Pension versus Residual Income (forever)

Posted on July 30, 2013July 30, 2013 by financialpeaceuk in Finances, Money, Success

A white sandy beach… Blue sky… An immaculately dressed couple lovingly gazing at each other, whilst they walk into the sunset…

You’ll have seen that picture thousands of times, whenever the word ‘retirement’ is mentioned. But just how much of a cliché is it?

According to new research, it’s worse than a cliché. It’s practically fictional. The average private pension pot will provide a retirement income equivalent to 14% of the minimum wage.

Forget sandy beaches. Forget the longest holiday of your life. Retirement could well be the biggest pay cut of your life!

Here I will take you through two methods of providing for your retirement, there will be some truly scary facts and there will be some peaceful reflection needing action that shows that its not too late to start providing towards your inevitable retirement.

1. Traditional Retirement Pension.

How could you avoid this retirement pay cut?

Most people will receive a state pension. Based on proposed new rules, this could be in the region of £7,500 a year. Some will also have additional sources of retirement income.

To build an income broadly equivalent to the current minimum wage of about £12,000 a year from private pensions you’d need a pot of roughly £220,000. The big question is: how do you build a £220,000 pension?

The answer will be different depending on individual circumstances and other factors. Also, you may need more, due to inflation, which reduces the spending power of money over time.

However, in principle the three factors most likely to affect the final value of your pension are the amount you contribute, how long you invest for and how your investments perform.

There are, however, three tips that could really help you get your pension on track. The good news is they are simple and require much less effort than you may think.

1. Don’t delay

Everybody knows: the earlier you start, the better off you should be. What not everybody realises is just how much better off.

Let’s look at a couple of examples.

Somebody starting a pension at age 18 and intending to retire at 68 could build a £220,000 pension by putting away as little as £50 a month, which the government will automatically boost to £63 through tax relief.

Delay by ten years, and everything else being the same, to build a £220,000 pension pot you’d need to put away nearly twice as much, £94 a month. Delay another ten years and you’d need to put away £182.

Roughly, every ten years you delay, you need to double your contribution to get the same result.

These example assumes net investment growth of 6%.The amount received depends on the investment returns actually achieved. Investments can fall as well as rise in value so you could get back less than you invest. Please note: tax rules can change and benefits depend on personal circumstances.

2. Make small, regular increases – they could go a long way

Would you miss £5 a month? That’s probably less than you’d pay for fish and chips but it could go a long way in your pension.

Consider this. John is 25 and contributes £50 net a month to his pension. If each year he increased his contribution by 10% – only £5 in the first year – he could reach the £220,000 mark by age 55 (based on the same assumptions as before).

Retiring at 55 is a distant dream for most people. The latest figures from the Office for National Statistics show the average retirement age is 64.6 for men and 62.3 for women, and it is predicted to get higher and higher.

3. Find out where your pension is invested

Private pensions tend to be invested in the stock market. The better your investments perform, the more your pension fund grows, and the higher the income you can expect when you retire.

This potential for growth comes at a cost though. Income is not guaranteed. Not all investments are the same. Performance can vary dramatically and even a small difference could have a significant impact on the size of your pot.

For example, take a net investment of £50 a month. If it grew at 6% a year (after charges), it could be worth £117,974 in 40 years. If investment performance was slightly worse, 4%, the investment would be worth £72,098, £45,876 less. If performance was slightly better, 8% rather than 6%, the fund value could be £198,308. Though of course, depending on investment performance, it could be more or less than this.

That’s all the facts about how a pension diminishes in size.

Now for the interesting fun part:

A true residual income if started and followed up, will provide you an increasing amount of income no matter how late you start.

You can truly start today by joining a true British Plc and benefit from:

Working From the comfort of your own home
In the hours that you want
Alongside your existing job
Great Service
No products to sell
True unlimited Income
True residual Income
Time freedom
Personal growth
Low start up cost (refundable)
Economy proof
FUN……

That’s only a short list of what you’ll experience but its not a bad start.

When you go to a lovely restaurant or go and see a great film would you recommend these to your friends?

With this business all you are doing is showing your friends, family and people you know, the benefits of the company and the money saving services that it offers and in return the company will pay you each and every month after that, as long as your friends, family and people you know are saving money you will continue to be paid month after month – it truly is a win win situation.

This can grow into quite a sizeable amount, so whether you only want to earn an extra £500 per month or you want to earn £1000, £5000, £10,000 per month or more, its up to you.

Yes its simple.

Yes It works – people always want to save money on things they buy anyway 🙂

Yes anyone can do it.

If you’d like to know more – click on this link : Tell Me More and watch the short 3 minute video explaining how it works & about the company and here you can also request an information pack from this page too, if after watching the video you would like to progress this further you can do this from the link or call us on 07930464461 where we can help explain your through the process.

Your Future Truly Is In Your Hands – What Would You Like It To Look Like ?

Kids asking for Money

Posted on July 26, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

“MUM! DAD! Can I have £20 to buy a new game? Can I have some money to go to the movies with my friends? Will you buy me some sweets? Can I have…?? Will you buy…???”

How many times have you heard things like this? Whether you have young kids, teens or maybe even grown children, at some point or another you’ve probably felt like their personal cash point machine. And the reality is, most parents give in to their kids’ requests.

That’s why it’s so refreshing to see parents raising their children to understand the importance of work and being wise with money.

I saw a post on Facebook earlier this week from a team member Heidi. Heidi and Jonathan have 6 kids, and they are doing a PHENOMENAL job of grooming them for success.

This young mother said, “My girls (4 and 6) were talking this morning about getting their ears pierced and buying earrings, and my 8-year-old said, ‘You need to come up with a way to make money so you can buy those things and not use Mum’s money. You can learn to do something that would help someone else, and they would pay you to do it.’”

Can you imagine if you overheard this conversation in your home?

How many 8-year-olds do you know who have this mindset? Imagine if, next time your children want to buy something, they decided to work to earn the money. Would you be a little shocked? Relieved? Proud?

Earlier this week, in a different post Heidi said her 8- and almost-12-year-old boys are offering their car cleaning services in order to make their own money.

WOW! These kids are NOT using their parents as an cash point. They are not growing up expecting their parents to buy everything for them or give them everything they want.

Instead, they are learning from an early age to make money by finding a need and filling it. They are learning how to take initiative and solve problems, which will position them for success for the rest of their lives.

Imagine if you had been taught how to make money and to work hard with a good attitude when you were young? Life would be so much easier now, wouldn’t it? Or maybe you are one of the few who were taught at an early age. Look how that has impacted your adult life!

Your children are watching you, and they will do what you do. Take some time today to think about the example you are setting. How do you spend money? How do you talk about work? Do the words, “I don’t want to go to work today” ever come out of your mouth? What about “I can’t afford it”?

You, as a parent, have an obligation and a moral responsibility to bring up your kids for success. Besides, I know you do not want to be the cash point Mum or Dad for the rest of your life. You certainly do not want to have a 30-year-old child living in your cellar or loft and still asking you for some cash to go out with his friends.

The bottom line is kids NEED to learn how to work and make money. They must learn how to be wise financially and in every area of their lives. Your kids are watching you and they will do what they see you do.

Jonathan and Heidi are an incredible example of this. They are setting their children up for a lifetime of financial success. Follow their example today, and help your friends, family and community to do the same! Share this message on Facebook and Twitter, or even simply forward this link!

To start a home based business part time click here

Your Past + Your Present = Your Future

Posted on July 19, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

I recently read this comment on Facebook from one of our clients, I’ve been able to double my income each year. However, how do I multiply that even more?”

I’ve got to tell you, I seriously chuckled and my knee-jerk reaction was…is there a problem here?! Since you’ve been doing this business you have doubled your income each year and now you want to know how to multiply it?

First of all, you already HAVE multiplied it! When this woman first came, she was totally struggling financially and couldn’t figure out how to get ahead. She couldn’t figure out how to pay off debt or grow her income. So, after a couple of years of doubling her income each year she says, “Okay, that was easy, I’ve got that thing dialed. But, how do I MULTIPLY it?” Not even realizing that she already HAS multiplied each year …it’s already BEEN multiplied.

But, I can totally relate! When I first started making money something else came with it. A sense I had to keep it up or even do far more than I had done before. And how easily and how quickly we can forget where we have come from!

When I was about 19-20 years old I encountered my first millionaire. This group of entrepreneurs completely – I mean COMPLETELY – changed my life. This is so funny: I remember this millionaire constantly saying to me, “how do you eat an elephant?” And I’m answering, “Uhhh, I dunno.” The answer: one bite at a time! Rome wasn’t built in a day.

Now, why in the world would he say that to me? I never really figured it out until years later. It’s because, obviously, on my face I must have had this look of maybe anxiety or rush like I’ve got to get there or make it NOW!

Have you ever had that? It’s almost like there’s a racehorse inside of you trying to say, “C’mon, c’mon, let me out!” You know, the racehorse sitting in the gate and the starting gun goes off but your gate is still closed and you’re c’mon let me out of here!

Anyway, he would say these things to me every once in a while like: “Rome wasn’t built in a day.” “You’ve got to eat that elephant one bite at a time!” Now I say the same things to you, if you’re one of those people who says, “Hey, I AM doing better but how do I get more!?”

Just sit there for a moment and go, “Wow! Let me look back to where I’ve come from and look at how far I’ve come and the ground I have taken.” You’ve got to celebrate. Otherwise, where you are can feel very empty and not only is it empty, but not very rewarding, which then makes it really not worth it.

If I do that, I’ll stay on the same path, take more ground, achieve more things and most of all keep moving forward. Instead, what I watch people do when they reach a goal – in this case doubling her income each year for several years now – is now the doubling is no longer being recognized as an all-out miracle, literally!

Who doubles their income every year in this bad economy? I’ll tell you who: People who hook up to the potential that they can earn working for themselves being part of this business. THEY double their income year after year, that’s who! I don’t know of anyone else outside our community. But I do know our clients just grow and grow and grow because our culture is a culture of growth.

Too often in that culture people forget where they were, the struggles they had, how it felt to worry about all those bills. How it felt to have sleep completely robbed by a thief in the night called anxiety. How it felt to be fighting with your spouse, snappy with your kids and to be waving with one finger to people in traffic who were so easily angering you.

I made a commitment to myself a long time ago that I would never forget where I came from because I don’t EVER want to get used to all of this success and lose sight of the very, very demeaning, embarrassing, hurtful and hard beginning that I had.

Face it, if I lost sight of that, then the blessing I have today of being a successful entrepreneur of multiple companies and having great friends & family to hang out with, and travelling together, would be so empty.

And of course, I get to connect with my colleagues & team members which are SO talented, so brilliant, who just blow my mind and not to mention, YOU – who I get to work with each day! Each day, we get to touch each other’s lives, whether it’s right here with The Daily Thoughts or on Facebook or Twitter.

Sometimes when we put a little too much focus on where we’re going and what we want to be it makes us dissatisfied with where we’re at after we’ve had some incredible success, there’s a problem. There’s got to be a balance.

Don’t forget about where you’ve come from and as you are succeeding, take a moment to say, “Wow, look how far I’ve come!” And let THAT success propel you into greater success. So, in this case, her income has already been multiplied and if all she does is stay on the right track and continue to do what she’s already been doing for the last two years, she’s going to continue to multiply her income even more.

Take a moment to celebrate the things you HAVE achieved. That is proof you are going to have more success in the future as long as you continue on the right track. I’m proud of you and thanks for being here and reading every day. I’m so glad you share these messages with your family and your friends and ask that you continue to pass these messages on — it only takes two seconds and you know the power these ideas can ignite.

To Join This Residual Income Earning Business Click Here

Blast your Next Interview

Posted on July 12, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

Do you remember your very first job interview? What was it like? What kind of questions were you asked? How did you feel? Were you intimidated? Scared? Excited? Confident?

I learned something incredibly profound in my first job interview. I was 18 years old, and I was interviewing for a high paying job I was totally unqualified for. It was a catering managers position, and I had ZERO experience.

There were 23 men applying for this one position, and most of them were twice my age. They were all dressed to the nines. They were well put together and professional, and there I was, with my cheap double breasted suit I’d bought for a wedding, I was a total fish out of water! I’m sure you can imagine how I felt during this interview.

I was the last interview of the day. I sat down with the director and said, “I just want to be upfront with you. I have absolutely NO experience at all. But I promise you this: If you give me a chance, I will give it my best. If you are willing to teach me, I will work the hardest and be the best catering manager you’ve ever had.”

If you want to earn extra income alongside your full time job, we will help train & equip you with the skills you need Click Here to find out how.

Two days letter the letter dropped onto my doormat saying “If you can leave tomorrow to go to Leicester for 3 weeks to be trained into management, the job is yours!”

I know you’re thinking, “Andrew, that’s never going to work for me!” HELLO! I was an inexperienced, unqualified 18-year-old guy. But I didn’t let that stop me from applying for that position. I was upfront and honest, and I didn’t try to be someone or something I wasn’t.

The best thing I had going for me was that I was hungry and teachable, and I was willing to work hard and learn everything I possibly could. And because of that, I was in the top 5 managers my very first month, and I achieved budgets every month after that.

All the time, I hear people say, “Andrew, I just can’t find a job that I’m qualified for. I didn’t go to college, so nobody is going to hire me.” But what would happen if you took this approach in your next job interview? If it worked for me at 18 years old, it can work for you too!

Most employers are NOT looking for a perfect person who has it all together and already knows everything — they know they’re not going to find that! They are looking for someone who is teachable and will work hard. Do not try to be someone you’re not, because the truth will come out eventually. Just focus on doing your best and having the right attitude. Your attitude is everything!

What would happen if you took this approach every day in your job? If you choose to remain hungry and teachable, there is no limit to what you can learn and achieve!

It’s no secret that millions of people are unemployed right now. In fact, you probably know several personally. This message could be exactly what your friend or family member needs to land a job, so go ahead and pass this along to them! (You can send via email, or post this link on Facebook and Twitter!)

Learn to Trust

Posted on July 10, 2013July 10, 2013 by financialpeaceuk in Achieving, Success

I did a survey on Facebook a couple of years ago, asking, “What is the biggest challenge you have with people?” Guess what — “trusting other people” ranked third highest on that list. That’s really not hard to believe. After all, think about how many times you’ve heard someone say, “I just have a hard time trusting people.” (Or maybe you have said that yourself.)

Right now, let’s discover why you struggle with trusting other people, as well as how you can become a more trustworthy person, because you, , are supposed to succeed in life! If you cannot trust and others have no trust in you, you will never succeed in your business, career or relationships. My distrust turned me into a bitter, hateful person. And to be completely honest with you, if I had not learned how to deal with that bitterness and resentment, I would not be alive today!

Forgiveness gave me life! By forgiving the ones who hurt me, I could move forward to bigger and better things in life. I forgave for the sake of my own freedom and happiness, for the sake of my personal redemption and restoration, and for the sake of my own success.

If you have a hard time trusting people, look at why. What experiences taught you not to trust others? Who told you not to trust people? Take the time today to get to the bottom of it. Forgive those people! Once you identify your barriers to trust, you can move past them through forgiveness and begin building trust.

There is one guarantee in life: People will disappoint you. They will take advantage of you, gossip about you and hurt you. Embrace the Law of Forgiveness to move forward, grow and reach your destiny.

It’s a fact — whatever you sow, you will reap. If you sow distrust, you reap distrust. If you do not trust others, they will not trust you. A few key things will help you build mutual trust with others:

Honor is the number one key to successful relationships. People love to be honored. They love to feel special and important. When you make a consistent effort to honor everyone around you, you’ll find it becomes easy to build trust when you honor others.

Become genuinely interested in other people. When people see your interest as building a relationship — and not looking for what’s in it for you — they begin to trust you. Manipulation destroys trust, where genuine interest builds trust.

Humility builds trust. Humility means putting others higher than yourself. Hear me on this — it does not mean putting yourself down to make the other person feel better. It means taking the focus off yourself and shining a light on other people. True humility gives credit where credit is due!

Consistent follow-through proves you are trustworthy. Your word should be your bond. Making a promise and then honoring it speaks volumes.We’ve all heard “actions speak louder than words” and this is so true!
Whether trusting any other person scares you, or trust comes as second nature to you, these simple tips will help you build even stronger bonds of trust with your family, friends, colleagues and clients.

Do you know someone struggling with trust? (Probably more people than you realize.) Go ahead and share this message with them today! It takes you less than a minute, and it could save a marriage, a career, or even a life today! Share via email, or just post this on Facebook and Twitter.

To earn residual income Click Here

Achieving Success is Right Here

Posted on July 10, 2013 by financialpeaceuk in Achieving, Success

Have you ever wondered what you’re supposed to do with your life? Have you wondered what your purpose on this earth is? How many years of your life have you spent searching for meaning and satisfaction? How long have you felt unfulfilled?

The truth is, everyone wants to be happy and satisfied. Everyone wants to live a fulfilled life. But if you look around today, you’ll see a world full of people constantly searching for satisfaction, but never quite finding it.

I’m telling you this, , because I want you to have the freedom to live the life of significance you so desire.

Did you know less than 20% of the UK population are satisfied with their work, according to latest research? Economists say a lack of job satisfaction hurts innovation, competitiveness and productivity causing older workers’ reluctance to share their knowledge and skills with the next generation. Can you see how this causes a major breakdown in the workforce?

This could explain why 91% of “Generation Y” workers (those born in the 80’s and 90’s) only expect to stay in a job for 3 years or less and why half of them would rather be unemployed than stay in a job they hate? Remarkably, 3 out of 5 “Gen Y-ers” feel personally responsible for making a difference in the world. Research put this trend in a nutshell: “Millennials most want a career that actually matters.”

While it’s great this generation is driven by a deep desire to feel satisfied in their work and to make the world a better place, it seems they take the”follow your passion” mantra to be sound career advice. Leaving school, they’re pure fireballs of potential with unlimited opportunities! Yet, they choose to spend their time and energy seeking their passion.

That passion identified, they spend the rest of their lives searching for a career inside of passion, sure it’s the only path to satisfaction. And, this ISN’T unique to Gen Y! It may look a little different across different generations and walks of life, but the search for significance is something we all face at some point in our lives.

I’m here to tell you “significance” and “satisfaction” do not come from a job. They don’t come from working within your preferred industry…or even from following your passion. So, STOP SEARCHING!!!

Stop trying to figure out who you are and what you want, and DO what’s in front of you! You’ve got to give 100% and work with excellence and diligence, regardless of what you’re doing. That is when satisfaction comes.

I completely understand the desire to do something meaningful with your life, and it’s amazing that you want to make a difference in the world. But do you realize that you can impact the world by doing what’s in front of you RIGHT NOW?

What you focus on is what you get more of, so focus on finding satisfaction in your work. Instead of focusing on hating your job, colleagues or boss, focus on what you like about your job. Focus on doing your absolute best every day. When you work with excellence and diligence, you WILL find satisfaction in your work.

Can you imagine what the workplace (and the world) would be like if everyone could find satisfaction in what they actually do? People would certainly be more fulfilled — and not just in work, but in every area of life. YOU can help make that a reality by simply sharing this message with your friends, family, and colleagues ! Just forward this email, or share the link on Facebook and Twitter!

Half Year Check Up

Posted on June 28, 2013 by financialpeaceuk in Achieving, Success

Can you believe how quickly 2013 is flying by? It seems like just yesterday we were ringing in the New Year! Now here we are, halfway through the year.

I talked a lot about setting goals back in January. Hopefully you took the time to write down everything you wanted to accomplish this year. If not, don’t worry! It’s NOT too late!

You may think it’s a little odd to be talking about goals and New Year’s Resolutions in June. But, I’ve seen too many people get off track and then never reach their goals. And I don’t want that to be you. That’s why today we are refreshing your vision, refocusing, and maybe even taking a second swing at your 2013 goals.

These 4 keys will keep you on track:

Take a look at the list of goals you made in January and evaluate where you are right now. This is a time to take an honest look at what you have accomplished so far, and what is still not done.

It’s very important to celebrate your accomplishments along the way! If your goal was to cut your fancy coffee budget in half, so you went from £20/week to £10/week, then celebrate that accomplishment! Did you reach your goal of increasing your income by 50%? Great job! Celebrate that! Say you have a goal to lose 50 pounds this year, and you have lost 20. You are well on your way! (HINT: Even if you have not reached the goal yet, celebrate your progress! This will spur you on to complete your list!)

Prioritize your list. What is still on your list that you must accomplish before 2013 ends?

If you had a list of 10 big goals that would take you all year to accomplish, it’s unrealistic to think that you will accomplish all 10 of them in only 6 months. In fact, if you set out to do all 10 of them, you are setting yourself up for failure. That’s why it’s so important to prioritize your goals.

Take action! You can hope, plan, and prioritize all you want, but unless you take action, you will not accomplish anything. However, when you make a solid decision — when you set a goal — and take action, you will succeed!

Keep your eyes on the prize. What is your vision? Let your vision push you forward! Remember WHY you’re doing what you’re doing. When the going gets tough or you don’t feel like sticking to your goals, keep your vision in the forefront of your mind.

Set reminders for yourself. Put a sticky note in your car or on the refrigerator, write it on your bathroom mirror, put a picture on your phone to remind you of your goals. This will encourage you and motivate you to take continual action.
Whether this message comes as encouragement to stay on the right track, a reminder to get back on track, or a much needed wake-up call, I hope these tips help you move toward your goals!

I believe in you, and I can’t wait to hear your recap at the end of the year, where you successfully accomplished everything you set out to do in 2013!

Can you think of 5 people who could benefit from an extra nudge back onto the right track? It could be your friends, family, church members, or even colleagues. Go ahead and forward this message to them! (You can send via email, or just post this link on Facebook and Twitter!)

To see how to start a UK based residual income paying business working from home – Click Here

For key financial advise – Click Here

Get Rid of Stress

Posted on June 19, 2013June 21, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

Today I want to share something with you that I believe can impact every area of your life, from work to finances to family and relationships. So let’s start here: The Times reported that over half the UK population are concerned about the level of stress in their everyday lives. 48% say stress has a negative impact on their personal and professional lives. 31% say they have difficulty managing work and family responsibilities because of stress.

That’s a lot of stress! How often do you feel stressed? Do you fit into the group that says their stress is affecting their personal and professional lives?

Stress is way too common in our society today. In fact, it seems to be a natural part of life. But , it doesn’t have to be part of your life. It doesn’t have to rule your life like it does to so many other people. It doesn’t have to destroy your relationships or hurt your health. Did you know 2 in 3 doctor visits are for stress-related illness? HELLO! No thank you!!!

We all have circumstances in our lives that can cause stress. It could be that you were just laid off and you’re not sure where your next paycheck is coming from. Or maybe you are going through some really hard, tough times with your spouse. You could have 3 teenagers in the house, and you’re wondering if they are argue with everything you say for the rest of their lives. But the bottom line is, stress is a choice. We have to decide if we will get stressed out, or if we will learn how to deal with the circumstances.

But see, our culture tells us that seeking help for problems such as these makes you weak, and that it’s something to be ashamed of. Are you kidding me?! , that could not be further from the truth!

Our society tells us to get rid of our stress through other ways – shopping, TV, food, drugs, alcohol, sex – anything that makes us feel good. But running away from stress does not make it go away. Pretending everything is okay will not fix anything! That actually causes more stress.

So what can you do about it? How do you de-stress? You can’t just hope things get better, or wish the stress would disappear. You can’t sit in front of the TV eating “comfort food” until things change – that will never happen! But unfortunately, that’s what most people are doing. You’ve got to attack the problem! You must find the source of the stress and make changes in order to decrease your stress.

It’s your choice. If you are dealing with stress in your finances right now, you have a choice to spend time and money on stupid things that might make you feel good for a little while, but will leave you with even more financial stress. Or you can choose to take a stand now against debt.

Or if you are like 55% of people who say they are stressed because they simply don’t have enough time to do the things they want to do, you could sit there and complain and wish you had more time. Or you could take time today to right some lists of priorities which will decrease your stress as you learn exactly how to design your life so you can finally do the things you really want to do.

It all comes down to this: Stress is a choice. You can stay stressed out, or you can find practical solutions. Which will you choose? We are here to help you eliminate stress in your personal and professional life. It’s time to get equipped to design your life instead of letting stress control you.

Stress is an epidemic, and it’s affecting people all around you and me. It is affecting people’s work, family, relationships, and personal lives. It is causing worry and anxiety, and making people less productive. It is even causing physical illness and psychological problems. And it’s time to put a stop to it! Let’s do what we can today, and spread this message around to our friends, family, and colleagues. I’m doing my part – will you do yours? Just forward this email, or post this link on Facebook and Twitter. I’d also really love to get your feedback on today’s Daily thoughts.

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Learn from Successful People

Posted on June 12, 2013June 12, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

Have you ever wondered why some people are successful and others are not? Some believe it’s because they just got lucky, or because they have the right background or the right opportunities. But the reality is, it has nothing to do with your personality, where you grew up, how educated you are, or whether your family is successful or not.

You cannot sit there and tell me that people are successful because of their background or personality, because there are millionaires and billionaires who grew up on the wrong side of the tracks, in the wrong families, surrounded by the wrong people, who didn’t go to college, and some even dropped out of high school! The only difference is how they choose to live their lives. They made a decision and followed it through with action.

You can make a decision and take action on that decision and take action on that decision, or you can sit there like 98% of the population and say, “It’s too hard to make money!” “It’s too hard to build a successful business!” “It’s too hard to get a promotion!”

It’s a fantasy to think that you are going to become wealthy overnight or build a successful business in 30 days. Unfortunately, that’s what a lot of people expect. They have this idea that they can skip the beginning stages and go straight for the part where they are making tons of money and having success.

But no matter what you do, you must master the basics of your industry and profession. There are basics to EVERYTHING! Marriage, parenting, your job, building a business, communicating with people, managing money, managing your time, having a fulfilling spiritual life. But if you do not master the basics, you will never truly succeed.

One of my favorite things to talk about when it comes to mastering the basics is Michael Jordan. He was phenomenal!

He did not have a great start in his basketball career. He was cut from his high school team. He was overlooked for not being good enough. But he persisted! He practiced, and he got good enough to make it to the NBA. Today he is one of the most famous basketball players in the world! Kids all over the world (myself included) wanted to fly through the air like Michael Jordan, but they couldn’t even dribble, pass, or shoot!

I want you to think about how many free throws Michael Jordan has shot in his lifetime. How many layups has he done? How many dribbling and passing drills has he done? You can’t even count them!

How do you think he got so good at basketball? How do you think he is able to slam dunk the ball? He first had to know how to dribble, pass, and shoot. He had to master the basics before he was ever qualified to fly through the air and slam dunk the ball.

But most people want to put on their favourite sports top, tie their shoes, and get out on the court and fly through the air. That’s where they’re missing it. You must have the right foundational skills before you can even think about doing the hard stuff or the “fun” stuff.

You can’t just know what the basics are. You can’t just know how to do them. You can’t just do them once or twice. You have to MASTER the basics!

And here’s the bottom line – EVERYONE has to start from the beginning and build up. Everyone has to pay their dues. Everyone starts with the basics. The millionaires and billionaires in your industry did not get to skip the basics. They started with the exact same basics you are starting on! But they made a decision, and they followed that decision up with action. And where did it start? The basics.

So today, no matter what you do or what industry you are in, make a decision to master the basics. I promise it will pay off! Do not get bored in the basics. Do not settle for “good enough”. It’s time to truly master the basics!

It would be a great idea to share this letter with your colleagues or business partners today. This will help get everyone on the same page and solidify the need for people in your company or team to master the basics in order to help the organization grow. It would also be a good conversation to have with your friends and family, because as I mentioned earlier, there are basics in everything from business and career, to family, finances, and relationships. Simply print this email and pass it around, forward the email, or post this link on Facebook and Twitter.

FINALLY, some good news about the economy!

You’ve probably heard plenty of negative news about the economy, and you don’t need to hear any more of it. But when is the last time you heard good news about the state of the economy? When is the last time you were handed good, solid solutions for making more money, annihilating your debt, growing your business, getting ahead in your career, and living the life you’ve always dreamed of? You won’t find it on the news, but you will find it here.

Don’t let People’s Jealousy Stop You

Posted on June 7, 2013 by financialpeaceuk in Achieving, Debt, Finances, Money, Success

As you embark on this journey of success, whether it’s succeeding as a parent or a spouse, or succeeding financially or in business, or even how much you can contribute to society, there will be people who will be jealous. I know you have probably heard that before, but I think it’s really important for us to take a deeper look at that today.

Jealousy is something that has come up against you and me our entire lives. And guess what – it will continue to come up against us for the rest of our lives.

Whenever you decide to go and do something unique, different, or meaningful; when you decide that the status quo is just not for you; whenever you decide you don’t want a mediocre family, an average marriage, a ‘normal’ lifestyle, there are people who will hate you for that!

But you have to understand that it has nothing to do with you. It has everything to do with them.

This reminds me of a story I heard once. If you have a bucket full of crabs, there’s always one that’s trying to get out. It’s trying to climb and reach for the top. And you’ll never guess what happens… The rest of the crabs in the bucket actually pull him back down!

You may have people in your life who are trying to pull you down, as you are reaching for a great marriage or a successful business or a promotion at work or even annihilating your debt. No matter what you are trying to do, there will always be those crabby people who will try to pull you back down to what they call reality.

Here’s an example from my own life: I’ve recently made up my mind about food and GMOs (genetically modified organisms) and the crazy, horrible chemicals that are being put into our food supply that are actually causing terrible diseases. The more I’m learning about it, the more upset I’ve gotten, and I have made some major changes in my everyday life. I’ve always fed my family very healthy, fresh food. We don’t do cans or pre-packaged anything. But when I decided to totally go all in on eating GMO-free, totally organic food, I’ve been ridiculed and made fun of.

You could be in a similar situation right now. Maybe you have decided to start a garden so you can grow your own organic food. You’ve decided to go gluten-free, GMO-free, totally healthy for you and your family. You’ve made the decision that you’re not going in the unhealthy, disease-filled direction most people are going in.

When you make a decision to go against the grain, just know there will be people who will not understand what you’re doing. They will misjudge, criticize, and be jealous of you. But that is not on you! That is their problem.

So as you embark on a whole new journey to success, it will provoke jealousy and judgment from other people. But it’s worth it! Because even if you decide not to do something special or unique or different, there will still be people who will misjudge you and be jealous of you! That’s just part of life.

Don’t you dare let somebody else’s jealousy stop you from going after what is in your heart to do! Don’t use their judgment as a reason to shrink back or quit. Those people have been put in your life to strengthen your resolve and to push you closer to your destiny.

You and I are people who are not supposed to shrink back. You are part of an entire community of people who have made decisions to do something different, to be authentic, to be set apart, to go after their dreams. So even when you are being judged and criticized, know that you are not alone!

My friend, you were designed to be unique and authentic. You were designed to achieve your goals, whether that means living a healthy lifestyle, having a successful marriage, giving millions of pounds away to help people in need, making millions of pounds, or taking luxurious vacations. So press forward and stand firm in your decision for success!

I have to tell you, , I have seen so many people who have been crippled by the fear of other people’s judgment and jealousy. Do not let that be you, or anyone else you know! We’ve got to stop that in its tracks! And we can start by simply sharing this letter with our friends, family, and colleagues. I’m doing what I can to spread this message. Won’t you help me? Just forward this email, or post this link on Facebook and Twitter. Together, you and I can make a difference!

Have a blessed day 🙂