How To Live Like A Millionaire (Even When You’re Broke)

More money: that’s what 81% of us want. That’s probably what you want.

And it’s not for fancy holidays, or boats, or big houses, either. Most people have already given up on that. They are struggling just to pay their rent and basic expenses.

Most people are struggling to save anything at all because their expenses are so high and their jobs don’t pay enough.

It gets worse…

85% of people are feeling so much anxiety over money, it is actually having a negative impact on their health and relationships.

So, what’s the solution?

For many of us, the answer is simply adding more to their income. They pick up extra hours at work, get a second job, start a home business – some sort of money-making activity. They think that working longer and harder, hustling and grinding is the only way out.

More hours at work means fewer hours with friends and family. It means less time for yourself and the things you really enjoy. It means more stress, more pressure and more anxiety.

I don’t know about you, but that sounds like an exhausting – and frankly, truly unhappy – way to live. Are you there right now?

Here’s the good news: more hours are not the answer. Becoming a millionaire is not about doing more, working more, adding more to your already overloaded life.

Now, here’s the part you might not want to hear. More money isn’t the ultimate answer, either. Sure, more money can help you pay the bills. It can help you get a nicer car or a bigger house. But it also means higher bills, more stress and inevitably, working even more hours trying to keep up.

The answer to getting ahead is living like a millionaire.

You might be saying, “but I don’t make anything close to the money a millionaire makes.”

That’s okay. Most millionaires don’t become millionaires by actually generating millions of dollars in income. There are millionaires who make less than £60,000 a year! The key to becoming a millionaire is learning the principles that millionaires know and use every day.

I want you to imagine something for a minute. Imagine what your life would look like if you didn’t have to stress out about money.

Imagine feeling confident that your bills would get paid, your kids would get fed and the money you already worked for was reproducing itself for you.

Imagine spending more time with your friends and family and doing the things you actually enjoy doing. I mean really picture yourself living that life. Got it?

Now, what if I told you that life was not only possible, it’s actually simple. (Notice I didn’t say easy, there is a difference). It starts with reshaping how you think about your day-to-day life in three key areas: your spending, your earning, and your time.

1. Spending

Do you imagine that eating like a millionaire means steak every night, fancy meals out and expensive wine? Nope. Not so. People who are truly wealthy aren’t blowing chunks of cash on new Mercedes, designer clothes and yachts, either.

Here’s the secret: ready for it? Living like a millionaire means living below your means. If you want more money, you simply have to start by spending less of it. Society has sold you a lie about what it means to be successful. Society tells you that success is a big house, a nice car and a bunch of stuff.

What they don’t tell you, is what you sacrifice to attain all those things. I don’t know about you, but success for me is happiness. It’s quality time with my family. It’s working without the stress of keeping up with endless bills.

It’s not owing a single penny to anyone. It’s spending time cooking good meals with my family. It’s taking care of the poor. It’s traveling the world with my husband.

It’s living in peace, not striving to maintain a lifestyle that someone else told me I should want.

What is your personal definition of happiness? Get a piece of paper and write it down. I bet it has less to do with spending money on a bunch of expensive junk than you might have thought.

When you want to spend that extra three or four pounds at the supermarket on some processed convenience food, or you are really dying for that designer pair of shoes, or the latest and greatest smartphone, think about your personal definition of happiness. Is spending that money going to help you get there? If the answer is no, put it down and step away!

True wealth is built in those tiny decisions. Those decisions become habits, and those habits become second-nature. Before you know it, you are well on your way to building that bank balance and accumulating wealth.

2. Earning

Making more money is totally useless if you don’t master the millionaire success secret of spending less. Did you know that 70% of lottery winners go broke within the first few years of winning? There is a shift that has to take place in your mind before earning more money will actually help you solve any of your problems.

See, millionaires see their money differently than most people. Money is not happiness, love, safety or security. Money is not the secret to a better life. Money is a very powerful tool that can do great things, but it’s not the end-goal. Remember that definition of happiness you wrote down? That’s the end goal. And making more money CAN help

But, the secret to making more money is to stop stressing out about making more money! I know I know. “Andrew, I’m in over my head. I’m drowning. I can’t pay my bills.” I understand that money can feel like a life preserver. But, if you want to make more, you have to stop working under the stress and pressure of striving to make more, thinking it’s going to bail you out.

Instead, focus on raising your value. Your value is what determines your income. Yes, it’s that simple. So, what makes you more valuable? Your skill set.

The number one thing that will raise your value to your employer is to become really good at solving problems. And don’t try and guess about what those problems are. Go straight to your boss and ask:

“What problems are you running into? What will help you reach your goals? What will take some of the stress and pressure off of you?”

Get really good at helping other people get what they want. That might mean you learn some new professional skills that are sorely needed in your company. It might mean learning better people skills that will help resolve conflicts and create a more peaceful work environment.

It might mean learning some time management strategies so you can take a few tasks off your boss’s overloaded plate.

The same principle applies if you are a business owner. Find out exactly what your clients want, and then help them get it. Don’t badger and beg them to do what you want. Aren’t you turned off by a pushy salesperson trying to convince you to buy something you aren’t sure you want?

Helping other people succeed has always worked for me. It’s my number one key to building my businesses.

Which brings us to…

3. Time

In your personal definition of success, what does your time look like? Does your definition of success include working 80-100 hours a week? Mine sure does not.

We’ve all heard the expression “time is money.” That can be true, to an extent. But only if the things you fill your time with are producing results.

Those of you who get paid hourly are saying, “Nuh-uh, Andrew. If I work more hours I get a bigger wageslip.” Wouldn’t it be better to make the same amount of money working fewer hours?

Let’s talk about some things that do not produce results: scrolling through social media, taking personal calls and texting during work hours, gossiping, researching, planning and strategising without ever taking action, analysing meaningless data, checking your email every 5 minutes, multitasking, procrastinating, especially on big projects, meetings without a purpose or scheduled stopping point, inefficient processes.

Some of those things are obvious, and some of them are less obvious, but it’s easy to let your time get sucked away into meaningless tasks if you don’t have a plan for it. The most efficient team in our business right now is the team that works on improving themselves, and it’s because we can only focus on the things that bring us the desired result.

We have time blocked out for each task that must get accomplished that day, and a plan for exactly how to accomplish that goal. Each one of us involved in the process has one task to focus on for that block of time, and there is zero room for distractions. At the end of every day, we have a win in the form of increased customers and income.

What if every person ran their day like that? Try it. For each day or week, write down the tasks that must get accomplished. Now, this is the important part: make appointments for each one of the tasks you just wrote down on your calendar.

During that appointed time, you are 100% focused on completing that task. You will be amazed how much you can get done! Not to mention how much time you have for other tasks.

Next time your boss says, “Hey, can you take on this project,” you’ll be able to say, “No problem, I can fit that in right here on my calendar.”

The result is, well, more results! The more results you produce, the more you raise your value. And, as we just discussed, the higher your value, the higher your income. On top of all of that,  you’ll be way less stressed out because you have a simple action-plan to tackle everything you have to get done.

When you reduce the hours you spend working, you increase the hours you spend doing the things you actually enjoy: time with your family, playing a sport, learning to cook, spending time outdoors, reading a good book, volunteering, getting involved in a ministry, traveling, whatever it is you want to do. All without guilt, pressure, and stress about making more money.

Okay, ready to live like a millionaire? Put these principles into place that will take you step-by-step through the millionaire success secrets that will not only help you make more money and keep more money, but will also show you how to build true wealth in every single area of your life.

Now thats this one done for now.

I wish you every success, and hope your day has great you.

Andrew 😃

Motivating People From Where They Are – FPUK.co – Andrew Chenery

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Hi Friend,  How is your new week shaping up? I am so proud of you for being a person who wants more out of their life and is working to achieve your goals and better yourself.

You might be doing great but when you look around, are you starting to see others give up? They set this goal and now they’re already going back to old habits?

Clients have asked me before, “Andrew how do I motivate others to succeed, as well?” It can be frustrating to see those you are close to start things and then give up! I’ve run into this with my kids a lot, my wife and even in myself.

To answer your question, let me share a story. You may or may not know this, but I went through a bad period of being stressed, depressed and entertaining dark thoughts. It lasted for 9 solid months before finally getting so sick and tired of being sick and tired, I decided to do something about it.

If you had tried to motivate me anytime during those months, I wouldn’t have listened. Mainly because I was busy having a pity party and enjoyed blaming everyone else. I just wasn’t ready.

A lot of people say they want success, say they want to lose weight, make more money, get a better job. But they really don’t! And that is okay. We are all at different points in our journey.

You can try to push people out of their ruts, but they might be having fun in there. I wasn’t ready to listen until month 10 of being in that place. Who knows how long it will take others to be ready to listen or actually pull themselves out of the hole!

So what are you supposed to do in this situation?

The only thing you can do… love people where they happen to be in their life. Support them right where they are, realizing they might be at a different place than you in their life journey. When you are there for them, you will learn what motivates them and can just encourage that particular hot-button area!

It puts stress on your relationships when you to try to force others to succeed. And if you push, you will push them away. It shows you don’t support them in their struggles. It shows them your agenda is more important than theirs.

Are you ready to encourage and love others where they are right now?  Leave me your comments and don’t forget to Like and Share this message. If you’re looking for more tips to decrease stress, better your relationships and uncover new strategies for success, join us by subscribing to this blog.

Thats it for today – I hope you have an amazing day

Andrew 🙂

If you would like to start earning an extra income without affecting what you currently do click here

Network Marketing Explained – FPUK.co

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Hi Friends

What is Network Marketing?

Network marketing is something that allows you to create a lifestyle, that will bring you more income than the highest paid professional you know.
Its something that allows you to do what you want, when you want, in the fashion that you want to do it in.
That sounds great but what are we doing?
Basically when a company starts up, they need to get the word out about their product or service, so typically they have a certain percentage of their advertising budget thats set aside for billboards, radio, TV, newspapers, magazines, national sports events etc. What we are doing is simply taking that advertising money and instead of doing all those things or stuff that we don’t believe works, they pay it to us, to people that are out in the field, that are using those products or services that can give a recommendation to our friends or family, and do you know what ?…. they pay us very very well, in fact let me tell you about a few of my friends that have been paid very very well to do exactly that.
My friend Karol used to be a Pizza delivery driver, he came from another country, to find his dream, he didn’t know a lot of english, didn’t have a lot of connections, but because of this industry he was able to now have that lifestyle – to do what he wanted to do, now hes able to send money back home to his family, and actually help and he’s got an amazing – amazing lifestyle because of it.
Or Anneeta, she moved here with her family and after 3 years her husband died while abroad in a car crash and she was left with 3 young children and no income, they had no life insurance and she got nothing, but after starting in network marketing, part time to start with she soon started earning a small income to afford food and rent and then she was able to earn enough to have the children looked after allowing her a few more hours doing her business, and now she has a large team, all making serious money, and she is now making more money than her husband used to make in his full time job, and she is able to reduce how many hours she does to spend valuable time with her children – raising them up in a lifestyle she and her husband had dreamed about when they moved to the UK.
So heres my question to you?
I don’t know why you’re reading this, I don’t know if your a college student, maybe your up to your eye balls in debt, and you don’t know how to pay that back, and you really don’t know if your going to have a job for much longer, I don’t know if you’re looking at retiring, and you don’t know if thats ever going to happen, or I don’t know if your friend told you about network marketing, but whatever the case may be, this industry is an amazing industry, we have a system that allows you to do certain steps that will produce predictable results, and what we’ve seen is that through that system there’s been thousands & thousands of people that have been able to walk through it and accomplish their dreams and goals.
So heres what I know, I know that if you have a dream in your heart, and you’re willing to do something about it, if you believe that there’s maybe more to something than the daily grind of doing forty hours a week, for forty years of your life, to end up on forty percent of what didn’t look good to start with, then I say lets partner up, let me take you by the hand, and lets do this together, it happened to me and can happen to you.
Whatever your channel to achieve this, you need to make sure that it produces residual income, income that you get paid forever for doing something once, no return visits needed, and this business can give you just that.
If you’d like to talk more about this opportunity, to work along side your full time job part time, earning additional spare money or you need to start now full time in your spare time then call me today on 01394 549364 or click here to watch the company video giving more info and what its all about.
Thats its for now – have an amazing blessed day whatever you do.
You have one life – make it count.
Andrew 🙂
07930 464461
01394 549364
FPUK.co

How to Raise Your Children – Andrew Chenery

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Hi Friends,

What do you think about influence? Maybe you don’t think you have any in your position or in your life. But the truth is, every decision you make has a huge effect on the people around you… especially your children. Every time you degrade yourself in the mirror, gossip about your boss or talk about what foods you like, you are influencing their future.

Whether you are making a conscious effort or not to set the best possible example for your children, they are always watching you. And they WILL follow your example.

Your children see more than you realise and they catch on so quickly. Your habits will soon become their habits. The way you react in circumstances shows them how to react. How you eat will show them how to eat. That’s pretty powerful stuff!

Consider the example you are setting for your children in these areas of your life:

Relationships
Think about how you react when you are angry or upset. Are you putting forth the example of someone who is in control of their own spirit? If you have a “10” reaction to a “2” offense, your child is watching that and mentally filing it for future reference! How do they view marriage when they see your interactions with your spouse? You are setting the ultimate example for all their present and future relationships and marriage.

Work Ethic 
You also shape their work ethic. Are you constantly complaining about your job and boss at the dinner table? Do you complain about Mondays and live for the weekend? You have to treat your job like the privilege it is! Having a job in todays climate is a blessing. Treat it like one, instead of making your child fear the day they have to start working. Unless, of course, you want them to sleep in your home well into their 30s.

Body Image
Do you spend too much time front of the mirror making negative comments about your body? Most women pass their body issues onto their daughters. If you obsess over food, they will as well.

And for the men – what example are you setting? Do you push yourself at the gym or just plop in front of the TV and watch your gut grow? These habits have an equally major effect on your son.

Money
One of the harshest habits to impact your child’s future would be your spending habits. Simple things like buying more food shopping when there are tons of food already in the house, eating out frequently or complaining about having “nothing to eat” while staring at a fridge full of leftovers, are all things they will pick up on!

The actions you see in your children today are more than likely things you taught them when they were young. But it isn’t too late to sit down with your children, apologize for the example you have set and start moving forward. It’s okay to be honest with your children about your finances, relationships or whatever else is going on in your life.

We all have poor habits, make poor choices on occasion and unintentionally pass on things we never would have imagined to our children. In your life have you ever stopped and realised, “Whoops, I’m being my Dad” after uttering a similar phrase he always used?

Look, parenting doesn’t come with an instruction manual. A lot of things you pick up as you go, but you also don’t have to go blindly.

Tell me about some “Whoops” moments you’ve had while raising your children. I KNOW you have them!

Thats it for today, move toward the positive and raise a generation to be proud of.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Activate that circle of influence today and please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

Build Your Circle Of Friends – FPUK.co

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Hi Friends,
Back from honeymoon now – Sorry its been a while since I last posted, but 1 month ago yesterday we got married and then took time out in Egypt to relax and although I took my trusted iPad planning to continue my blogging whilst there, wisdom and relaxation took over.
But while we were there we met and built our circle of friends, talking about life around the pool or while on the beach we met so many people, some happy as they escaped reality and their stress back home and some like us that enjoy life and all it gives us. But today I want to continue talking about friends and the ripple effect it causes building true friendships.

What would you say if I told you you are wasting one of your biggest assets? You’d probably want to know what it was! You see, every human has a circle of influence. In fact, the average person knows 2,000 people by the time they are 20 years old.

That means every day you have the power to influence thousands of people just by stating an opinion, sharing life experiences and recommending other businesses.

You can choose to ignore your circle of influence, like the majority of people do. Or you can utilise this resource to build your business, find a job, look for a date or expose your product or service.

I imagine you’re reminded of a few slimy “friends” you once had on Facebook who wouldn’t stop pushing their business in your face until you were so exhausted you finally “unfriended” them. But that isn’t what I mean. You can utilise your influence without resorting to shameless self-promotion.

What I am talking about is creating a mutually-beneficial relationship. How many times have you heard an acquaintance, friend or family member express a need for something? They’re looking for a hair stylist, they just put their house on the market… etc.

What you do is become a connector. Help your friends fill their needs! Know someone who is recruiting and another person that is looking for a job? Refer your friend.

I’m a firm believer that what you hand out, you will get back. So when you give referrals, who do you think is the first name they will think of when referring within their circle of influence? Becoming a resource for your friends not only increases your value, but it’s essentially setting up free advertising for yourself. Not only that, but you are helping the people in your life and strengthening those relationships.

Marketers are always trying to get to your list. Think of it this way – Abercrombie isn’t about getting YOU to buy their clothes. They are about getting you to advertise for them. That’s why they put their label on the outside. You are advertising their clothes to your circle of influence. So if these marketers find your list so valuable, why don’t YOU use your own list???

Building a list and using the resources that are right in front of you will open so many doors and opportunities: jobs, loyal clients, better relationships and more! You should be consistently building and adding to your list of resources.

Start asking “Who do I know?” You’d be surprised by the number of people you actually know and the possible resources you are wasting.

Thats it for today, build your list, talk to 5 more people and ask for a business card or phone number, and of course give your out too.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Activate that circle of influence today and please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

Residual Income = Time Freedom – FPUK.co

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Hi Friends,

I’m getting a little bit excited now, as many of you know I’m getting married this Saturday and my Event Planner iPhone app is telling me its only 2 days 6 hours and 2 minutes away – Wow !!

I’m off very soon to go and collect some very good friends from the airport that are coming to stay and attend our wedding, and thats really part of what I want to talk to you all today about.

Taking Time Off, when I need is one of the many benefits of working for my self, and I’ve done this for 9 years now. Every time one of my children has had a school assembly or a school lunch for fathers I’ve been able to attend, I’ve been able to take my children to school and pick them up if I’ve wanted and been their for the important events. I haven’t had to ask the boss for time off, ok all I’ve had to do is rearrange my diary with my clients but as long as my appointments have been met thats been ok, but thats the thing in my diary my children’s events are listed in my list of appointments as important as a business client. This is where getting your life plan balance correct and I’ve talked about that in other posts.

But now, taking time off when i wanted just meant taking time off, I’m the boss right so i can say i’m going to the airport this morning and no-one can complain or get jealous for me being missing again. But in the past, if I took too much time off my income dipped a little, but time and money are the 2 things we always need more of and always run out very quickly. But now since adding an extra income stream, I have money coming in whether I work or take time off.

Residual Income is a term very misunderstood, but its a term that is becoming more popular as we understand and compare earning types. Many people get paid linear income, they get paid the same each week or month for the work they have done, whether they have worked extra hard or just done their job, they get paid the same. They have been paid for the number of hours they’ve done i.e a 40 hour week with half hour for lunch resulting in a 37.5 hour week. Others get paid for productivity, producing items for sale and often the hours put in doesn’t justify the retail price of the product covering the time spent, as in artists and crafts people. In both these examples as soon as they stop working and don’t do anything their income stops. With residual income, work is done for very little effort which then earns income continuously without any manual input to keep it coming in, and this is what my newest income steam is – Residual Income. Now this truly allows me to take time off as and when I want without having to book my holidays with the boss and getting it on the calendar early so as not to miss out.

Are these important to you:

  • Time Freedom
  • Residual Income
  • Top up your pension
  • Financial Peace
  • Working where and when you want
  • Spending time with family or children

If the answer to any of these is Yes then take a look at earning Residual Income, which can be ran alongside your part/full time job or self employed role until the level is correct for you and then you can Jump Ship to your new lifestyle. I know i’d rather work hard for the next 5 years to then receive my current yearly salary paid to me each month without much input, and I’ve got many friends doing just that for just a few hours a week.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at: @FinPeaceUK     @AndrewChenery      @BHPGardenDesign

Forgiving Increases Relationships – FPUK.co

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Hi Friends,

As the countdown to our wedding day ticks by (3 days 7 hours 53 minutes ) theres different thoughts coming to me in increasing and building stronger relationships, and as requested, after our honeymoon I’ll be doing a series on relationships.

Recently I spent some time talking about forgiveness being linked to happiness, but this topic is so important and so vital to your success I wanted to expand on it a little bit more.

When you harbour unforgiveness it actually does MORE than just keep you stuck. It’s the root of low self-esteem, criticism, distrust, sleepless nights, anxiety and having a short fuse. It is also the root of all addictions! And those addictions can take many forms: working too much, shopping, food, porn, TV, drugs and alcohol.

When you hold on to bitterness you leave yourself open to all these other horrible distractions. Unforgiveness is the ultimate gateway drug! It’s the root of every evil that keeps us from moving forward in a healthy, happy, rewarding and clean lifestyle.

The way I see it, your past is the baggage you just carry around and unforgiveness is just plain old rubbish. It smells… it stinks and even worse, everyone else you meet gets a big whiff of it when you walk by. When you’re burdened, you reek.

Whether you realize it or not, your rubbish has control over your life. It affects your relationships, your job performance and your physical health!

Forgiveness is a choice – maybe not an easy one, but it is still 100% your choice! It isn’t about letting others off the hook, but it does require you to accept the fact you have no control over the situation.

You can’t control other people, you can only control your response to them and their actions. In other words, if you’re waiting around for other people to apologize, don’t bother. Those who have wronged you might never admit their fault or ask for your forgiveness. It isn’t about what they deserve, it’s about choosing to not let them have a hold on you.

Don’t let their mistakes have that control over your life or your happiness! And I’ve heard it before, “Andrew, it isn’t that easy.” You’re right, it isn’t that easy. For most people it’s a process. Move away from your role as a victim and release the control and power others have on your life.

What is your choice today? Are you going to hang on to the bitterness and keep carrying your rubbish around with you? Or are finally going to take your rubbish out to the driveway for the dustmen?

If you’re interested in spring cleaning, let the rubbish in your life be the first thing you get rid of in this new spring season. Leave me your comments on today’s message and take that 5 extra seconds to Like and Share it. You never know who in your circle of influence really needs to hear this!

If you’d like to know more about how to perform forgiveness drop me a line at the contact details below and I’d love to have a chat about how the process works.

I encourage you today to get these principles working in your favour. Don’t leave your success to chance — follow the laws and create your dream life!

Please take a minute to pass this message along to your friends, family and colleagues today. You never know who desperately needs this guidance and direction for their lives, so share this on your social media sites, print it out and pass it around or simply forward this email. Please retweet this.

This is your life – make it count.

Stay Blessed

Andrew 🙂

FPUK.co     FinancialPeaceUK.com

Follow me at:    @FinPeaceUK     @AndrewChenery     @BHPGardenDesign