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Understanding Depression – FPUK.co

depressed pic

Have you ever been plagued by depression? Yes, “plagued,” because it affects nearly 1 in 4 adults in the UK alone! Not to mention the number of adolescents who must deal with depression daily.

What does depression look like for you? You can’t concentrate at work, you’re exhausted, feeling hopeless, empty or alone? A lot of people suffer from depression, but it is rarely acknowledged or treated.

You can numb it out with medications without ever dealing with the actual root of it. Unfortunately, unless you get down to real cause, your problem will not just go away!

I’ve spoken with several people who had dealt with depression for decades. And even after 10-20 years worth of antidepressants it didn’t solve their problems!

One woman in particular, Barbara, mentioned that her mother called her lazy when she was growing up! She didn’t even know she was coping with depression until many years later.

If you’re a parent, this is important! Depression can seem like laziness or some sort of choice, but it could really be your children dealing with a much larger problem.

The only thing that is going to solve your depression or your child’s, is going back to the root of the issue and throwing out that nasty rubbish. For some people, it’s their parents’ divorce, a bad relationship break-up, abuse, or some type of unforgiveness that has sewn a rotting, stinking seed of depression in your life.

And do you know how that seed gets fed? This is important for those of you who are not struggling with depression, but could be close to that full-out battle. You feed that seed by focusing on it. How you think, determines what you speak, and what you speak then determines how you live (or don’t live). What you feed will flourish and what you neglect will die.

If you’ve been speaking death over your life, your dreams, your actions or even over your kids – that needs to stop!

Are you ready to move past the hopelessness? Let me know in the comments and be sure to share today’s message with your friend’s and family by hitting Like and Share.

Thats its for now – have an amazing blessed day whatever you do.
You have one life – make it count.
Andrew 🙂
07930 464461
01394 549364
FPUK.co

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Residual Income = Time Freedom – FPUK.co

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Hi Friends,

I’m getting a little bit excited now, as many of you know I’m getting married this Saturday and my Event Planner iPhone app is telling me its only 2 days 6 hours and 2 minutes away – Wow !!

I’m off very soon to go and collect some very good friends from the airport that are coming to stay and attend our wedding, and thats really part of what I want to talk to you all today about.

Taking Time Off, when I need is one of the many benefits of working for my self, and I’ve done this for 9 years now. Every time one of my children has had a school assembly or a school lunch for fathers I’ve been able to attend, I’ve been able to take my children to school and pick them up if I’ve wanted and been their for the important events. I haven’t had to ask the boss for time off, ok all I’ve had to do is rearrange my diary with my clients but as long as my appointments have been met thats been ok, but thats the thing in my diary my children’s events are listed in my list of appointments as important as a business client. This is where getting your life plan balance correct and I’ve talked about that in other posts.

But now, taking time off when i wanted just meant taking time off, I’m the boss right so i can say i’m going to the airport this morning and no-one can complain or get jealous for me being missing again. But in the past, if I took too much time off my income dipped a little, but time and money are the 2 things we always need more of and always run out very quickly. But now since adding an extra income stream, I have money coming in whether I work or take time off.

Residual Income is a term very misunderstood, but its a term that is becoming more popular as we understand and compare earning types. Many people get paid linear income, they get paid the same each week or month for the work they have done, whether they have worked extra hard or just done their job, they get paid the same. They have been paid for the number of hours they’ve done i.e a 40 hour week with half hour for lunch resulting in a 37.5 hour week. Others get paid for productivity, producing items for sale and often the hours put in doesn’t justify the retail price of the product covering the time spent, as in artists and crafts people. In both these examples as soon as they stop working and don’t do anything their income stops. With residual income, work is done for very little effort which then earns income continuously without any manual input to keep it coming in, and this is what my newest income steam is – Residual Income. Now this truly allows me to take time off as and when I want without having to book my holidays with the boss and getting it on the calendar early so as not to miss out.

Are these important to you:

  • Time Freedom
  • Residual Income
  • Top up your pension
  • Financial Peace
  • Working where and when you want
  • Spending time with family or children

If the answer to any of these is Yes then take a look at earning Residual Income, which can be ran alongside your part/full time job or self employed role until the level is correct for you and then you can Jump Ship to your new lifestyle. I know i’d rather work hard for the next 5 years to then receive my current yearly salary paid to me each month without much input, and I’ve got many friends doing just that for just a few hours a week.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

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Laws For Succeeding – FPUK.co

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Hi Friends,
A lot of people dream of being rich someday. They have this perfect little picture in their minds of how they will live their happy lives with their successful families in their dream house – after they get rich.

Some people live their entire lives talking about this perfect life they will have someday, as they sit and wait for it to happen. Whether they are waiting to win the lottery, or to receive an inheritance from some relative they didn’t even know they had, or they think they’re going to start a business someday and retire as a multimillionaire in a few years, it’s all dreaming.

But there’s something most people don’t know about wealth. It’s something so simple, and it can either work for you or against you. I’m going to tell you exactly what that is, and what you do with it after today is totally up to you.

So tell me, friend, what happens if you break a law? There is a consequence. This is true even if you don’t know the law. But if you follow the laws, you reap rewards.

Let’s talk about the law of gravity. Even if you had no idea the law of gravity existed, what would happen if you jumped out a 14th floor window? Would gravity cease to exist just because you weren’t aware of it? Would you somehow float safely down to the ground? No! Why? Because the law of gravity is in effect, whether you know it or not.

I know you’re thinking, “Andrew what in the world does gravity have to do with success?”

Friend, just as there are traffic laws and laws of physics, there are laws of success. They are principles you must follow in order to create wealth, have successful relationships, get promoted in your job and build a successful business. But if you don’t know these laws, you are likely breaking them. And what happens when you break a law? There are consequences.

Friends, the laws of success are just as important as concrete money-making skills. They are the foundation of your success in finances, relationships, business and career, and without this foundation, you will not have long-lasting success.

I am living proof these laws work. Before I learned the laws and started following them, I was broke, unguided and unfocused. I wasn’t even thinking about success or becoming wealthy… I was in debt – I had nothing! But once I learned the laws, I began to reap the rewards that come with following them. That’s how laws work.

Laws are not there to limit you or hurt you. They are there to guide and direct you. Laws are there to help you. Knowing the law of gravity can keep you from jumping out a 14th floor window and plummeting to your death. Knowing the laws of success will help you succeed in every area of your life.

Your dream life will not just fall out of the sky one day. You will not wake up one morning and discover you’re living the perfect life. That will never happen. But if you learn to follow the laws of success, and you work diligently, you will reap the reward.

These laws will lead you to fame and fortune. They will help you fulfill your dreams of helping people all over the world. They will help you have a passionate marriage. They will help you equip your children to succeed.

I encourage you today to get these principles working in your favor. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co      FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

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Stop Making Excuses and Grow Your Business – FPUK.co

FPUK.co Growth

Hi and good morning to you,

Today I’m looking out from my office window, down the garden and theres a very light frost on the ground. We’ve been blessed so far this year we’ve had no snow yet here in the UK and this is the first frost I’ve seen.
When it comes to growing your business, there is one thing you must ALWAYS be doing. It may be Easter Holidays soon, but that is no excuse! You have to continually expose your product, service or ideas. And sometimes you have to think outside the box.

There is no limit to the different ways you can get your offer out to others who need to see or hear it. Think about it – TV and radio commercials, newspaper and magazine ads, on the Internet, flyers and talking to other people.

A lot of people spend big money on advertising, but they overlook one form of exposure that is absolutely free! This form of exposure will help you build your business, meet new clients and recruit new staff for your company.

Let’s say you are opening a restaurant. You got finance to start up your restaurant. The money pays for everything you need to begin operating – equipment, tables, chairs, tablecloths, silverware, menus and signs. It pays for all the initial food and uniforms for your staff. But by the time you open, you have spent all your money on equipment and staff, and you have no money left for advertising.

What are you going to do? How will you let people know your restaurant even exists? Most people think, “Well, I hope people will find it.” No! People won’t just happen to wander in one day. You will go out of business if you do not find a way to bring people through your front door. What would you do?

You would have to talk to everyone you know and let them know about your restaurant. If you picked up the phone and called everyone – your immediate family, extended family, past colleagues, old high school friends, church members, old bosses, the plumber, the family doctor and dentist, mechanic, hairdressers, manicurists, friends, acquaintances from your kids’ school, teachers – you would gain an enormous amount of business.

There is a ton of missed business because people do not promote their product or service to their own list of resources. But those who do use this form of exposure often have a huge number of new and returning customers… and it’s all free!

I know of someone who used this form of exposure in a very strategic way. She is a manicurist who needed to expand her business. When she first started, she exposed her business every day. Once she got a healthy clientele, she did what most people do and stopped exposing. And as her clientele dwindled, she blamed the economy.

She was told, “You can use the economy or holiday time as an excuse and go broke like everyone else out there, or you can get back to exposing your business aggressively.” She brainstormed several ways she could expose her business and bring in new clients.

She called a bank manager (because banks typically have lots of female employees) and offered a free manicure as an incentive for the employee who got the most accounts, loan applications or department referrals. The branch manager loved it because this incentive was great for the bank, and it did not cost them a penny!

She got her name out to that entire bank branch and brought in brand new clients, all from one phone call. As a result, she increased her income by £800 in the first 30 days.

How are you exposing your business today? If you are not continually building your client base, seeking new referrals and increasing your exposure, your business will not grow. You should constantly be adding to your list of resources, meeting new people and building new relationships. Don’t be like 98% of the people who are blaming the economy, using the Easter holidays as an excuse to MISS OUT! You should always be thinking about different ways you can attract new clients you would normally not have access to, just like the manicurist did.

I would also love to hear your ideas of how to increase exposure for your business. Leave your comments for me and make sure to Like and Share today’s message.

That’s it for today, I want you to think right now, “who can I tell today about my business?” because you need to be growing your business and telling 3 new people everyday.

This is your life now make it count.

Stay blessed

Andrew 🙂

FPUK.co        FinancialPeaceUK

Follow me at:  @FinPeaceUK   @AndrewChenery   @BHPGardenDesign

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How To Prosper – FPUK.co

prosper
Hi Friends,

Today I want to visit with you about seasons of famine and seasons of plenty. You see, in life… things happen. And occasionally they spin totally out of your control. You never know when you’ll have an emergency, a sudden left turn or get stuck without a job.

Sometimes you plant the right seeds, you till, you slave and you nourish those seeds. But if you plant during a season of drought you might not be seeing the crop you worked so hard for.

The only way to see yourself through these times, is to prepare for the season of famine. If you are gluttonous or a spoiled brat addicted to pleasures, you will not survive the famine! He who tills his land will have plenty of food, But he who follows empty pursuits will have poverty in plenty. (Proverbs 28:19)

Learn to get your body off the drugs of spending on pleasures and luxuries. You need to condition yourself to live a simple a life so you can accumulate wealth while others are going broke. This will also provide you with a reserve during the seasons of famine.

What season are you currently in? If you are in seasons of plenty:

  1. Work on paying off your debt NOW, while you can.
  2. Simplify your lifestyle, sell stuff you don’t need and live on less.
  3. Don’t spend every dime you make! If you spend every dollar you make, you are not being a good steward of your seeds. But you shall remember the Lord your God, for it is He who is giving you power to make wealth, that He may confirm His covenant which He swore to your fathers, as it is this day.(Deuteronomy 8:18)

If you are in a season of famine:

  1. Don’t use credit cards to keep up a facade of financial stability. SIMPLIFY
  2. If you don’t have an income, get one now. Whiners will starve, do-ers will win (and eat).
  3. Take responsibility and make the needed changes. Stop blaming the economy, the job market, your parents or whatever!
  4. Grow your skills. Especially with people. Remember, opportunity comes from people and so does money.
  5. Stop looking for the easy way to succeed. It will lead you to a dead end!
  6. As soon as you start making money, don’t spend it! Refer to back to the tips for seasons of plenty.

Our first 10 years in business we made money and repeatedly lost it! After that we finally got smart and figured out how to make, keep and grow it.

It starts with killing your greed and gluttony. Great wealth is in the house of the righteous, But trouble is in the income of the wicked.(Proverbs 15:6) I’m not saying you can’t have fun or pleasures. I’m saying get off the drug of excess. You will massively decrease your stress once you simplify.

Don’t fear your season of famine, prepare for it! Share your thoughts with me on today’s message and don’t forget to Like and Share this with your friends or family. What season is your life in?

Have an amazing day and stay blessed

Andrew

FPUK.co

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How to Spend Your Tax Refund – FPUK.co

Tax refund
Hi Friends,
I’m sat in my office this morning thinking about what happened to a friend yesterday, when he told me he’d had a nice tax refund from Her Majesty’s Government, and what he was going to spend it on, but it made me start thinking.

What is a tax refund? I know it may sound silly, but I really want you to think about it. What is it?

A tax refund is just that – a refund of your own hard-earned money. It is not a random gift or a stroke of good luck. It didn’t just come out of nowhere… and it’s NOT extra money. It’s money you worked hard to earn.

According to research  half of us receive refunds, averaging around £1500 each. And while that may seem like a huge relief to some people, it may look like a free shopping trip to others. But today I want us to look at what it really is.

See, we all live in a total “microwave” society today, where we do what we want, when we want, just because we can, without giving any thought to our financial future. And where has that got us? We have traded our financial freedom for more stuff, more debt and more bondage.

We fall into the trap of “more-more-more,” until we find ourselves buried alive in debt. So many people are in constant financial strain, and yet we are more concerned about our stuff than we are about our long-term financial future!

I know right now you’re saying, “Okay Andrew, so what does this have to do with my tax refund?”

There’s one rule proven to be true over and over again, and it is true here. Find out what everyone else is doing and do the exact opposite. You may have heard me say this before: 98% of the population will end up dead or dead broke by the age of 65, dependent on their friends, family, or the government as their main source of income. On the other hand, 2% are doing well financially.

So what can you do to cross over from the 98% to the 2% this tax season? Here are a few ideas:

  1. Keep your goals in mind. When you get a large, unexpected (or expected) chunk of money in your hand, it can be easy to lose sight of the financial goals you have set for yourself. Whether you have a goal to pay off £10,000 of debt, give £10,000 away to orphans, or invest £10,000 this year, do not lose sight of that goal!
  2. Resist temptation. There are all kinds of sales and advertisements, and even articles from so-called “financial experts” giving tons of ideas on how to spend your tax refund this year. They are trying to sell you everything from new clothes to a new BBQ, video games, or even a deposit on a new car. I’m telling you, don’t go there!
  3. Invest. So instead of spending your tax refund foolishly, choose to put that money aside for investing! This way you have a chance to make your money work for you without the fear of losing big.

Here’s what I know about you. You are not called to be one of those people. You were designed for wealth and freedom. How do I know that? Because you are here right now, reading this. Because you have a desire to succeed financially. You have a desire to see your children, your friends, and your community live debt-free, totally financially independent lives.

I would love to know what you think about today’s message. Are you getting (or have you got) a tax refund this year? What do you plan to do with it? I can’t wait to read your comments. But I also have a few more ideas on how to spend your tax refund that I can’t wait to share with you tomorrow. Stay tuned!

I pray you choose wisely today to invest your time and money into building your future not destroy it.

Have an awesome day & stay blessed

Andrew

FPUK.co

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Top Tip For Massive Results

  
I want to paint a picture for you today. Imagine a farm. Imagine that you have put in hundreds of thousands of pounds and countless hours to plant your crops. You bought the land, prepared the fields, sowed the seeds, and worked day and night to protect and nurture your plants. But then one day, you decide your crops weren’t growing fast enough, so you uproot all of the plants and move them to a new farm.

What would happen to your crops then? They would die, wouldn’t they? You would not reap a harvest. All of the time and effort you put into your farm would be wasted.

I know you’re thinking, “Andrew, that’s just silly! I would never do that! I would never rip up my roots and try to plant them somewhere else just because the plants weren’t growing fast enough or not producing enough fruit.”

But the reality is, that’s what most people do. Most people fail because they walk away from what they have already built because they have been seduced by shiny objects, better opportunities, better opportunities, or better jobs.

In my years of studying people, I’ve noticed that most people have a tendency to start and stop things, but they never stick it out long enough to have real success. They never see anything through to completion. They always have their feelers out, searching for the greener grass that always seems to be somewhere else.

Lots of people will give something a try, but very few will actually pursue that thing. They will stand at the edge and stick their toes in, but they never go ‘all in’. They will dabble in lots of different businesses, industries, and jobs, but they never establish themselves in any one.

That seems to be the norm in our society today. But here’s what most people don’t realize: If you get started in something and you give yourself 90 days to succeed, or otherwise you’re outta there, you are setting yourself up to fail. If you uproot yourself and move around, always looking for greener grass and better soil, you will never get rooted anywhere. And it’s impossible to succeed without roots. This goes for a job, business, marriage, parenting, and everything.

Whether you realize it or not, you are building equity, whether you work for yourself or for someone else. When you uproot yourself, you lose everything you’ve worked for – equity in a business, emotional equity, financial equity, mental equity, sweat equity. When you quit, you lose all of that, and you have to start over from the beginning.

There is ALWAYS opportunity right in front of you. There is always an opportunity to grow and learn and make something out of what you currently have. You are always building equity. 98% of the population does not see it that way, and you are limited by what you cannot see.

So today, I want you to really evaluate yourself. Think about how much opportunity you’ve missed in your life due to your limited thinking. The bottom line is this: The deeper the roots, the bigger and better the fruit. If you have no roots, you will have no fruit.

What would happen if, instead of jumping around and continuously going after the next bright, shiny object, you decided to stay committed to what you are currently doing for 5 years? That means saying “NO” to any other job offer or business opportunity. That means not even entertaining the thought of a new opportunity. What would happen if you went ‘all in’ for 5 solid years?

You would sink your roots in deep and you would produce fruit. Instead of getting impatient, you would sow seeds, nurture and protect your sprouts, and you would produce fruit in your business, career, relationships, and finances. So be patient! Be wise! Be persistent! And know that as you press forward, you will see results.

I have known many people throughout the years who have had a tendency to rip up their roots, and therefore have had very little or no success as a result. I know you know several people who fall into that category as well. So let’s do what we can to help them today. Go ahead and forward this email to your friends, family, colleagues, and even your clients. Post this link on your social media sites right now. Because there are people you know whose success depends on this message. It would also be a good idea to discuss it with your family as well.

For a UK based business opportunity click here

Call me for info : 07930 464461

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