How To Live Like A Millionaire (Even When You’re Broke)

More money: that’s what 81% of us want. That’s probably what you want.

And it’s not for fancy holidays, or boats, or big houses, either. Most people have already given up on that. They are struggling just to pay their rent and basic expenses.

Most people are struggling to save anything at all because their expenses are so high and their jobs don’t pay enough.

It gets worse…

85% of people are feeling so much anxiety over money, it is actually having a negative impact on their health and relationships.

So, what’s the solution?

For many of us, the answer is simply adding more to their income. They pick up extra hours at work, get a second job, start a home business – some sort of money-making activity. They think that working longer and harder, hustling and grinding is the only way out.

More hours at work means fewer hours with friends and family. It means less time for yourself and the things you really enjoy. It means more stress, more pressure and more anxiety.

I don’t know about you, but that sounds like an exhausting – and frankly, truly unhappy – way to live. Are you there right now?

Here’s the good news: more hours are not the answer. Becoming a millionaire is not about doing more, working more, adding more to your already overloaded life.

Now, here’s the part you might not want to hear. More money isn’t the ultimate answer, either. Sure, more money can help you pay the bills. It can help you get a nicer car or a bigger house. But it also means higher bills, more stress and inevitably, working even more hours trying to keep up.

The answer to getting ahead is living like a millionaire.

You might be saying, “but I don’t make anything close to the money a millionaire makes.”

That’s okay. Most millionaires don’t become millionaires by actually generating millions of dollars in income. There are millionaires who make less than £60,000 a year! The key to becoming a millionaire is learning the principles that millionaires know and use every day.

I want you to imagine something for a minute. Imagine what your life would look like if you didn’t have to stress out about money.

Imagine feeling confident that your bills would get paid, your kids would get fed and the money you already worked for was reproducing itself for you.

Imagine spending more time with your friends and family and doing the things you actually enjoy doing. I mean really picture yourself living that life. Got it?

Now, what if I told you that life was not only possible, it’s actually simple. (Notice I didn’t say easy, there is a difference). It starts with reshaping how you think about your day-to-day life in three key areas: your spending, your earning, and your time.

1. Spending

Do you imagine that eating like a millionaire means steak every night, fancy meals out and expensive wine? Nope. Not so. People who are truly wealthy aren’t blowing chunks of cash on new Mercedes, designer clothes and yachts, either.

Here’s the secret: ready for it? Living like a millionaire means living below your means. If you want more money, you simply have to start by spending less of it. Society has sold you a lie about what it means to be successful. Society tells you that success is a big house, a nice car and a bunch of stuff.

What they don’t tell you, is what you sacrifice to attain all those things. I don’t know about you, but success for me is happiness. It’s quality time with my family. It’s working without the stress of keeping up with endless bills.

It’s not owing a single penny to anyone. It’s spending time cooking good meals with my family. It’s taking care of the poor. It’s traveling the world with my husband.

It’s living in peace, not striving to maintain a lifestyle that someone else told me I should want.

What is your personal definition of happiness? Get a piece of paper and write it down. I bet it has less to do with spending money on a bunch of expensive junk than you might have thought.

When you want to spend that extra three or four pounds at the supermarket on some processed convenience food, or you are really dying for that designer pair of shoes, or the latest and greatest smartphone, think about your personal definition of happiness. Is spending that money going to help you get there? If the answer is no, put it down and step away!

True wealth is built in those tiny decisions. Those decisions become habits, and those habits become second-nature. Before you know it, you are well on your way to building that bank balance and accumulating wealth.

2. Earning

Making more money is totally useless if you don’t master the millionaire success secret of spending less. Did you know that 70% of lottery winners go broke within the first few years of winning? There is a shift that has to take place in your mind before earning more money will actually help you solve any of your problems.

See, millionaires see their money differently than most people. Money is not happiness, love, safety or security. Money is not the secret to a better life. Money is a very powerful tool that can do great things, but it’s not the end-goal. Remember that definition of happiness you wrote down? That’s the end goal. And making more money CAN help

But, the secret to making more money is to stop stressing out about making more money! I know I know. “Andrew, I’m in over my head. I’m drowning. I can’t pay my bills.” I understand that money can feel like a life preserver. But, if you want to make more, you have to stop working under the stress and pressure of striving to make more, thinking it’s going to bail you out.

Instead, focus on raising your value. Your value is what determines your income. Yes, it’s that simple. So, what makes you more valuable? Your skill set.

The number one thing that will raise your value to your employer is to become really good at solving problems. And don’t try and guess about what those problems are. Go straight to your boss and ask:

“What problems are you running into? What will help you reach your goals? What will take some of the stress and pressure off of you?”

Get really good at helping other people get what they want. That might mean you learn some new professional skills that are sorely needed in your company. It might mean learning better people skills that will help resolve conflicts and create a more peaceful work environment.

It might mean learning some time management strategies so you can take a few tasks off your boss’s overloaded plate.

The same principle applies if you are a business owner. Find out exactly what your clients want, and then help them get it. Don’t badger and beg them to do what you want. Aren’t you turned off by a pushy salesperson trying to convince you to buy something you aren’t sure you want?

Helping other people succeed has always worked for me. It’s my number one key to building my businesses.

Which brings us to…

3. Time

In your personal definition of success, what does your time look like? Does your definition of success include working 80-100 hours a week? Mine sure does not.

We’ve all heard the expression “time is money.” That can be true, to an extent. But only if the things you fill your time with are producing results.

Those of you who get paid hourly are saying, “Nuh-uh, Andrew. If I work more hours I get a bigger wageslip.” Wouldn’t it be better to make the same amount of money working fewer hours?

Let’s talk about some things that do not produce results: scrolling through social media, taking personal calls and texting during work hours, gossiping, researching, planning and strategising without ever taking action, analysing meaningless data, checking your email every 5 minutes, multitasking, procrastinating, especially on big projects, meetings without a purpose or scheduled stopping point, inefficient processes.

Some of those things are obvious, and some of them are less obvious, but it’s easy to let your time get sucked away into meaningless tasks if you don’t have a plan for it. The most efficient team in our business right now is the team that works on improving themselves, and it’s because we can only focus on the things that bring us the desired result.

We have time blocked out for each task that must get accomplished that day, and a plan for exactly how to accomplish that goal. Each one of us involved in the process has one task to focus on for that block of time, and there is zero room for distractions. At the end of every day, we have a win in the form of increased customers and income.

What if every person ran their day like that? Try it. For each day or week, write down the tasks that must get accomplished. Now, this is the important part: make appointments for each one of the tasks you just wrote down on your calendar.

During that appointed time, you are 100% focused on completing that task. You will be amazed how much you can get done! Not to mention how much time you have for other tasks.

Next time your boss says, “Hey, can you take on this project,” you’ll be able to say, “No problem, I can fit that in right here on my calendar.”

The result is, well, more results! The more results you produce, the more you raise your value. And, as we just discussed, the higher your value, the higher your income. On top of all of that,  you’ll be way less stressed out because you have a simple action-plan to tackle everything you have to get done.

When you reduce the hours you spend working, you increase the hours you spend doing the things you actually enjoy: time with your family, playing a sport, learning to cook, spending time outdoors, reading a good book, volunteering, getting involved in a ministry, traveling, whatever it is you want to do. All without guilt, pressure, and stress about making more money.

Okay, ready to live like a millionaire? Put these principles into place that will take you step-by-step through the millionaire success secrets that will not only help you make more money and keep more money, but will also show you how to build true wealth in every single area of your life.

Now thats this one done for now.

I wish you every success, and hope your day has great you.

Andrew 😃

Motivating People From Where They Are – FPUK.co – Andrew Chenery

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Hi Friend,  How is your new week shaping up? I am so proud of you for being a person who wants more out of their life and is working to achieve your goals and better yourself.

You might be doing great but when you look around, are you starting to see others give up? They set this goal and now they’re already going back to old habits?

Clients have asked me before, “Andrew how do I motivate others to succeed, as well?” It can be frustrating to see those you are close to start things and then give up! I’ve run into this with my kids a lot, my wife and even in myself.

To answer your question, let me share a story. You may or may not know this, but I went through a bad period of being stressed, depressed and entertaining dark thoughts. It lasted for 9 solid months before finally getting so sick and tired of being sick and tired, I decided to do something about it.

If you had tried to motivate me anytime during those months, I wouldn’t have listened. Mainly because I was busy having a pity party and enjoyed blaming everyone else. I just wasn’t ready.

A lot of people say they want success, say they want to lose weight, make more money, get a better job. But they really don’t! And that is okay. We are all at different points in our journey.

You can try to push people out of their ruts, but they might be having fun in there. I wasn’t ready to listen until month 10 of being in that place. Who knows how long it will take others to be ready to listen or actually pull themselves out of the hole!

So what are you supposed to do in this situation?

The only thing you can do… love people where they happen to be in their life. Support them right where they are, realizing they might be at a different place than you in their life journey. When you are there for them, you will learn what motivates them and can just encourage that particular hot-button area!

It puts stress on your relationships when you to try to force others to succeed. And if you push, you will push them away. It shows you don’t support them in their struggles. It shows them your agenda is more important than theirs.

Are you ready to encourage and love others where they are right now?  Leave me your comments and don’t forget to Like and Share this message. If you’re looking for more tips to decrease stress, better your relationships and uncover new strategies for success, join us by subscribing to this blog.

Thats it for today – I hope you have an amazing day

Andrew 🙂

If you would like to start earning an extra income without affecting what you currently do click here

Breaking Into Financial Freedom

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Hey Friend,
Are you hoping to hit the jackpot this year? Be it a promotion, increase in sales or striking gold, maybe you hope this is your lucky year for a huge financial breakthrough!

I hate to be the bearer of bad news, but the reality is, in 2015 you will fall into one of these three categories. Take a minute to look over them and decide which one best describes your financial plan this year.

1. You will stay exactly where you are, which if you are like the majority of people, is living payday-to-payday and stressed about the crushing weight of your debt.

2. You will get worse. Maybe something will happen this year and you’ll lose some income, or you will just continue to go further and further into debt.

3. You will start (or will get closer to) becoming financially independent. You will say enough is enough. You will STOP going into debt, and take a step in the opposite direction!

If your financial plan was to get lucky this year, guess what… that is not a plan! Think about the bigger picture for just a minute. You may be someone who buys lottery tickets each week, or you could be someone who has never bought a single ticket in your entire life. Either way, don’t count yourself out just yet…

Because this is something that goes much deeper than a simple lottery ticket or this idea that you will get “lucky.” There is a mindset behind that lottery ticket that leads to financial failure. Ancient wisdom says he who chases fantasies, has poverty waiting for him.

What is a fantasy, and how does it lead to poverty? Well, the belief you will somehow get lucky and have all of your problems solved, is a total fantasy. The belief you will get something for nothing is a fantasy. It is a fantasy to think you can go to work and do just enough to not get fired, and then expect to get promoted or get a huge bonus. It’s a fantasy to think you can keep eating out 4 times a week, going shopping, and stopping at Starbucks every morning and still expect to become debt-free.

This is what we call the “lottery mentality,” and it will never lead to long-term success. If you pursue this mentality, you will always end up disappointed.
Many years ago, someone told me, “If you want to be successful, then find out what everyone else is doing and do the opposite.” So let’s look at the other side of this “lucky” coin…

It’s safe to say most people are living under this lottery mentality in one way or another. That is, they hope to get something for nothing. But, if want to get something out, you have to put something in.

If you want to annihilate your debt, should you sit and pray and sit and pray and watch and hope and wait for it to suddenly disappear? Heck no! That’s stupid! If you want to annihilate your debt and still have money to do what you want, you have to start with the basic principles of handling money! That’s not chasing a fantasy… that’s pursuing skills and producing results! The bottom line is, if you do what you’ve always done, you’ll have what you’ve always had. Do not put your hope in a fantasy, because it will never lead to success. Choose today to get equipped and to take action in the direction of your goals.
I hope this motivated you to get out from under that giant weight of debt and financial pressure pushing you down and stressing you out! Leave me your comments and Like and Share this message with your friends and family.
This is your life and you are totally in control of it – make it count.

For now have an awesome day.

Andrew 🙂

If you would like to start an earning a second income without affecting what you currently do click here

Understanding Depression – FPUK.co

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Have you ever been plagued by depression? Yes, “plagued,” because it affects nearly 1 in 4 adults in the UK alone! Not to mention the number of adolescents who must deal with depression daily.

What does depression look like for you? You can’t concentrate at work, you’re exhausted, feeling hopeless, empty or alone? A lot of people suffer from depression, but it is rarely acknowledged or treated.

You can numb it out with medications without ever dealing with the actual root of it. Unfortunately, unless you get down to real cause, your problem will not just go away!

I’ve spoken with several people who had dealt with depression for decades. And even after 10-20 years worth of antidepressants it didn’t solve their problems!

One woman in particular, Barbara, mentioned that her mother called her lazy when she was growing up! She didn’t even know she was coping with depression until many years later.

If you’re a parent, this is important! Depression can seem like laziness or some sort of choice, but it could really be your children dealing with a much larger problem.

The only thing that is going to solve your depression or your child’s, is going back to the root of the issue and throwing out that nasty rubbish. For some people, it’s their parents’ divorce, a bad relationship break-up, abuse, or some type of unforgiveness that has sewn a rotting, stinking seed of depression in your life.

And do you know how that seed gets fed? This is important for those of you who are not struggling with depression, but could be close to that full-out battle. You feed that seed by focusing on it. How you think, determines what you speak, and what you speak then determines how you live (or don’t live). What you feed will flourish and what you neglect will die.

If you’ve been speaking death over your life, your dreams, your actions or even over your kids – that needs to stop!

Are you ready to move past the hopelessness? Let me know in the comments and be sure to share today’s message with your friend’s and family by hitting Like and Share.

Thats its for now – have an amazing blessed day whatever you do.
You have one life – make it count.
Andrew 🙂
07930 464461
01394 549364
FPUK.co

Network Marketing Explained – FPUK.co

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Hi Friends

What is Network Marketing?

Network marketing is something that allows you to create a lifestyle, that will bring you more income than the highest paid professional you know.
Its something that allows you to do what you want, when you want, in the fashion that you want to do it in.
That sounds great but what are we doing?
Basically when a company starts up, they need to get the word out about their product or service, so typically they have a certain percentage of their advertising budget thats set aside for billboards, radio, TV, newspapers, magazines, national sports events etc. What we are doing is simply taking that advertising money and instead of doing all those things or stuff that we don’t believe works, they pay it to us, to people that are out in the field, that are using those products or services that can give a recommendation to our friends or family, and do you know what ?…. they pay us very very well, in fact let me tell you about a few of my friends that have been paid very very well to do exactly that.
My friend Karol used to be a Pizza delivery driver, he came from another country, to find his dream, he didn’t know a lot of english, didn’t have a lot of connections, but because of this industry he was able to now have that lifestyle – to do what he wanted to do, now hes able to send money back home to his family, and actually help and he’s got an amazing – amazing lifestyle because of it.
Or Anneeta, she moved here with her family and after 3 years her husband died while abroad in a car crash and she was left with 3 young children and no income, they had no life insurance and she got nothing, but after starting in network marketing, part time to start with she soon started earning a small income to afford food and rent and then she was able to earn enough to have the children looked after allowing her a few more hours doing her business, and now she has a large team, all making serious money, and she is now making more money than her husband used to make in his full time job, and she is able to reduce how many hours she does to spend valuable time with her children – raising them up in a lifestyle she and her husband had dreamed about when they moved to the UK.
So heres my question to you?
I don’t know why you’re reading this, I don’t know if your a college student, maybe your up to your eye balls in debt, and you don’t know how to pay that back, and you really don’t know if your going to have a job for much longer, I don’t know if you’re looking at retiring, and you don’t know if thats ever going to happen, or I don’t know if your friend told you about network marketing, but whatever the case may be, this industry is an amazing industry, we have a system that allows you to do certain steps that will produce predictable results, and what we’ve seen is that through that system there’s been thousands & thousands of people that have been able to walk through it and accomplish their dreams and goals.
So heres what I know, I know that if you have a dream in your heart, and you’re willing to do something about it, if you believe that there’s maybe more to something than the daily grind of doing forty hours a week, for forty years of your life, to end up on forty percent of what didn’t look good to start with, then I say lets partner up, let me take you by the hand, and lets do this together, it happened to me and can happen to you.
Whatever your channel to achieve this, you need to make sure that it produces residual income, income that you get paid forever for doing something once, no return visits needed, and this business can give you just that.
If you’d like to talk more about this opportunity, to work along side your full time job part time, earning additional spare money or you need to start now full time in your spare time then call me today on 01394 549364 or click here to watch the company video giving more info and what its all about.
Thats its for now – have an amazing blessed day whatever you do.
You have one life – make it count.
Andrew 🙂
07930 464461
01394 549364
FPUK.co

Do you have a Lottery Mentality? FPUK.co

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Hi friends,

When we were laying on the beach recently in Egypt after snorkelling off the coral drop off, I had an overwhelming sense of thankfulness to the people who got us started in this business, who showed us the opportunity, who believed in us and who were there when we had questions that needed answering, who kicked us back into action when we went quiet. Now we are so thankful for that start.
Knowing that if we work hard for 5-7 years we can then enjoy the fruit of our labour and have no pension worries or our children’s future.

But what is your plan to top up your pension shortfall, what is your plan B if you like, will the £135 a week which I’m told is the current state pension, be enough for you to enjoy your pensionable, enjoyable old age? To do and have the things you’ve dreamed of doing and having when you retire?

It’s a known statistic that 55-60% of people believe the lottery will be their plan B for when they need it!
We always hear the headlines of the humble couple who have won the lottery, but that’s only 1-2 people. It was recently calculated that if you gave each lottery Loser – NOT Winner just 30 seconds on TV it would take 9 years to get through all the losers from just 1 lottery draw – scary fact.

So my question is what would you like to start doing today to change your destiny? If you’d like to take a look at what we do – we’d be happy to show you how simple this business is, anyone can do it and it works – it’s not selling it just showing.

If you’d like more info please email us at FinancialPeaceUK@gmail.com or call us on 01394549364 / 07930464461

Otherwise have an amazing day and stay blessed 🙂

Andrew Chenery
FPUK.co

How to Raise Your Children – Andrew Chenery

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Hi Friends,

What do you think about influence? Maybe you don’t think you have any in your position or in your life. But the truth is, every decision you make has a huge effect on the people around you… especially your children. Every time you degrade yourself in the mirror, gossip about your boss or talk about what foods you like, you are influencing their future.

Whether you are making a conscious effort or not to set the best possible example for your children, they are always watching you. And they WILL follow your example.

Your children see more than you realise and they catch on so quickly. Your habits will soon become their habits. The way you react in circumstances shows them how to react. How you eat will show them how to eat. That’s pretty powerful stuff!

Consider the example you are setting for your children in these areas of your life:

Relationships
Think about how you react when you are angry or upset. Are you putting forth the example of someone who is in control of their own spirit? If you have a “10” reaction to a “2” offense, your child is watching that and mentally filing it for future reference! How do they view marriage when they see your interactions with your spouse? You are setting the ultimate example for all their present and future relationships and marriage.

Work Ethic 
You also shape their work ethic. Are you constantly complaining about your job and boss at the dinner table? Do you complain about Mondays and live for the weekend? You have to treat your job like the privilege it is! Having a job in todays climate is a blessing. Treat it like one, instead of making your child fear the day they have to start working. Unless, of course, you want them to sleep in your home well into their 30s.

Body Image
Do you spend too much time front of the mirror making negative comments about your body? Most women pass their body issues onto their daughters. If you obsess over food, they will as well.

And for the men – what example are you setting? Do you push yourself at the gym or just plop in front of the TV and watch your gut grow? These habits have an equally major effect on your son.

Money
One of the harshest habits to impact your child’s future would be your spending habits. Simple things like buying more food shopping when there are tons of food already in the house, eating out frequently or complaining about having “nothing to eat” while staring at a fridge full of leftovers, are all things they will pick up on!

The actions you see in your children today are more than likely things you taught them when they were young. But it isn’t too late to sit down with your children, apologize for the example you have set and start moving forward. It’s okay to be honest with your children about your finances, relationships or whatever else is going on in your life.

We all have poor habits, make poor choices on occasion and unintentionally pass on things we never would have imagined to our children. In your life have you ever stopped and realised, “Whoops, I’m being my Dad” after uttering a similar phrase he always used?

Look, parenting doesn’t come with an instruction manual. A lot of things you pick up as you go, but you also don’t have to go blindly.

Tell me about some “Whoops” moments you’ve had while raising your children. I KNOW you have them!

Thats it for today, move toward the positive and raise a generation to be proud of.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Activate that circle of influence today and please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign