How To Live Like A Millionaire (Even When You’re Broke)

More money: that’s what 81% of us want. That’s probably what you want.

And it’s not for fancy holidays, or boats, or big houses, either. Most people have already given up on that. They are struggling just to pay their rent and basic expenses.

Most people are struggling to save anything at all because their expenses are so high and their jobs don’t pay enough.

It gets worse…

85% of people are feeling so much anxiety over money, it is actually having a negative impact on their health and relationships.

So, what’s the solution?

For many of us, the answer is simply adding more to their income. They pick up extra hours at work, get a second job, start a home business – some sort of money-making activity. They think that working longer and harder, hustling and grinding is the only way out.

More hours at work means fewer hours with friends and family. It means less time for yourself and the things you really enjoy. It means more stress, more pressure and more anxiety.

I don’t know about you, but that sounds like an exhausting – and frankly, truly unhappy – way to live. Are you there right now?

Here’s the good news: more hours are not the answer. Becoming a millionaire is not about doing more, working more, adding more to your already overloaded life.

Now, here’s the part you might not want to hear. More money isn’t the ultimate answer, either. Sure, more money can help you pay the bills. It can help you get a nicer car or a bigger house. But it also means higher bills, more stress and inevitably, working even more hours trying to keep up.

The answer to getting ahead is living like a millionaire.

You might be saying, “but I don’t make anything close to the money a millionaire makes.”

That’s okay. Most millionaires don’t become millionaires by actually generating millions of dollars in income. There are millionaires who make less than £60,000 a year! The key to becoming a millionaire is learning the principles that millionaires know and use every day.

I want you to imagine something for a minute. Imagine what your life would look like if you didn’t have to stress out about money.

Imagine feeling confident that your bills would get paid, your kids would get fed and the money you already worked for was reproducing itself for you.

Imagine spending more time with your friends and family and doing the things you actually enjoy doing. I mean really picture yourself living that life. Got it?

Now, what if I told you that life was not only possible, it’s actually simple. (Notice I didn’t say easy, there is a difference). It starts with reshaping how you think about your day-to-day life in three key areas: your spending, your earning, and your time.

1. Spending

Do you imagine that eating like a millionaire means steak every night, fancy meals out and expensive wine? Nope. Not so. People who are truly wealthy aren’t blowing chunks of cash on new Mercedes, designer clothes and yachts, either.

Here’s the secret: ready for it? Living like a millionaire means living below your means. If you want more money, you simply have to start by spending less of it. Society has sold you a lie about what it means to be successful. Society tells you that success is a big house, a nice car and a bunch of stuff.

What they don’t tell you, is what you sacrifice to attain all those things. I don’t know about you, but success for me is happiness. It’s quality time with my family. It’s working without the stress of keeping up with endless bills.

It’s not owing a single penny to anyone. It’s spending time cooking good meals with my family. It’s taking care of the poor. It’s traveling the world with my husband.

It’s living in peace, not striving to maintain a lifestyle that someone else told me I should want.

What is your personal definition of happiness? Get a piece of paper and write it down. I bet it has less to do with spending money on a bunch of expensive junk than you might have thought.

When you want to spend that extra three or four pounds at the supermarket on some processed convenience food, or you are really dying for that designer pair of shoes, or the latest and greatest smartphone, think about your personal definition of happiness. Is spending that money going to help you get there? If the answer is no, put it down and step away!

True wealth is built in those tiny decisions. Those decisions become habits, and those habits become second-nature. Before you know it, you are well on your way to building that bank balance and accumulating wealth.

2. Earning

Making more money is totally useless if you don’t master the millionaire success secret of spending less. Did you know that 70% of lottery winners go broke within the first few years of winning? There is a shift that has to take place in your mind before earning more money will actually help you solve any of your problems.

See, millionaires see their money differently than most people. Money is not happiness, love, safety or security. Money is not the secret to a better life. Money is a very powerful tool that can do great things, but it’s not the end-goal. Remember that definition of happiness you wrote down? That’s the end goal. And making more money CAN help

But, the secret to making more money is to stop stressing out about making more money! I know I know. “Andrew, I’m in over my head. I’m drowning. I can’t pay my bills.” I understand that money can feel like a life preserver. But, if you want to make more, you have to stop working under the stress and pressure of striving to make more, thinking it’s going to bail you out.

Instead, focus on raising your value. Your value is what determines your income. Yes, it’s that simple. So, what makes you more valuable? Your skill set.

The number one thing that will raise your value to your employer is to become really good at solving problems. And don’t try and guess about what those problems are. Go straight to your boss and ask:

“What problems are you running into? What will help you reach your goals? What will take some of the stress and pressure off of you?”

Get really good at helping other people get what they want. That might mean you learn some new professional skills that are sorely needed in your company. It might mean learning better people skills that will help resolve conflicts and create a more peaceful work environment.

It might mean learning some time management strategies so you can take a few tasks off your boss’s overloaded plate.

The same principle applies if you are a business owner. Find out exactly what your clients want, and then help them get it. Don’t badger and beg them to do what you want. Aren’t you turned off by a pushy salesperson trying to convince you to buy something you aren’t sure you want?

Helping other people succeed has always worked for me. It’s my number one key to building my businesses.

Which brings us to…

3. Time

In your personal definition of success, what does your time look like? Does your definition of success include working 80-100 hours a week? Mine sure does not.

We’ve all heard the expression “time is money.” That can be true, to an extent. But only if the things you fill your time with are producing results.

Those of you who get paid hourly are saying, “Nuh-uh, Andrew. If I work more hours I get a bigger wageslip.” Wouldn’t it be better to make the same amount of money working fewer hours?

Let’s talk about some things that do not produce results: scrolling through social media, taking personal calls and texting during work hours, gossiping, researching, planning and strategising without ever taking action, analysing meaningless data, checking your email every 5 minutes, multitasking, procrastinating, especially on big projects, meetings without a purpose or scheduled stopping point, inefficient processes.

Some of those things are obvious, and some of them are less obvious, but it’s easy to let your time get sucked away into meaningless tasks if you don’t have a plan for it. The most efficient team in our business right now is the team that works on improving themselves, and it’s because we can only focus on the things that bring us the desired result.

We have time blocked out for each task that must get accomplished that day, and a plan for exactly how to accomplish that goal. Each one of us involved in the process has one task to focus on for that block of time, and there is zero room for distractions. At the end of every day, we have a win in the form of increased customers and income.

What if every person ran their day like that? Try it. For each day or week, write down the tasks that must get accomplished. Now, this is the important part: make appointments for each one of the tasks you just wrote down on your calendar.

During that appointed time, you are 100% focused on completing that task. You will be amazed how much you can get done! Not to mention how much time you have for other tasks.

Next time your boss says, “Hey, can you take on this project,” you’ll be able to say, “No problem, I can fit that in right here on my calendar.”

The result is, well, more results! The more results you produce, the more you raise your value. And, as we just discussed, the higher your value, the higher your income. On top of all of that,  you’ll be way less stressed out because you have a simple action-plan to tackle everything you have to get done.

When you reduce the hours you spend working, you increase the hours you spend doing the things you actually enjoy: time with your family, playing a sport, learning to cook, spending time outdoors, reading a good book, volunteering, getting involved in a ministry, traveling, whatever it is you want to do. All without guilt, pressure, and stress about making more money.

Okay, ready to live like a millionaire? Put these principles into place that will take you step-by-step through the millionaire success secrets that will not only help you make more money and keep more money, but will also show you how to build true wealth in every single area of your life.

Now thats this one done for now.

I wish you every success, and hope your day has great you.

Andrew 😃

Network Marketing Explained – FPUK.co

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Hi Friends

What is Network Marketing?

Network marketing is something that allows you to create a lifestyle, that will bring you more income than the highest paid professional you know.
Its something that allows you to do what you want, when you want, in the fashion that you want to do it in.
That sounds great but what are we doing?
Basically when a company starts up, they need to get the word out about their product or service, so typically they have a certain percentage of their advertising budget thats set aside for billboards, radio, TV, newspapers, magazines, national sports events etc. What we are doing is simply taking that advertising money and instead of doing all those things or stuff that we don’t believe works, they pay it to us, to people that are out in the field, that are using those products or services that can give a recommendation to our friends or family, and do you know what ?…. they pay us very very well, in fact let me tell you about a few of my friends that have been paid very very well to do exactly that.
My friend Karol used to be a Pizza delivery driver, he came from another country, to find his dream, he didn’t know a lot of english, didn’t have a lot of connections, but because of this industry he was able to now have that lifestyle – to do what he wanted to do, now hes able to send money back home to his family, and actually help and he’s got an amazing – amazing lifestyle because of it.
Or Anneeta, she moved here with her family and after 3 years her husband died while abroad in a car crash and she was left with 3 young children and no income, they had no life insurance and she got nothing, but after starting in network marketing, part time to start with she soon started earning a small income to afford food and rent and then she was able to earn enough to have the children looked after allowing her a few more hours doing her business, and now she has a large team, all making serious money, and she is now making more money than her husband used to make in his full time job, and she is able to reduce how many hours she does to spend valuable time with her children – raising them up in a lifestyle she and her husband had dreamed about when they moved to the UK.
So heres my question to you?
I don’t know why you’re reading this, I don’t know if your a college student, maybe your up to your eye balls in debt, and you don’t know how to pay that back, and you really don’t know if your going to have a job for much longer, I don’t know if you’re looking at retiring, and you don’t know if thats ever going to happen, or I don’t know if your friend told you about network marketing, but whatever the case may be, this industry is an amazing industry, we have a system that allows you to do certain steps that will produce predictable results, and what we’ve seen is that through that system there’s been thousands & thousands of people that have been able to walk through it and accomplish their dreams and goals.
So heres what I know, I know that if you have a dream in your heart, and you’re willing to do something about it, if you believe that there’s maybe more to something than the daily grind of doing forty hours a week, for forty years of your life, to end up on forty percent of what didn’t look good to start with, then I say lets partner up, let me take you by the hand, and lets do this together, it happened to me and can happen to you.
Whatever your channel to achieve this, you need to make sure that it produces residual income, income that you get paid forever for doing something once, no return visits needed, and this business can give you just that.
If you’d like to talk more about this opportunity, to work along side your full time job part time, earning additional spare money or you need to start now full time in your spare time then call me today on 01394 549364 or click here to watch the company video giving more info and what its all about.
Thats its for now – have an amazing blessed day whatever you do.
You have one life – make it count.
Andrew 🙂
07930 464461
01394 549364
FPUK.co

Residual Income = Time Freedom – FPUK.co

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Hi Friends,

I’m getting a little bit excited now, as many of you know I’m getting married this Saturday and my Event Planner iPhone app is telling me its only 2 days 6 hours and 2 minutes away – Wow !!

I’m off very soon to go and collect some very good friends from the airport that are coming to stay and attend our wedding, and thats really part of what I want to talk to you all today about.

Taking Time Off, when I need is one of the many benefits of working for my self, and I’ve done this for 9 years now. Every time one of my children has had a school assembly or a school lunch for fathers I’ve been able to attend, I’ve been able to take my children to school and pick them up if I’ve wanted and been their for the important events. I haven’t had to ask the boss for time off, ok all I’ve had to do is rearrange my diary with my clients but as long as my appointments have been met thats been ok, but thats the thing in my diary my children’s events are listed in my list of appointments as important as a business client. This is where getting your life plan balance correct and I’ve talked about that in other posts.

But now, taking time off when i wanted just meant taking time off, I’m the boss right so i can say i’m going to the airport this morning and no-one can complain or get jealous for me being missing again. But in the past, if I took too much time off my income dipped a little, but time and money are the 2 things we always need more of and always run out very quickly. But now since adding an extra income stream, I have money coming in whether I work or take time off.

Residual Income is a term very misunderstood, but its a term that is becoming more popular as we understand and compare earning types. Many people get paid linear income, they get paid the same each week or month for the work they have done, whether they have worked extra hard or just done their job, they get paid the same. They have been paid for the number of hours they’ve done i.e a 40 hour week with half hour for lunch resulting in a 37.5 hour week. Others get paid for productivity, producing items for sale and often the hours put in doesn’t justify the retail price of the product covering the time spent, as in artists and crafts people. In both these examples as soon as they stop working and don’t do anything their income stops. With residual income, work is done for very little effort which then earns income continuously without any manual input to keep it coming in, and this is what my newest income steam is – Residual Income. Now this truly allows me to take time off as and when I want without having to book my holidays with the boss and getting it on the calendar early so as not to miss out.

Are these important to you:

  • Time Freedom
  • Residual Income
  • Top up your pension
  • Financial Peace
  • Working where and when you want
  • Spending time with family or children

If the answer to any of these is Yes then take a look at earning Residual Income, which can be ran alongside your part/full time job or self employed role until the level is correct for you and then you can Jump Ship to your new lifestyle. I know i’d rather work hard for the next 5 years to then receive my current yearly salary paid to me each month without much input, and I’ve got many friends doing just that for just a few hours a week.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

Have Money Work Harder Than You – FPUK.co

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Hi Friends,

I was talking to a new friend yesterday who is struggling to make ends meet but wants and needs to make a difference to their lives, and she truly believed that by having more jobs and working all the hours that come it would make a difference. But their health was deteriorating to a point that they had to take sick days from each of the jobs on a regular basis, I explained that working smarter rather than harder was the real answer, having money work for her rather than working harder for money.

I’m about to share a huge secret with you today. Did you realise most people honestly believe that the means to real financial independence is through a higher salary or working every hour that comes? How about you?

Are you working for someone else in a 9 to 5 Rat-Race, just trying to continue up the corporate ladder to a point where you can finally “get ahead” financially? Or, are you chasing the great “Dream” of starting your own business on the side maybe to follow your passion, or as a way to generate extra income or just to be able to jump off that 9 to 5 Rat-Race?

Trust me, working full-time and starting your own business is a recipe for disaster as you work ’round the clock and only see slow, tiny steps forward on the path to increase your wealth!

Well, here’s the secret… very few millionaires make their money from a salary! And you can bet those CEOs at the top of the corporate food chain make tremendous sacrifices of their time and in their relationships to earn that 7-figure salary.

So, you’ve got to be asking yourself, “Where are all these millionaires getting this money if not from big-name jobs and salaries?” This is about so much more than making money, this is about creating genuine wealth. If we both stopped working today, we would still have a steady money flow for years to come. Why? Because we have multiple streams of residual income!

Now, you might think that investing is too risky. And it’s never too soon or too late to start.

In our house, we aren’t in the business of giving our children a free ride or life handed to them on a silver platter. They have to know the power of earning their own money and what it can do for them.

So, Friends you’ve got to ask yourself, “If a 11-17 year-olds can find the means to start investing, then what’s holding me back?” Or you could say, “Hey, I wonder how they do that?” If they could do it, then you most certainly can! Look into it yourself! You might learn a few things — starting right here:

Ask yourself why you want to start a business.

Is it to be your own boss?

Create a legacy for your children?

Attain financial independence?

Creating time freedom?

Maybe it’s all of the above. But identifying your specific motives helps to establish a true vision for your goal. And there is no right or wrong answer! It really is okay to just be in it for the money!
Start investing NOW. If you ever want your bottom line to increase, you’ve got to start investing now. And I do mean NOW — you can’t wait for that “when you have the money” or “when the economy gets better” excuses! Set aside money each payday, whether it is £5, £50, £500 or more… just do it and earmark it strictly for investments. It will make the “big risk” seem a lot less scary. Initially build yourself your emergency fund that isn’t touched unless it for an emergency and I mean emergency, and if you need to dip into for the emergency then replace that money as soon as is possible then continue putting money into savings again not tone touched. Then when you make money from those initial small investments, turn that money around for more and new investments.
Continue to put money in savings. Remember wealth isn’t just about how much you earn, it is often about how much you KEEP. Realize that most savings accounts are just money saved to use later.
Increasing your bottom line is simple, but that doesn’t mean it’s easy. It requires an investment from you! That investment could be your time, your training or your skill sets.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery     @BHPGardenDesign

How to Teach Children To Make Money – FPUK.co

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Hi Friends,

Welcome to a frosty Felixstowe this morning, but although its frosty outside – your attitude to people today doesn’t need to be frosty. Speak to people and treat people as you would like them to speak and treat you. Today i’m talking about how children behave with money.

“Mum! Dad! Can I have £20 to buy a new game? Can I have some money to go to the movies with my friends? Will you buy me some sweets? Can I have…?? Will you buy…???”

How many times have you heard things like this? Whether you have young children, teens or maybe even grown children, at some point or another you’ve probably felt like their personal cashpoint. And the reality is, most parents give in to their children’s’ requests.

Today our culture tends to raise an entire generation of spoiled-rotten children who think only of themselves. It’s a “give me now” generation. But your children don’t have to be counted among these spoiled-rotten brats. You can turn this situation into something good!

Especially over the holidays, Easter breaks and summer fun children seem all about want, want, want. But isn’t it so refreshing to see parents raising their children to understand the importance of work and how to be wise with money. Is that you?

Imagine if you had been taught how to make money and to work hard with a good attitude when you were young? Life would be so much easier now, wouldn’t it? Or maybe you are one of the few who were taught at an early age. Look how that has impacted your adult life!

I’ll say this: You do not have to raise spoiled brats who say, “Gimme…I want…I need…NOW!” Instead, you can help your children become well-rounded people with a good perspective on life.

All children have selfish tendencies, but they can be groomed to have an unselfish heart eager to give, serve and help others. This will prepare them for their future as a spouse, parent, employee or business person.

Your children are watching you, and they will do what you do. Take some time today to think about the example you are setting. How do you spend money? How do you talk about work? Do the words, “I don’t want to go to work today” ever come out of your mouth? What about “I can’t afford it”?

You, as a parent, have an obligation and a moral responsibility to groom your children for success. Besides, I know you do not want to be the cashpoint Parent for the rest of your life. You certainly do not want to have a 30-year-old child STILL living in your cellar and STILL asking you for cash to go out with their friends.

The bottom line is… children NEED to learn how to work and to make money. They must learn how to be wise financially, and in every other area of their lives. Your children are watching you and they will do what they see you do.

Are you setting your children up for a lifetime of financial success? Be the example today, and help your friends, family and community to do the same! Leave me your comments and please Like and Share today’s message.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co      FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign

Want to Succeed, Just Ask – FPUK.co

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Hi friends

I seem to be having a focus on success at the moment, thats because I’ve been mentoring someone who has been very negative and now they are goal focused and wanting to achieve, no more than achieve they want to succeed at whatever they put their mind to.

You won’t succeed in life unless you are connected to the right people. And those who enable you to succeed won’t always come to you; usually you must go to them.

Why do you think there’s a newspaper seller on every corner and a soft drink machine on every hotel floor? Success won’t come knocking on your door; you’ve got to go and find it.

Jesus didn’t set up a throne in the middle of each town and say, ‘This is the only place you can meet with Me’. No, He went to the marketplace, to the boats of fishermen, to the synagogue, to the homes of people. He ‘…went through the towns, preaching the gospel, and healing everywhere’ (Luke 9:6KJV).

What is keeping you from reaching out to others? Fear of rejection?

Until your dream becomes more important to you than your fear of rejection, you will never succeed. Successful people dread rejection too; the difference is that they believe their goals are worth it.

There are two kinds of people in your life: those who already know you have something they need, and those who don’t know it yet. So start a ‘people list’. The law of relationship says that every person is only four people away from the person they need. This simply means that you know Bill, who knows Judy, who knows Charles, who knows the person you want to get to.

You are already networked. Follow the dots and you’ll get to your destiny. Success always begins somewhere, at some moment, with someone.

The secret is, you must reach out.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK   @AndrewChenery   @BHPGardenDesign

Laws For Succeeding – FPUK.co

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Hi Friends,
A lot of people dream of being rich someday. They have this perfect little picture in their minds of how they will live their happy lives with their successful families in their dream house – after they get rich.

Some people live their entire lives talking about this perfect life they will have someday, as they sit and wait for it to happen. Whether they are waiting to win the lottery, or to receive an inheritance from some relative they didn’t even know they had, or they think they’re going to start a business someday and retire as a multimillionaire in a few years, it’s all dreaming.

But there’s something most people don’t know about wealth. It’s something so simple, and it can either work for you or against you. I’m going to tell you exactly what that is, and what you do with it after today is totally up to you.

So tell me, friend, what happens if you break a law? There is a consequence. This is true even if you don’t know the law. But if you follow the laws, you reap rewards.

Let’s talk about the law of gravity. Even if you had no idea the law of gravity existed, what would happen if you jumped out a 14th floor window? Would gravity cease to exist just because you weren’t aware of it? Would you somehow float safely down to the ground? No! Why? Because the law of gravity is in effect, whether you know it or not.

I know you’re thinking, “Andrew what in the world does gravity have to do with success?”

Friend, just as there are traffic laws and laws of physics, there are laws of success. They are principles you must follow in order to create wealth, have successful relationships, get promoted in your job and build a successful business. But if you don’t know these laws, you are likely breaking them. And what happens when you break a law? There are consequences.

Friends, the laws of success are just as important as concrete money-making skills. They are the foundation of your success in finances, relationships, business and career, and without this foundation, you will not have long-lasting success.

I am living proof these laws work. Before I learned the laws and started following them, I was broke, unguided and unfocused. I wasn’t even thinking about success or becoming wealthy… I was in debt – I had nothing! But once I learned the laws, I began to reap the rewards that come with following them. That’s how laws work.

Laws are not there to limit you or hurt you. They are there to guide and direct you. Laws are there to help you. Knowing the law of gravity can keep you from jumping out a 14th floor window and plummeting to your death. Knowing the laws of success will help you succeed in every area of your life.

Your dream life will not just fall out of the sky one day. You will not wake up one morning and discover you’re living the perfect life. That will never happen. But if you learn to follow the laws of success, and you work diligently, you will reap the reward.

These laws will lead you to fame and fortune. They will help you fulfill your dreams of helping people all over the world. They will help you have a passionate marriage. They will help you equip your children to succeed.

I encourage you today to get these principles working in your favor. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co      FinancialPeaceUK.com

Follow me at: @FinPeaceUK @AndrewChenery @BHPGardenDesign