stress – Financial Peace UK

Understanding Depression – FPUK.co

Posted on November 13, 2014 by financialpeaceuk in Achieving, Relationships, Success

Have you ever been plagued by depression? Yes, “plagued,” because it affects nearly 1 in 4 adults in the UK alone! Not to mention the number of adolescents who must deal with depression daily.

What does depression look like for you? You can’t concentrate at work, you’re exhausted, feeling hopeless, empty or alone? A lot of people suffer from depression, but it is rarely acknowledged or treated.

You can numb it out with medications without ever dealing with the actual root of it. Unfortunately, unless you get down to real cause, your problem will not just go away!

I’ve spoken with several people who had dealt with depression for decades. And even after 10-20 years worth of antidepressants it didn’t solve their problems!

One woman in particular, Barbara, mentioned that her mother called her lazy when she was growing up! She didn’t even know she was coping with depression until many years later.

If you’re a parent, this is important! Depression can seem like laziness or some sort of choice, but it could really be your children dealing with a much larger problem.

The only thing that is going to solve your depression or your child’s, is going back to the root of the issue and throwing out that nasty rubbish. For some people, it’s their parents’ divorce, a bad relationship break-up, abuse, or some type of unforgiveness that has sewn a rotting, stinking seed of depression in your life.

And do you know how that seed gets fed? This is important for those of you who are not struggling with depression, but could be close to that full-out battle. You feed that seed by focusing on it. How you think, determines what you speak, and what you speak then determines how you live (or don’t live). What you feed will flourish and what you neglect will die.

If you’ve been speaking death over your life, your dreams, your actions or even over your kids – that needs to stop!

Are you ready to move past the hopelessness? Let me know in the comments and be sure to share today’s message with your friend’s and family by hitting Like and Share.

Thats its for now – have an amazing blessed day whatever you do.

You have one life – make it count.

Andrew 🙂

07930 464461

01394 549364

FPUK.co

Build Your Circle Of Friends – FPUK.co

Posted on May 7, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Relationships, Saving, Success

Hi Friends,

Back from honeymoon now – Sorry its been a while since I last posted, but 1 month ago yesterday we got married and then took time out in Egypt to relax and although I took my trusted iPad planning to continue my blogging whilst there, wisdom and relaxation took over.

But while we were there we met and built our circle of friends, talking about life around the pool or while on the beach we met so many people, some happy as they escaped reality and their stress back home and some like us that enjoy life and all it gives us. But today I want to continue talking about friends and the ripple effect it causes building true friendships.

What would you say if I told you you are wasting one of your biggest assets? You’d probably want to know what it was! You see, every human has a circle of influence. In fact, the average person knows 2,000 people by the time they are 20 years old.

That means every day you have the power to influence thousands of people just by stating an opinion, sharing life experiences and recommending other businesses.

You can choose to ignore your circle of influence, like the majority of people do. Or you can utilise this resource to build your business, find a job, look for a date or expose your product or service.

I imagine you’re reminded of a few slimy “friends” you once had on Facebook who wouldn’t stop pushing their business in your face until you were so exhausted you finally “unfriended” them. But that isn’t what I mean. You can utilise your influence without resorting to shameless self-promotion.

What I am talking about is creating a mutually-beneficial relationship. How many times have you heard an acquaintance, friend or family member express a need for something? They’re looking for a hair stylist, they just put their house on the market… etc.

What you do is become a connector. Help your friends fill their needs! Know someone who is recruiting and another person that is looking for a job? Refer your friend.

I’m a firm believer that what you hand out, you will get back. So when you give referrals, who do you think is the first name they will think of when referring within their circle of influence? Becoming a resource for your friends not only increases your value, but it’s essentially setting up free advertising for yourself. Not only that, but you are helping the people in your life and strengthening those relationships.

Marketers are always trying to get to your list. Think of it this way – Abercrombie isn’t about getting YOU to buy their clothes. They are about getting you to advertise for them. That’s why they put their label on the outside. You are advertising their clothes to your circle of influence. So if these marketers find your list so valuable, why don’t YOU use your own list???

Building a list and using the resources that are right in front of you will open so many doors and opportunities: jobs, loyal clients, better relationships and more! You should be consistently building and adding to your list of resources.

Start asking “Who do I know?” You’d be surprised by the number of people you actually know and the possible resources you are wasting.

Thats it for today, build your list, talk to 5 more people and ask for a business card or phone number, and of course give your out too.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Activate that circle of influence today and please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Residual Income = Time Freedom – FPUK.co

Posted on April 3, 2014 by financialpeaceuk in Debt, Earning, Finances, Money, Relationships, Saving, Success

Hi Friends,

I’m getting a little bit excited now, as many of you know I’m getting married this Saturday and my Event Planner iPhone app is telling me its only 2 days 6 hours and 2 minutes away – Wow !!

I’m off very soon to go and collect some very good friends from the airport that are coming to stay and attend our wedding, and thats really part of what I want to talk to you all today about.

Taking Time Off, when I need is one of the many benefits of working for my self, and I’ve done this for 9 years now. Every time one of my children has had a school assembly or a school lunch for fathers I’ve been able to attend, I’ve been able to take my children to school and pick them up if I’ve wanted and been their for the important events. I haven’t had to ask the boss for time off, ok all I’ve had to do is rearrange my diary with my clients but as long as my appointments have been met thats been ok, but thats the thing in my diary my children’s events are listed in my list of appointments as important as a business client. This is where getting your life plan balance correct and I’ve talked about that in other posts.

But now, taking time off when i wanted just meant taking time off, I’m the boss right so i can say i’m going to the airport this morning and no-one can complain or get jealous for me being missing again. But in the past, if I took too much time off my income dipped a little, but time and money are the 2 things we always need more of and always run out very quickly. But now since adding an extra income stream, I have money coming in whether I work or take time off.

Residual Income is a term very misunderstood, but its a term that is becoming more popular as we understand and compare earning types. Many people get paid linear income, they get paid the same each week or month for the work they have done, whether they have worked extra hard or just done their job, they get paid the same. They have been paid for the number of hours they’ve done i.e a 40 hour week with half hour for lunch resulting in a 37.5 hour week. Others get paid for productivity, producing items for sale and often the hours put in doesn’t justify the retail price of the product covering the time spent, as in artists and crafts people. In both these examples as soon as they stop working and don’t do anything their income stops. With residual income, work is done for very little effort which then earns income continuously without any manual input to keep it coming in, and this is what my newest income steam is – Residual Income. Now this truly allows me to take time off as and when I want without having to book my holidays with the boss and getting it on the calendar early so as not to miss out.

Are these important to you:

Time Freedom
Residual Income
Top up your pension
Financial Peace
Working where and when you want
Spending time with family or children

If the answer to any of these is Yes then take a look at earning Residual Income, which can be ran alongside your part/full time job or self employed role until the level is correct for you and then you can Jump Ship to your new lifestyle. I know i’d rather work hard for the next 5 years to then receive my current yearly salary paid to me each month without much input, and I’ve got many friends doing just that for just a few hours a week.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Have Money Work Harder Than You – FPUK.co

Posted on April 1, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,

I was talking to a new friend yesterday who is struggling to make ends meet but wants and needs to make a difference to their lives, and she truly believed that by having more jobs and working all the hours that come it would make a difference. But their health was deteriorating to a point that they had to take sick days from each of the jobs on a regular basis, I explained that working smarter rather than harder was the real answer, having money work for her rather than working harder for money.

I’m about to share a huge secret with you today. Did you realise most people honestly believe that the means to real financial independence is through a higher salary or working every hour that comes? How about you?

Are you working for someone else in a 9 to 5 Rat-Race, just trying to continue up the corporate ladder to a point where you can finally “get ahead” financially? Or, are you chasing the great “Dream” of starting your own business on the side maybe to follow your passion, or as a way to generate extra income or just to be able to jump off that 9 to 5 Rat-Race?

Trust me, working full-time and starting your own business is a recipe for disaster as you work ’round the clock and only see slow, tiny steps forward on the path to increase your wealth!

Well, here’s the secret… very few millionaires make their money from a salary! And you can bet those CEOs at the top of the corporate food chain make tremendous sacrifices of their time and in their relationships to earn that 7-figure salary.

So, you’ve got to be asking yourself, “Where are all these millionaires getting this money if not from big-name jobs and salaries?” This is about so much more than making money, this is about creating genuine wealth. If we both stopped working today, we would still have a steady money flow for years to come. Why? Because we have multiple streams of residual income!

Now, you might think that investing is too risky. And it’s never too soon or too late to start.

In our house, we aren’t in the business of giving our children a free ride or life handed to them on a silver platter. They have to know the power of earning their own money and what it can do for them.

So, Friends you’ve got to ask yourself, “If a 11-17 year-olds can find the means to start investing, then what’s holding me back?” Or you could say, “Hey, I wonder how they do that?” If they could do it, then you most certainly can! Look into it yourself! You might learn a few things — starting right here:

Ask yourself why you want to start a business.

Is it to be your own boss?

Create a legacy for your children?

Attain financial independence?

Creating time freedom?

Maybe it’s all of the above. But identifying your specific motives helps to establish a true vision for your goal. And there is no right or wrong answer! It really is okay to just be in it for the money!
Start investing NOW. If you ever want your bottom line to increase, you’ve got to start investing now. And I do mean NOW — you can’t wait for that “when you have the money” or “when the economy gets better” excuses! Set aside money each payday, whether it is £5, £50, £500 or more… just do it and earmark it strictly for investments. It will make the “big risk” seem a lot less scary. Initially build yourself your emergency fund that isn’t touched unless it for an emergency and I mean emergency, and if you need to dip into for the emergency then replace that money as soon as is possible then continue putting money into savings again not tone touched. Then when you make money from those initial small investments, turn that money around for more and new investments.
Continue to put money in savings. Remember wealth isn’t just about how much you earn, it is often about how much you KEEP. Realize that most savings accounts are just money saved to use later.
Increasing your bottom line is simple, but that doesn’t mean it’s easy. It requires an investment from you! That investment could be your time, your training or your skill sets.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

How To Find True Happiness – FPUK.co

Posted on March 31, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,

This time next week our wedding weekend will have passed and I will be a married man, in fact according to an app on my iPhone in 5 days 8 hours and 38 minutes, but do you know since my fiancee said “Yes” I have had peace and joy in my heart every single day. But thats added a depth of happiness on top of my daily peace I experience each and every day.

It pleases me that each day of my life, I experience feelings of happiness. I focus on finding joy at some time of the day. My reality is wonderful because I experience so many things that bring me happiness.

In the morning, I wake up with feelings of refreshment and wonder. I think about what my day might bring. Perhaps I can see an old friend today. Maybe this is the day that the love of my life surprises me with something special. As the sun rises, my joy is just beginning.

Most days when I head to visit a client I will take the coast road to see the ocean, the continuous waves and movement of the sea for me is a relaxing and calming experience, what is yours?

Although some things that make me happy are fleeting, I know I have many reasons to be happy. I make an effort to keep those reasons in my mind each day.

The love of my partner, the pleasure of watching my children grow, the fascination of my work, and the unknown elements to come in life all make me feel happy.

My enjoyment of the day keeps my spirits high. I smile to myself because I feel gratitude for my life and this day. The joy I feel at this moment reminds me of all the love I have in my life.

Today, I recognize the many reasons that enable me to experience daily happiness. Every day brings another chance to feel joy and remind myself of the love and happiness in my life. And I am thankful.

Life leaves bitter and sweet tastes in the mouth. It’s easy to find yourself on the lawn of negativity, drinking from a glass half empty on grass that definitely isn’t as green as your neighbours’. Then, in the space of a day or so, everything can seem like sunshine and lollipops again.

Your feelings may well be in constant flux, but God wants to give us a steady, deeper joy, that’s not based on surface level happiness or sadness. Thinking negatively about ourselves or our situation doesn’t improve things, even if we think that we’re just being ‘realistic’. It’s not delusional to focus on being positive. Words have power in our lives and so does our thought life. Don’t feed your heart with the wrong stuff.

Do you imagine God looking down on us negatively? Rick Warren wrote this, ‘God is love. He didn’t need us. But he wanted us. And that is the most amazing thing.’ God has bound Himself to you – that’s not something that changes from day to day, even if we feel far from Him. Whatever negative spin you can put on your lot in life, God says He intends ‘to prosper you and not to harm you… to give you hope and a future.’ (Jeremiah 29:11 NIV) Live in this deeper joy.

What now?

Self-Reflection Questions:

What are some sources of my happiness?
Do I allow myself to feel daily joy?
How can I increase my awareness of what makes me happy, thereby increasing my feelings of happiness?

Living with an attitude of gratitude helps start this process for many people. I want you to “Thank every single person who has ever told you that you can’t because they are just another reason why you will” succeed in whatever you put your efforts into achieving.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Want to Succeed, Just Ask – FPUK.co

Posted on March 27, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi friends

I seem to be having a focus on success at the moment, thats because I’ve been mentoring someone who has been very negative and now they are goal focused and wanting to achieve, no more than achieve they want to succeed at whatever they put their mind to.

You won’t succeed in life unless you are connected to the right people. And those who enable you to succeed won’t always come to you; usually you must go to them.

Why do you think there’s a newspaper seller on every corner and a soft drink machine on every hotel floor? Success won’t come knocking on your door; you’ve got to go and find it.

Jesus didn’t set up a throne in the middle of each town and say, ‘This is the only place you can meet with Me’. No, He went to the marketplace, to the boats of fishermen, to the synagogue, to the homes of people. He ‘…went through the towns, preaching the gospel, and healing everywhere’ (Luke 9:6KJV).

What is keeping you from reaching out to others? Fear of rejection?

Until your dream becomes more important to you than your fear of rejection, you will never succeed. Successful people dread rejection too; the difference is that they believe their goals are worth it.

There are two kinds of people in your life: those who already know you have something they need, and those who don’t know it yet. So start a ‘people list’. The law of relationship says that every person is only four people away from the person they need. This simply means that you know Bill, who knows Judy, who knows Charles, who knows the person you want to get to.

You are already networked. Follow the dots and you’ll get to your destiny. Success always begins somewhere, at some moment, with someone.

The secret is, you must reach out.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Things To Do In Holidays – FPUK.co

Posted on March 25, 2014March 26, 2014 by financialpeaceuk in Achieving, Business, Debt, Earning, Finances, Money, Saving, Success

Hi Friends,
For many, Easter holidays will be starting soon, and while the kids are overjoyed about their newfound freedom, many parents are not so overjoyed. Soon you may hear the two little words every parent dreads: “I’m booorrrrred!!!”

Some parents will put their kids in front of the TV or video games for a a couple of weeks of mind-numbing screen time. Other parents will dig deep into their wallets (or simply swipe the credit card) to send their kids to workshops and amusement parks and all different kinds of activities.

But Easter Holiday fun does not have to break the bank! In fact, with a little imagination and planning, you can have the most enjoyable and affordable break ever!

Today I want to give you a few ideas to get you started on the right track. The options truly are endless!

Turn off the TV! Enjoy the beautiful weather instead. Go on a walk, visit the zoo, go camping in the backyard, or go to the swimming pool. You’ll have more fun exploring and getting some fresh air than you would sat in front of the TV!
Find inexpensive and/or free activities in your area. Attend sporting events or concerts. Find local festivals, celebrations or neighbourhood parties. Hold an Easter BBQ. Invite the neighbours kids for a water balloon fight, create an obstacle course, or stage your own Backgarden Olympics.
Give the kids a chance to learn entrepreneurial skills by setting up a car boot or garage sale or starting a dog walking business. They can even help the neighbours with garden work or housecleaning. This is a great way to teach your kids how to start and run a business, as well as how to manage their time and money.
Spend quality time together as a family. Have a Family Game Night, cook dinners together or bake cup cakes with the kids. Spend time really listening to your kids and taking this time to learn more about what makes them tick. When they look back at their Easter Holidays, these are the things they will remember.
Are you catching what I’m saying?? There are tons of ways to be fun and adventurous without spending tons of money! I would love to know what your Easter Holiday plans are. How do you plan to make this a fun, memorable and affordable break? Leave your comments for me!

It would be a great idea to talk with your family about this, as well. Get their ideas. Find out what your kids would like to do during their break. (You may be surprised by what their idea of fun is!) Pass this message around to your friends, colleagues and people in your community in addition to Liking and Sharing today’s post! There’s always room for more ideas for inexpensive fun.

Thats it for today – start thinking & planning, set time aside to plan for the best for your family.

Stay Blessed

Andrew

FPUK.co FinancialPeaceUK

Get Things Done

Posted on May 10, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

Have you noticed how busy people are today? It’s almost as if busyness is perceived as success… As if being busy was the same as getting things done.

I think in today’s world, we tend to glorify busyness. Just look around you. Think about how many times a day you hear others say, “Gosh, I’m so busy today!” or “Wow, what a busy week!” How many times a day do you feel like you’re running around in circles, jumping from one task to another, all the while, taking phone calls, texting, and answering emails?

We teach our kids to be busy, between homework and football and sailing and piano lessons and dance and gymnastics and church and chores. You hand them a piece of toast and rush them out the door early in the morning to take them to school, and then pick them up after school and race from one activity to the next, and picking up dinner from a drive-thru somewhere in there. By the time you get home in the evening, everyone is wiped out and grouchy, and it’s time for bed. (Sleep, wake up, repeat.)

We are busy at work and busy at home. We are busy in the car while driving, busy at the dinner table, and we’re even busy while we’re on the toilet! We are busy 24/7.

What does it feel like to be busy? Your heart is beating fast, you may be short of breath, and you feel like you just can’t move fast enough. You’re trying to keep up with your to-do list that seems to be growing faster than you’re marking things off. You’re working 60 hours a week just so you don’t get any further behind than you already are.

There’s something I learned many years ago, and I’m telling you, I live by this truth. That is, you do not get paid for the time you put in, but for the results you produce. When you produce results, you raise your value, which means you raise your pay.

But it seems like most people today are so busy, we aren’t getting anything done. We are so busy, we aren’t producing results. And if we’re not producing results – at home, at school, at work, at church – we’re wasting time, energy, and money. Busyness produces stress, burnout, no fun, poor relationships, and poor health. We can be busy, or we can be productive. One produces results, and one produces excuses. (When’s the last time you heard – or even said – “I can’t, I’m busy”?)

It’s so easy to fill hours with non-productive things. It’s easy to over-complicate things and create more work for ourselves.

That’s why it’s so important to identify and eliminate the nonsense things on your list. What is on your to-do list that is not benefiting you, your business, your career, your health, or your family? What unnecessary steps can you eliminate from your processes in order to streamline and simplify? What distractions are in your life that cause your focus to be scattered? All of these things lead to busyness, not productivity.

This is so NOT just about making more money, though that is part of it. This is about eliminating stress, having more fun, setting the right example for your children, protecting your health, and accomplishing your goals.

It’s easy to get into a rut of busyness and to just stop thinking about what we’re doing and whether or not we’re producing results. But today, let’s stop and check that out. Do not go mindlessly through your day today. Instead, pay attention to what you’re doing and look at the results you’re getting. The results will tell you where your focus should be!

The majority of the population is running around like a chicken with its head cut off, always doing something, but not producing consistent results. But you are not supposed to be one of them. How do I know that? Because you are reading this post right now. You are reading this because it’s time for you to step up and take control of your time.

When you do this, you will make more money, have less stress, have more time to spend with your friends and family, and finally be able to accomplish the goals that you have continued to put off because you’ve just been too busy to do anything about them. My friend, it’s time to stop the glorification of “busy”, and start producing results!

Who do you know that needs to read this today? Go ahead and pass this link along to your friends, family, and colleagues, or even forward the email or print it out for them. Can you imagine if your entire family or company was focused on producing results instead of just being busy all the time? What a different environment that would be. 🙂

http://www.FinancialPeaceUK.com

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