch the company video giving more info and what its all about.

Thats its for now – have an amazing blessed day whatever you do.

You have one life – make it count.

Andrew 🙂

07930 464461

01394 549364

FPUK.co

Forgiving Increases Relationships – FPUK.co

Posted on April 2, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Relationships, Saving, Success

Hi Friends,

As the countdown to our wedding day ticks by (3 days 7 hours 53 minutes ) theres different thoughts coming to me in increasing and building stronger relationships, and as requested, after our honeymoon I’ll be doing a series on relationships.

Recently I spent some time talking about forgiveness being linked to happiness, but this topic is so important and so vital to your success I wanted to expand on it a little bit more.

When you harbour unforgiveness it actually does MORE than just keep you stuck. It’s the root of low self-esteem, criticism, distrust, sleepless nights, anxiety and having a short fuse. It is also the root of all addictions! And those addictions can take many forms: working too much, shopping, food, porn, TV, drugs and alcohol.

When you hold on to bitterness you leave yourself open to all these other horrible distractions. Unforgiveness is the ultimate gateway drug! It’s the root of every evil that keeps us from moving forward in a healthy, happy, rewarding and clean lifestyle.

The way I see it, your past is the baggage you just carry around and unforgiveness is just plain old rubbish. It smells… it stinks and even worse, everyone else you meet gets a big whiff of it when you walk by. When you’re burdened, you reek.

Whether you realize it or not, your rubbish has control over your life. It affects your relationships, your job performance and your physical health!

Forgiveness is a choice – maybe not an easy one, but it is still 100% your choice! It isn’t about letting others off the hook, but it does require you to accept the fact you have no control over the situation.

You can’t control other people, you can only control your response to them and their actions. In other words, if you’re waiting around for other people to apologize, don’t bother. Those who have wronged you might never admit their fault or ask for your forgiveness. It isn’t about what they deserve, it’s about choosing to not let them have a hold on you.

Don’t let their mistakes have that control over your life or your happiness! And I’ve heard it before, “Andrew, it isn’t that easy.” You’re right, it isn’t that easy. For most people it’s a process. Move away from your role as a victim and release the control and power others have on your life.

What is your choice today? Are you going to hang on to the bitterness and keep carrying your rubbish around with you? Or are finally going to take your rubbish out to the driveway for the dustmen?

If you’re interested in spring cleaning, let the rubbish in your life be the first thing you get rid of in this new spring season. Leave me your comments on today’s message and take that 5 extra seconds to Like and Share it. You never know who in your circle of influence really needs to hear this!

If you’d like to know more about how to perform forgiveness drop me a line at the contact details below and I’d love to have a chat about how the process works.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Have Money Work Harder Than You – FPUK.co

Posted on April 1, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,

I was talking to a new friend yesterday who is struggling to make ends meet but wants and needs to make a difference to their lives, and she truly believed that by having more jobs and working all the hours that come it would make a difference. But their health was deteriorating to a point that they had to take sick days from each of the jobs on a regular basis, I explained that working smarter rather than harder was the real answer, having money work for her rather than working harder for money.

I’m about to share a huge secret with you today. Did you realise most people honestly believe that the means to real financial independence is through a higher salary or working every hour that comes? How about you?

Are you working for someone else in a 9 to 5 Rat-Race, just trying to continue up the corporate ladder to a point where you can finally “get ahead” financially? Or, are you chasing the great “Dream” of starting your own business on the side maybe to follow your passion, or as a way to generate extra income or just to be able to jump off that 9 to 5 Rat-Race?

Trust me, working full-time and starting your own business is a recipe for disaster as you work ’round the clock and only see slow, tiny steps forward on the path to increase your wealth!

Well, here’s the secret… very few millionaires make their money from a salary! And you can bet those CEOs at the top of the corporate food chain make tremendous sacrifices of their time and in their relationships to earn that 7-figure salary.

So, you’ve got to be asking yourself, “Where are all these millionaires getting this money if not from big-name jobs and salaries?” This is about so much more than making money, this is about creating genuine wealth. If we both stopped working today, we would still have a steady money flow for years to come. Why? Because we have multiple streams of residual income!

Now, you might think that investing is too risky. And it’s never too soon or too late to start.

In our house, we aren’t in the business of giving our children a free ride or life handed to them on a silver platter. They have to know the power of earning their own money and what it can do for them.

So, Friends you’ve got to ask yourself, “If a 11-17 year-olds can find the means to start investing, then what’s holding me back?” Or you could say, “Hey, I wonder how they do that?” If they could do it, then you most certainly can! Look into it yourself! You might learn a few things — starting right here:

Ask yourself why you want to start a business.

Is it to be your own boss?

Create a legacy for your children?

Attain financial independence?

Creating time freedom?

Maybe it’s all of the above. But identifying your specific motives helps to establish a true vision for your goal. And there is no right or wrong answer! It really is okay to just be in it for the money!
Start investing NOW. If you ever want your bottom line to increase, you’ve got to start investing now. And I do mean NOW — you can’t wait for that “when you have the money” or “when the economy gets better” excuses! Set aside money each payday, whether it is £5, £50, £500 or more… just do it and earmark it strictly for investments. It will make the “big risk” seem a lot less scary. Initially build yourself your emergency fund that isn’t touched unless it for an emergency and I mean emergency, and if you need to dip into for the emergency then replace that money as soon as is possible then continue putting money into savings again not tone touched. Then when you make money from those initial small investments, turn that money around for more and new investments.
Continue to put money in savings. Remember wealth isn’t just about how much you earn, it is often about how much you KEEP. Realize that most savings accounts are just money saved to use later.
Increasing your bottom line is simple, but that doesn’t mean it’s easy. It requires an investment from you! That investment could be your time, your training or your skill sets.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

How To Find True Happiness – FPUK.co

Posted on March 31, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,

This time next week our wedding weekend will have passed and I will be a married man, in fact according to an app on my iPhone in 5 days 8 hours and 38 minutes, but do you know since my fiancee said “Yes” I have had peace and joy in my heart every single day. But thats added a depth of happiness on top of my daily peace I experience each and every day.

It pleases me that each day of my life, I experience feelings of happiness. I focus on finding joy at some time of the day. My reality is wonderful because I experience so many things that bring me happiness.

In the morning, I wake up with feelings of refreshment and wonder. I think about what my day might bring. Perhaps I can see an old friend today. Maybe this is the day that the love of my life surprises me with something special. As the sun rises, my joy is just beginning.

Most days when I head to visit a client I will take the coast road to see the ocean, the continuous waves and movement of the sea for me is a relaxing and calming experience, what is yours?

Although some things that make me happy are fleeting, I know I have many reasons to be happy. I make an effort to keep those reasons in my mind each day.

The love of my partner, the pleasure of watching my children grow, the fascination of my work, and the unknown elements to come in life all make me feel happy.

My enjoyment of the day keeps my spirits high. I smile to myself because I feel gratitude for my life and this day. The joy I feel at this moment reminds me of all the love I have in my life.

Today, I recognize the many reasons that enable me to experience daily happiness. Every day brings another chance to feel joy and remind myself of the love and happiness in my life. And I am thankful.

Life leaves bitter and sweet tastes in the mouth. It’s easy to find yourself on the lawn of negativity, drinking from a glass half empty on grass that definitely isn’t as green as your neighbours’. Then, in the space of a day or so, everything can seem like sunshine and lollipops again.

Your feelings may well be in constant flux, but God wants to give us a steady, deeper joy, that’s not based on surface level happiness or sadness. Thinking negatively about ourselves or our situation doesn’t improve things, even if we think that we’re just being ‘realistic’. It’s not delusional to focus on being positive. Words have power in our lives and so does our thought life. Don’t feed your heart with the wrong stuff.

Do you imagine God looking down on us negatively? Rick Warren wrote this, ‘God is love. He didn’t need us. But he wanted us. And that is the most amazing thing.’ God has bound Himself to you – that’s not something that changes from day to day, even if we feel far from Him. Whatever negative spin you can put on your lot in life, God says He intends ‘to prosper you and not to harm you… to give you hope and a future.’ (Jeremiah 29:11 NIV) Live in this deeper joy.

What now?

Self-Reflection Questions:

What are some sources of my happiness?
Do I allow myself to feel daily joy?
How can I increase my awareness of what makes me happy, thereby increasing my feelings of happiness?

Living with an attitude of gratitude helps start this process for many people. I want you to “Thank every single person who has ever told you that you can’t because they are just another reason why you will” succeed in whatever you put your efforts into achieving.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

How to Teach Children To Make Money – FPUK.co

Posted on March 28, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,

Welcome to a frosty Felixstowe this morning, but although its frosty outside – your attitude to people today doesn’t need to be frosty. Speak to people and treat people as you would like them to speak and treat you. Today i’m talking about how children behave with money.

“Mum! Dad! Can I have £20 to buy a new game? Can I have some money to go to the movies with my friends? Will you buy me some sweets? Can I have…?? Will you buy…???”

How many times have you heard things like this? Whether you have young children, teens or maybe even grown children, at some point or another you’ve probably felt like their personal cashpoint. And the reality is, most parents give in to their children’s’ requests.

Today our culture tends to raise an entire generation of spoiled-rotten children who think only of themselves. It’s a “give me now” generation. But your children don’t have to be counted among these spoiled-rotten brats. You can turn this situation into something good!

Especially over the holidays, Easter breaks and summer fun children seem all about want, want, want. But isn’t it so refreshing to see parents raising their children to understand the importance of work and how to be wise with money. Is that you?

Imagine if you had been taught how to make money and to work hard with a good attitude when you were young? Life would be so much easier now, wouldn’t it? Or maybe you are one of the few who were taught at an early age. Look how that has impacted your adult life!

I’ll say this: You do not have to raise spoiled brats who say, “Gimme…I want…I need…NOW!” Instead, you can help your children become well-rounded people with a good perspective on life.

All children have selfish tendencies, but they can be groomed to have an unselfish heart eager to give, serve and help others. This will prepare them for their future as a spouse, parent, employee or business person.

Your children are watching you, and they will do what you do. Take some time today to think about the example you are setting. How do you spend money? How do you talk about work? Do the words, “I don’t want to go to work today” ever come out of your mouth? What about “I can’t afford it”?

You, as a parent, have an obligation and a moral responsibility to groom your children for success. Besides, I know you do not want to be the cashpoint Parent for the rest of your life. You certainly do not want to have a 30-year-old child STILL living in your cellar and STILL asking you for cash to go out with their friends.

The bottom line is… children NEED to learn how to work and to make money. They must learn how to be wise financially, and in every other area of their lives. Your children are watching you and they will do what they see you do.

Are you setting your children up for a lifetime of financial success? Be the example today, and help your friends, family and community to do the same! Leave me your comments and please Like and Share today’s message.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Laws For Succeeding – FPUK.co

Posted on March 27, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,
A lot of people dream of being rich someday. They have this perfect little picture in their minds of how they will live their happy lives with their successful families in their dream house – after they get rich.

Some people live their entire lives talking about this perfect life they will have someday, as they sit and wait for it to happen. Whether they are waiting to win the lottery, or to receive an inheritance from some relative they didn’t even know they had, or they think they’re going to start a business someday and retire as a multimillionaire in a few years, it’s all dreaming.

But there’s something most people don’t know about wealth. It’s something so simple, and it can either work for you or against you. I’m going to tell you exactly what that is, and what you do with it after today is totally up to you.

So tell me, friend, what happens if you break a law? There is a consequence. This is true even if you don’t know the law. But if you follow the laws, you reap rewards.

Let’s talk about the law of gravity. Even if you had no idea the law of gravity existed, what would happen if you jumped out a 14th floor window? Would gravity cease to exist just because you weren’t aware of it? Would you somehow float safely down to the ground? No! Why? Because the law of gravity is in effect, whether you know it or not.

I know you’re thinking, “Andrew what in the world does gravity have to do with success?”

Friend, just as there are traffic laws and laws of physics, there are laws of success. They are principles you must follow in order to create wealth, have successful relationships, get promoted in your job and build a successful business. But if you don’t know these laws, you are likely breaking them. And what happens when you break a law? There are consequences.

Friends, the laws of success are just as important as concrete money-making skills. They are the foundation of your success in finances, relationships, business and career, and without this foundation, you will not have long-lasting success.

I am living proof these laws work. Before I learned the laws and started following them, I was broke, unguided and unfocused. I wasn’t even thinking about success or becoming wealthy… I was in debt – I had nothing! But once I learned the laws, I began to reap the rewards that come with following them. That’s how laws work.

Laws are not there to limit you or hurt you. They are there to guide and direct you. Laws are there to help you. Knowing the law of gravity can keep you from jumping out a 14th floor window and plummeting to your death. Knowing the laws of success will help you succeed in every area of your life.

Your dream life will not just fall out of the sky one day. You will not wake up one morning and discover you’re living the perfect life. That will never happen. But if you learn to follow the laws of success, and you work diligently, you will reap the reward.

These laws will lead you to fame and fortune. They will help you fulfill your dreams of helping people all over the world. They will help you have a passionate marriage. They will help you equip your children to succeed.

I encourage you today to get these principles working in your favor. Don’t leave your success to chance — follow the laws and create your dream life!

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Stop Making Excuses and Grow Your Business – FPUK.co

Posted on March 26, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi and good morning to you,

Today I’m looking out from my office window, down the garden and theres a very light frost on the ground. We’ve been blessed so far this year we’ve had no snow yet here in the UK and this is the first frost I’ve seen.
When it comes to growing your business, there is one thing you must ALWAYS be doing. It may be Easter Holidays soon, but that is no excuse! You have to continually expose your product, service or ideas. And sometimes you have to think outside the box.

There is no limit to the different ways you can get your offer out to others who need to see or hear it. Think about it – TV and radio commercials, newspaper and magazine ads, on the Internet, flyers and talking to other people.

A lot of people spend big money on advertising, but they overlook one form of exposure that is absolutely free! This form of exposure will help you build your business, meet new clients and recruit new staff for your company.

Let’s say you are opening a restaurant. You got finance to start up your restaurant. The money pays for everything you need to begin operating – equipment, tables, chairs, tablecloths, silverware, menus and signs. It pays for all the initial food and uniforms for your staff. But by the time you open, you have spent all your money on equipment and staff, and you have no money left for advertising.

What are you going to do? How will you let people know your restaurant even exists? Most people think, “Well, I hope people will find it.” No! People won’t just happen to wander in one day. You will go out of business if you do not find a way to bring people through your front door. What would you do?

You would have to talk to everyone you know and let them know about your restaurant. If you picked up the phone and called everyone – your immediate family, extended family, past colleagues, old high school friends, church members, old bosses, the plumber, the family doctor and dentist, mechanic, hairdressers, manicurists, friends, acquaintances from your kids’ school, teachers – you would gain an enormous amount of business.

There is a ton of missed business because people do not promote their product or service to their own list of resources. But those who do use this form of exposure often have a huge number of new and returning customers… and it’s all free!

I know of someone who used this form of exposure in a very strategic way. She is a manicurist who needed to expand her business. When she first started, she exposed her business every day. Once she got a healthy clientele, she did what most people do and stopped exposing. And as her clientele dwindled, she blamed the economy.

She was told, “You can use the economy or holiday time as an excuse and go broke like everyone else out there, or you can get back to exposing your business aggressively.” She brainstormed several ways she could expose her business and bring in new clients.

She called a bank manager (because banks typically have lots of female employees) and offered a free manicure as an incentive for the employee who got the most accounts, loan applications or department referrals. The branch manager loved it because this incentive was great for the bank, and it did not cost them a penny!

She got her name out to that entire bank branch and brought in brand new clients, all from one phone call. As a result, she increased her income by £800 in the first 30 days.

How are you exposing your business today? If you are not continually building your client base, seeking new referrals and increasing your exposure, your business will not grow. You should constantly be adding to your list of resources, meeting new people and building new relationships. Don’t be like 98% of the people who are blaming the economy, using the Easter holidays as an excuse to MISS OUT! You should always be thinking about different ways you can attract new clients you would normally not have access to, just like the manicurist did.

I would also love to hear your ideas of how to increase exposure for your business. Leave your comments for me and make sure to Like and Share today’s message.

That’s it for today, I want you to think right now, “who can I tell today about my business?” because you need to be growing your business and telling 3 new people everyday.

This is your life now make it count.

Stay blessed

Andrew 🙂

FPUK.co FinancialPeaceUK

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Things To Do In Holidays – FPUK.co

Posted on March 25, 2014March 26, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,
For many, Easter holidays will be starting soon, and while the kids are overjoyed about their newfound freedom, many parents are not so overjoyed. Soon you may hear the two little words every parent dreads: “I’m booorrrrred!!!”

Some parents will put their kids in front of the TV or video games for a a couple of weeks of mind-numbing screen time. Other parents will dig deep into their wallets (or simply swipe the credit card) to send their kids to workshops and amusement parks and all different kinds of activities.

But Easter Holiday fun does not have to break the bank! In fact, with a little imagination and planning, you can have the most enjoyable and affordable break ever!

Today I want to give you a few ideas to get you started on the right track. The options truly are endless!

Turn off the TV! Enjoy the beautiful weather instead. Go on a walk, visit the zoo, go camping in the backyard, or go to the swimming pool. You’ll have more fun exploring and getting some fresh air than you would sat in front of the TV!
Find inexpensive and/or free activities in your area. Attend sporting events or concerts. Find local festivals, celebrations or neighbourhood parties. Hold an Easter BBQ. Invite the neighbours kids for a water balloon fight, create an obstacle course, or stage your own Backgarden Olympics.
Give the kids a chance to learn entrepreneurial skills by setting up a car boot or garage sale or starting a dog walking business. They can even help the neighbours with garden work or housecleaning. This is a great way to teach your kids how to start and run a business, as well as how to manage their time and money.
Spend quality time together as a family. Have a Family Game Night, cook dinners together or bake cup cakes with the kids. Spend time really listening to your kids and taking this time to learn more about what makes them tick. When they look back at their Easter Holidays, these are the things they will remember.
Are you catching what I’m saying?? There are tons of ways to be fun and adventurous without spending tons of money! I would love to know what your Easter Holiday plans are. How do you plan to make this a fun, memorable and affordable break? Leave your comments for me!

It would be a great idea to talk with your family about this, as well. Get their ideas. Find out what your kids would like to do during their break. (You may be surprised by what their idea of fun is!) Pass this message around to your friends, colleagues and people in your community in addition to Liking and Sharing today’s post! There’s always room for more ideas for inexpensive fun.

Thats it for today – start thinking & planning, set time aside to plan for the best for your family.

Stay Blessed

Andrew

FPUK.co FinancialPeaceUK

How To Prosper – FPUK.co

Posted on March 21, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,

Today I want to visit with you about seasons of famine and seasons of plenty. You see, in life… things happen. And occasionally they spin totally out of your control. You never know when you’ll have an emergency, a sudden left turn or get stuck without a job.

Sometimes you plant the right seeds, you till, you slave and you nourish those seeds. But if you plant during a season of drought you might not be seeing the crop you worked so hard for.

The only way to see yourself through these times, is to prepare for the season of famine. If you are gluttonous or a spoiled brat addicted to pleasures, you will not survive the famine! He who tills his land will have plenty of food, But he who follows empty pursuits will have poverty in plenty. (Proverbs 28:19)

Learn to get your body off the drugs of spending on pleasures and luxuries. You need to condition yourself to live a simple a life so you can accumulate wealth while others are going broke. This will also provide you with a reserve during the seasons of famine.

What season are you currently in? If you are in seasons of plenty:

Work on paying off your debt NOW, while you can.
Simplify your lifestyle, sell stuff you don’t need and live on less.
Don’t spend every dime you make! If you spend every dollar you make, you are not being a good steward of your seeds. But you shall remember the Lord your God, for it is He who is giving you power to make wealth, that He may confirm His covenant which He swore to your fathers, as it is this day.(Deuteronomy 8:18)

If you are in a season of famine:

Don’t use credit cards to keep up a facade of financial stability. SIMPLIFY
If you don’t have an income, get one now. Whiners will starve, do-ers will win (and eat).
Take responsibility and make the needed changes. Stop blaming the economy, the job market, your parents or whatever!
Grow your skills. Especially with people. Remember, opportunity comes from people and so does money.
Stop looking for the easy way to succeed. It will lead you to a dead end!
As soon as you start making money, don’t spend it! Refer to back to the tips for seasons of plenty.

Our first 10 years in business we made money and repeatedly lost it! After that we finally got smart and figured out how to make, keep and grow it.

It starts with killing your greed and gluttony. Great wealth is in the house of the righteous, But trouble is in the income of the wicked.(Proverbs 15:6) I’m not saying you can’t have fun or pleasures. I’m saying get off the drug of excess. You will massively decrease your stress once you simplify.

Don’t fear your season of famine, prepare for it! Share your thoughts with me on today’s message and don’t forget to Like and Share this with your friends or family. What season is your life in?

Have an amazing day and stay blessed

Andrew

FPUK.co

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