Tag: Saving

Network Marketing Explained – FPUK.co

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Relationships, Saving, Success

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Hi Friends

What is Network Marketing?

Network marketing is something that allows you to create a lifestyle, that will bring you more income than the highest paid professional you know.
Its something that allows you to do what you want, when you want, in the fashion that you want to do it in.
That sounds great but what are we doing?
Basically when a company starts up, they need to get the word out about their product or service, so typically they have a certain percentage of their advertising budget thats set aside for billboards, radio, TV, newspapers, magazines, national sports events etc. What we are doing is simply taking that advertising money and instead of doing all those things or stuff that we don’t believe works, they pay it to us, to people that are out in the field, that are using those products or services that can give a recommendation to our friends or family, and do you know what ?…. they pay us very very well, in fact let me tell you about a few of my friends that have been paid very very well to do exactly that.
My friend Karol used to be a Pizza delivery driver, he came from another country, to find his dream, he didn’t know a lot of english, didn’t have a lot of connections, but because of this industry he was able to now have that lifestyle – to do what he wanted to do, now hes able to send money back home to his family, and actually help and he’s got an amazing – amazing lifestyle because of it.
Or Anneeta, she moved here with her family and after 3 years her husband died while abroad in a car crash and she was left with 3 young children and no income, they had no life insurance and she got nothing, but after starting in network marketing, part time to start with she soon started earning a small income to afford food and rent and then she was able to earn enough to have the children looked after allowing her a few more hours doing her business, and now she has a large team, all making serious money, and she is now making more money than her husband used to make in his full time job, and she is able to reduce how many hours she does to spend valuable time with her children – raising them up in a lifestyle she and her husband had dreamed about when they moved to the UK.
So heres my question to you?
I don’t know why you’re reading this, I don’t know if your a college student, maybe your up to your eye balls in debt, and you don’t know how to pay that back, and you really don’t know if your going to have a job for much longer, I don’t know if you’re looking at retiring, and you don’t know if thats ever going to happen, or I don’t know if your friend told you about network marketing, but whatever the case may be, this industry is an amazing industry, we have a system that allows you to do certain steps that will produce predictable results, and what we’ve seen is that through that system there’s been thousands & thousands of people that have been able to walk through it and accomplish their dreams and goals.
So heres what I know, I know that if you have a dream in your heart, and you’re willing to do something about it, if you believe that there’s maybe more to something than the daily grind of doing forty hours a week, for forty years of your life, to end up on forty percent of what didn’t look good to start with, then I say lets partner up, let me take you by the hand, and lets do this together, it happened to me and can happen to you.
Whatever your channel to achieve this, you need to make sure that it produces residual income, income that you get paid forever for doing something once, no return visits needed, and this business can give you just that.
If you’d like to talk more about this opportunity, to work along side your full time job part time, earning additional spare money or you need to start now full time in your spare time then call me today on 01394 549364 or click here to watch the company video giving more info and what its all about.
Thats its for now – have an amazing blessed day whatever you do.
You have one life – make it count.
Andrew 🙂
07930 464461
01394 549364
FPUK.co

Have Money Work Harder Than You – FPUK.co

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

sales

Hi Friends,

I was talking to a new friend yesterday who is struggling to make ends meet but wants and needs to make a difference to their lives, and she truly believed that by having more jobs and working all the hours that come it would make a difference. But their health was deteriorating to a point that they had to take sick days from each of the jobs on a regular basis, I explained that working smarter rather than harder was the real answer, having money work for her rather than working harder for money.

I’m about to share a huge secret with you today. Did you realise most people honestly believe that the means to real financial independence is through a higher salary or working every hour that comes? How about you?

Are you working for someone else in a 9 to 5 Rat-Race, just trying to continue up the corporate ladder to a point where you can finally “get ahead” financially? Or, are you chasing the great “Dream” of starting your own business on the side maybe to follow your passion, or as a way to generate extra income or just to be able to jump off that 9 to 5 Rat-Race?

Trust me, working full-time and starting your own business is a recipe for disaster as you work ’round the clock and only see slow, tiny steps forward on the path to increase your wealth!

Well, here’s the secret… very few millionaires make their money from a salary! And you can bet those CEOs at the top of the corporate food chain make tremendous sacrifices of their time and in their relationships to earn that 7-figure salary.

So, you’ve got to be asking yourself, “Where are all these millionaires getting this money if not from big-name jobs and salaries?” This is about so much more than making money, this is about creating genuine wealth. If we both stopped working today, we would still have a steady money flow for years to come. Why? Because we have multiple streams of residual income!

Now, you might think that investing is too risky. And it’s never too soon or too late to start.

In our house, we aren’t in the business of giving our children a free ride or life handed to them on a silver platter. They have to know the power of earning their own money and what it can do for them.

So, Friends you’ve got to ask yourself, “If a 11-17 year-olds can find the means to start investing, then what’s holding me back?” Or you could say, “Hey, I wonder how they do that?” If they could do it, then you most certainly can! Look into it yourself! You might learn a few things — starting right here:

Ask yourself why you want to start a business.

Is it to be your own boss?

Create a legacy for your children?

Attain financial independence?

Creating time freedom?

Maybe it’s all of the above. But identifying your specific motives helps to establish a true vision for your goal. And there is no right or wrong answer! It really is okay to just be in it for the money!
Start investing NOW. If you ever want your bottom line to increase, you’ve got to start investing now. And I do mean NOW — you can’t wait for that “when you have the money” or “when the economy gets better” excuses! Set aside money each payday, whether it is £5, £50, £500 or more… just do it and earmark it strictly for investments. It will make the “big risk” seem a lot less scary. Initially build yourself your emergency fund that isn’t touched unless it for an emergency and I mean emergency, and if you need to dip into for the emergency then replace that money as soon as is possible then continue putting money into savings again not tone touched. Then when you make money from those initial small investments, turn that money around for more and new investments.
Continue to put money in savings. Remember wealth isn’t just about how much you earn, it is often about how much you KEEP. Realize that most savings accounts are just money saved to use later.
Increasing your bottom line is simple, but that doesn’t mean it’s easy. It requires an investment from you! That investment could be your time, your training or your skill sets.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery     @BHPGardenDesign

How to Teach Children To Make Money – FPUK.co

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

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Hi Friends,

Welcome to a frosty Felixstowe this morning, but although its frosty outside – your attitude to people today doesn’t need to be frosty. Speak to people and treat people as you would like them to speak and treat you. Today i’m talking about how children behave with money.

“Mum! Dad! Can I have £20 to buy a new game? Can I have some money to go to the movies with my friends? Will you buy me some sweets? Can I have…?? Will you buy…???”

How many times have you heard things like this? Whether you have young children, teens or maybe even grown children, at some point or another you’ve probably felt like their personal cashpoint. And the reality is, most parents give in to their children’s’ requests.

Today our culture tends to raise an entire generation of spoiled-rotten children who think only of themselves. It’s a “give me now” generation. But your children don’t have to be counted among these spoiled-rotten brats. You can turn this situation into something good!

Especially over the holidays, Easter breaks and summer fun children seem all about want, want, want. But isn’t it so refreshing to see parents raising their children to understand the importance of work and how to be wise with money. Is that you?

Imagine if you had been taught how to make money and to work hard with a good attitude when you were young? Life would be so much easier now, wouldn’t it? Or maybe you are one of the few who were taught at an early age. Look how that has impacted your adult life!

I’ll say this: You do not have to raise spoiled brats who say, “Gimme…I want…I need…NOW!” Instead, you can help your children become well-rounded people with a good perspective on life.

All children have selfish tendencies, but they can be groomed to have an unselfish heart eager to give, serve and help others. This will prepare them for their future as a spouse, parent, employee or business person.

Your children are watching you, and they will do what you do. Take some time today to think about the example you are setting. How do you spend money? How do you talk about work? Do the words, “I don’t want to go to work today” ever come out of your mouth? What about “I can’t afford it”?

You, as a parent, have an obligation and a moral responsibility to groom your children for success. Besides, I know you do not want to be the cashpoint Parent for the rest of your life. You certainly do not want to have a 30-year-old child STILL living in your cellar and STILL asking you for cash to go out with their friends.

The bottom line is… children NEED to learn how to work and to make money. They must learn how to be wise financially, and in every other area of their lives. Your children are watching you and they will do what they see you do.

Are you setting your children up for a lifetime of financial success? Be the example today, and help your friends, family and community to do the same! Leave me your comments and please Like and Share today’s message.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co      FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

How To Prosper – FPUK.co

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success
prosper
Hi Friends,

Today I want to visit with you about seasons of famine and seasons of plenty. You see, in life… things happen. And occasionally they spin totally out of your control. You never know when you’ll have an emergency, a sudden left turn or get stuck without a job.

Sometimes you plant the right seeds, you till, you slave and you nourish those seeds. But if you plant during a season of drought you might not be seeing the crop you worked so hard for.

The only way to see yourself through these times, is to prepare for the season of famine. If you are gluttonous or a spoiled brat addicted to pleasures, you will not survive the famine! He who tills his land will have plenty of food, But he who follows empty pursuits will have poverty in plenty. (Proverbs 28:19)

Learn to get your body off the drugs of spending on pleasures and luxuries. You need to condition yourself to live a simple a life so you can accumulate wealth while others are going broke. This will also provide you with a reserve during the seasons of famine.

What season are you currently in? If you are in seasons of plenty:

  1. Work on paying off your debt NOW, while you can.
  2. Simplify your lifestyle, sell stuff you don’t need and live on less.
  3. Don’t spend every dime you make! If you spend every dollar you make, you are not being a good steward of your seeds. But you shall remember the Lord your God, for it is He who is giving you power to make wealth, that He may confirm His covenant which He swore to your fathers, as it is this day.(Deuteronomy 8:18)

If you are in a season of famine:

  1. Don’t use credit cards to keep up a facade of financial stability. SIMPLIFY
  2. If you don’t have an income, get one now. Whiners will starve, do-ers will win (and eat).
  3. Take responsibility and make the needed changes. Stop blaming the economy, the job market, your parents or whatever!
  4. Grow your skills. Especially with people. Remember, opportunity comes from people and so does money.
  5. Stop looking for the easy way to succeed. It will lead you to a dead end!
  6. As soon as you start making money, don’t spend it! Refer to back to the tips for seasons of plenty.

Our first 10 years in business we made money and repeatedly lost it! After that we finally got smart and figured out how to make, keep and grow it.

It starts with killing your greed and gluttony. Great wealth is in the house of the righteous, But trouble is in the income of the wicked.(Proverbs 15:6) I’m not saying you can’t have fun or pleasures. I’m saying get off the drug of excess. You will massively decrease your stress once you simplify.

Don’t fear your season of famine, prepare for it! Share your thoughts with me on today’s message and don’t forget to Like and Share this with your friends or family. What season is your life in?

Have an amazing day and stay blessed

Andrew

FPUK.co

How to Spend Your Tax Refund – FPUK.co

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success
Tax refund
Hi Friends,
I’m sat in my office this morning thinking about what happened to a friend yesterday, when he told me he’d had a nice tax refund from Her Majesty’s Government, and what he was going to spend it on, but it made me start thinking.

What is a tax refund? I know it may sound silly, but I really want you to think about it. What is it?

A tax refund is just that – a refund of your own hard-earned money. It is not a random gift or a stroke of good luck. It didn’t just come out of nowhere… and it’s NOT extra money. It’s money you worked hard to earn.

According to research  half of us receive refunds, averaging around £1500 each. And while that may seem like a huge relief to some people, it may look like a free shopping trip to others. But today I want us to look at what it really is.

See, we all live in a total “microwave” society today, where we do what we want, when we want, just because we can, without giving any thought to our financial future. And where has that got us? We have traded our financial freedom for more stuff, more debt and more bondage.

We fall into the trap of “more-more-more,” until we find ourselves buried alive in debt. So many people are in constant financial strain, and yet we are more concerned about our stuff than we are about our long-term financial future!

I know right now you’re saying, “Okay Andrew, so what does this have to do with my tax refund?”

There’s one rule proven to be true over and over again, and it is true here. Find out what everyone else is doing and do the exact opposite. You may have heard me say this before: 98% of the population will end up dead or dead broke by the age of 65, dependent on their friends, family, or the government as their main source of income. On the other hand, 2% are doing well financially.

So what can you do to cross over from the 98% to the 2% this tax season? Here are a few ideas:

  1. Keep your goals in mind. When you get a large, unexpected (or expected) chunk of money in your hand, it can be easy to lose sight of the financial goals you have set for yourself. Whether you have a goal to pay off £10,000 of debt, give £10,000 away to orphans, or invest £10,000 this year, do not lose sight of that goal!
  2. Resist temptation. There are all kinds of sales and advertisements, and even articles from so-called “financial experts” giving tons of ideas on how to spend your tax refund this year. They are trying to sell you everything from new clothes to a new BBQ, video games, or even a deposit on a new car. I’m telling you, don’t go there!
  3. Invest. So instead of spending your tax refund foolishly, choose to put that money aside for investing! This way you have a chance to make your money work for you without the fear of losing big.

Here’s what I know about you. You are not called to be one of those people. You were designed for wealth and freedom. How do I know that? Because you are here right now, reading this. Because you have a desire to succeed financially. You have a desire to see your children, your friends, and your community live debt-free, totally financially independent lives.

I would love to know what you think about today’s message. Are you getting (or have you got) a tax refund this year? What do you plan to do with it? I can’t wait to read your comments. But I also have a few more ideas on how to spend your tax refund that I can’t wait to share with you tomorrow. Stay tuned!

I pray you choose wisely today to invest your time and money into building your future not destroy it.

Have an awesome day & stay blessed

Andrew

FPUK.co

Get Paid For Doing Your Chores – FPUK.co

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Cash pic

Hi Friends,

As we are on the crest of a new season, it is the perfect time to sit down and figure out what you would like to happen in the next few months. What would you like to accomplish, where would you like to go?

This is a great time to clean out your garage, de-clutter that attic, organize the cupboards and clean out your car. That probably wasn’t the fun answer you were looking for, but let me explain how all of this can actually HELP you out.

The season we are prepping to enter is all about fresh, new things. SO today I want to share a few fresh ideas to help you dump the old and fatten your wallet while you’re at it.

1. In the coming weeks, the weather will start getting nicer – it’s just got to… right!? So start planning a garage sale! As you’re cleaning your house, sorting through the clutter that has accumulated over the last year, and organizing the garage, use this opportunity to get rid of the things you no longer use. Have the kids grown out of their clothes and shoes? Do you have extra tools lying around that never get used? You can even get together with several other families and have a huge multi-family garage sale! This is a great way to make some quick cash AND rid your home of all that clutter.

2. As you are cleaning behind the washer and dryer or vacuuming the sofa cushions, start a coin collection. You’d be surprised how quickly coins add up between the cup holder in your car and the pile on your dressing table.

3. Stop going to the car wash. By cutting your own lawn, washing your car or pets at home, you will save pounds in the long run. Now that the weather will be more bearable there is no excuse to pay someone else to do work around the house.

Those may seem like 3 very small things that may not matter very much. But here’s what most people get wrong when it comes to money: They think they have to wait to pay off their debt until they can do it all at once. They think they have to make huge changes or no changes at all. They think the small changes or actions are insignificant, so they don’t make them.

But the TRUTH is, small, simple steps lead to big results. If you wait until you make more money or you win the lottery, or you can afford to pay off all your debt at once, you will stay broke and in debt the rest of your life.

So choose today to make the small changes. Choose to follow the tips I gave you today. And I would really love to hear your best spring cleaning tips as well – especially if they will help others save money or make money! Leave me your comments and be sure to Like and Share today’s message.

Stayed blessed and have an amazing day.

Andrew

FPUK.co/Earn

Utility Prices Still Going Up? – Andrew Chenery

Posted on by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

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Now’s the time to change for your household or business…

We’ve all seen the headlines and shocking news that energy companies are still pushing up our bills whilst announcing huge profits, and we can do little about it.

Well now is the chance to change that – at least for your household or business.

If you were shown a way to reduce your utility charges each month, with no obligation to take the offer – would you want to see how much you could save?

A local business now offers you that chance. Based in Felixstowe,
Financial PeaceUK can come and show you how you can start saving money, for the same products!

• What does paying less mean to you?
• How would you like to save money?
• Does the cost of having the heating on worry you?

Well we can help reduce those costs for you, taking away those worries!

An appointment with you is totally free, we do not charge you anything – and remember you are under no obligation to take these savings available if you choose not to – we only ask that you take a look.

We can show households and businesses how they could save money on their utility bills despite having contracts with other providers. If you are happy with the savings we can make you, we will take care of making the changes, and again we do not charge for this – we want you to have total Financial Peace!

P.S. Should you decide to accept our offer, there are also savings to be made on other shopping purchases.

To make an appointment contact Andrew in Felixstowe on: 07930 464461 to discuss or request a call back

or email: FinancialPeaceUK@gmail.com

Money Saving Spring Cleaning Tips

Posted on by financialpeaceuk in Achieving, Debt, Finances, Money, Success

Spring is here! I don’t know what it’s like where you live, but here in the UK it is just gorgeous! The weather is amazing, and everything is so green.

Have you done your spring cleaning yet? This is a great time to not only clean out your garage or attic, organize your home, and clean your car, but you can also save a lot of money and even make money in the process!

We are in the season of fresh and new things, so today I want to share a few fresh ideas with you to help you make the most of your spring cleaning:

Have a garage sale. As you’re cleaning your house, sorting through the clutter that has accumulated over the last year, and organizing the garage, use this opportunity to get rid of the things you no longer use. Have the kids grown out of their clothes and shoes? What about the boxes of “someday” clothes in the attic? (You know, the ones you will fit into again ‘someday’…) Do you have extra tools lying around that never get used? You can even get together with several other families and have a huge multi-family garage sale! This is a great way to make some quick cash AND rid your home of all the clutter.

Step away from the car wash! Steer clear of the automatic carwash places. You have soap, old rags, and a water hose at home – USE THEM! This is a fun thing for the whole family to do together. (Can anyone say, ‘water fight’???) Take advantage of the nice weather. Get outside and get some fresh air, and mark that task off your list at the same time.

Keep those coins! As you’re cleaning under the couch cushions and the bottom of the closets and behind the washer and dryer, hold on to those coins you find. You may think, “What’s a few pennies here and there?” but believe me, they add up! Cash in those coins and pay off some of your debt, or put them in your holiday fund.
Those may seem like 3 very small things that may not matter that much. But here’s what most people get wrong when it comes to money: They think they have to wait to pay off their debt until they can do it all at once. They think they have to make huge changes or no changes at all. They think the small changes or actions are insignificant, so they don’t make them.

But the TRUTH is, small, simple steps lead to big results. If you wait until you make more money or you win the lottery, or you can afford to pay off all your debt at once, you will stay broke and in debt the rest of your life.

So choose today to make the small changes. Choose to follow the tips I gave you today. And I would really love to hear your best spring cleaning tips as well – especially if they will help others save money or make money! You can leave your comments here.

It would also be great to spread this around your community. These days, everyone is looking for ways to save money, and these tips are some very easy ways to do that. Just forward this email, post this link on your social media platforms, and let’s help our families, colleagues, and neighbours get the most out of their spring cleaning this year!

http://www.Utilitywarehouse.co.uk/n10268/opportunity

3 Tools to Beat This Economy

Posted on by financialpeaceuk in Achieving, Debt, Finances, Money, Success

  
There are millions of people who are drowning in debt and suffocating under financial pressure, and most blame the economy for their financial struggles. “I can’t get a job because of the economy!” “I can’t pay my bills because of the economy!” “I’m in debt because of the economy!”

But then there are lots of others experiencing outrageous success in the exact same economy. It raises the question – if the economy was truly to blame for either success or failure, then why isn’t everyone experiencing the same success or failure?

Are you ready for this? It’s not the economy! It’s you. Those succeeding in this economy are obviously doing something completely different than the ones who are failing. They know that it’s never the circumstances that determine success in life – it’s how you deal with the circumstances.

What do circumstances have to do with all of this? Here’s the deal. You can either use the economy as an excuse and do what the other 98% of the population is doing – sit back and hope for the economy to change. OR you can become part of this 2% or people who is figuring out how to make themselves more valuable by learning how to thrive in any economy.

There’s a very simple principle I learned when I first got into business, and that is the marketplace pays for value. That principle has helped me, as well as hundreds of thousands of people to succeed in a downtime market. My clients have gotten giant raises, bonuses, and promotions in their jobs, and their businesses have exploded, all because they have increased their value.

I know you’re saying, “HOW can I increase my value?” It’s easy… The only way to increase your value is to increase your skill. It’s NOT about your personality, your looks, where you were born, your family, or your background. It’s your skill.

There are 3 skill sets that make you valuable in any economy – professional skills, people skills, and leadership development skills. All of these skill sets will increase your value and your income.

Professional skills. Whether you are a doctor, estate agent, mechanic, waitress, teacher, home business owner, or customer service rep, you must know the basics of your profession. You must be willing to learn new, specialized skills. The difference in a professional and an amateur is your skill.

People skills. People are everywhere! You work with them, live with them, buy things from them, and sell things to them. And where does money come from? People! If you learn more about people than you do anything else, you will be unusually successful. If you learn great people skills, you will attain income security. Those who do not have people skills are usually the first to be laid off.

Personal development & leadership skills. People with high leadership skills have extremely high influence and high value in the marketplace. They are consistently working on improving themselves, and they raise up other leaders. They have a “no excuse” mindset. They focus on producing results. They do not let circumstances define their success, but they take personal responsibility to create their own success.
It’s time to stop using the economy as an excuse. Because the reality is, if you do the same thing you’ve always done, you’ll get the same thing you’ve always gotten. So you have to take your skills to the next level. If you want to truly succeed in this economy, you’ve got to master professional skills, people skills, and personal development and leadership skills.

Go ahead and take a few minutes right now to evaluate your skill levels in these 3 areas. (How will you know where you stand? Look at the result – your income.) If you would like to increase your income, grow your business, get promoted in your job, and finally get out of debt and on your way to financial independence in 2013, this is where you must start.

Before I sign off for today, would you please help me with something? It’s no secret that people around the world are struggling financially. You have in front of you today a message that will equip people to pull themselves out of a financial pit. And all we have to do is get the message to them. So please just send this to them today!

Have a great day 

Andrew